(a) When a person who is an employer of a migrant or seasonal
agricultural worker provides workers' compensation insurance which
protects such worker in the event of bodily injury or death while the
worker is being transported, such person must also obtain insurance
providing a minimum of $50,000 for loss or damage in any one accident to
the property of others (excluding cargo), or evidence of a general
liability insurance policy that provides the same protection.
(b) Such person may evidence the purchase of motor carrier insurance
or other appropriate insurance providing such property damage protection
by obtaining and making available upon request to the Department of
Labor a vehicle or other liability certificate of insurance showing that
such person has obtained the property damage insurance required under
paragraph (a) of this section.
(c) In the absence of the insurance certificate referred to in
paragraph (b) of this section, the Department of Labor will look to the
actual policy of insurance in determining compliance with paragraph (a)
of this section.