TABLE 1 Major Cost Categories and Data Sources,,,, Cost categories,Payer,Data sources,, Vehicle operating cost,Private,"NJDOT, ",, n Auto ownership,,Internet resources ,, n Auto operations (gasoline + ,,"(Kelley Blue Book online), ",,   maintenance + insurance),,American Automobile ,, n Tolls,,Manufacturers Association (AAMA),, n Insurance ,,,, ,,,, Infrastructure costs,Public,NJDOT,, n Capital,,,, n Maintenance and improvements,,,, n Right-of-way,,,, ,,,, Environmental costs,Public,Existing studies and ,, n Air pollution,and,"NJDOT, U.S. Environmental ",, n Noise,private,Protection Agency (USEPA),, ,,,, Congestion costs,Private,NJDOT,, n Travel time,,,, ,,,, Accident and safety costs,Public,NJDOT,, n Bodily and property damage,and,,, n Productivity,private,,, n Emergency and medical services,,,,    (police + ambulance + rescue),,,,