Glossary
Creditable Coverage
Health coverage you have had in the past, such as coverage under a
group health plan (including
COBRA continuation coverage), an HMO, an
individual health insurance policy, Medicare or Medicaid, and this prior
coverage was not interrupted by a significant break in coverage. The
time period of this prior coverage must be applied toward any
pre-existing condition
exclusion imposed by a new health plan. Proof of your creditable coverage
may be shown by a certificate of
creditable coverage or by other documents showing you had
health coverage, such as a health insurance ID card.
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