A farm labor contractor, agricultural employer or agricultural
association shall not transport any migrant or seasonal agricultural
worker or his property in any vehicle such contractor, employer or
association owns, operates, controls, or causes to be operated unless he
has an insurance policy or liability bond in effect which insures
against liability for damage to persons or property arising from the
ownership, operation, or causing to be operated of such vehicle.
Generally, the owner or lessor of the vehicle will be responsible for
providing the required insurance. The insurance requirements do not
apply to vehicles involved in carpooling arrangements made by the
workers themselves, using one of the workers' own vehicles and not
specifically directed or requested by an agricultural employer or
agricultural association. However, carpooling does not include any
transportation arrangement in which a farm labor contractor
participates. Activities exempt from transportation safety standards are
also exempt from insurance requirements. (See also Sec. 500.103.)