For purposes of this regulation, the term:
(a) Financial institution means any office of a bank, savings bank,
card issuer as defined in section 103 of the Consumer Credit Protection
Act (15 U.S.C. 1602(n)), industrial loan company, trust company, savings
and loan, building and loan, or homestead association (including
cooperative banks), credit union, consumer financial institution,
located in any State or territory of the United States, the District of
Columbia, Puerto Rico, Guam, American Samoa, or the Virgin Islands.
(b) Financial record means an original of, a copy of, or information
known to have been derived from, any record held by a financial
institution pertaining to a customer's relationship with the financial
institution.
(c) Person means an individual or a partnership of five or fewer
individuals.
(d) Customer means any persons or authorized representative of that
person who utilized or is utilizing any service of a financial
institution, or for whom a financial institution is acting or has acted
as a fiduciary, in relation to an account maintained in the person's
name.
(e) Law enforcement inquiry means a lawful investigation or official
proceeding inquiring into a violation of or failure to comply with any
criminal or civil statute or any regulation, rule, or order issued
pursuant thereto.
(f) Departmental unit means those offices, divisions bureaus, or
other components of the Department of Labor authorized to conduct law
enforcement inquiries.
(g) Act means the Right to Financial Privacy Act of 1978.
