Glossary
Affiliation Period
A period of time that must pass before health insurance coverage
provided by an HMO (Health Maintenance Organization) becomes
effective.
If a group health plan provides
coverage to you through an HMO with an affiliation period, the affiliation
period cannot be longer than 2 months (3 months for a late enrollee) from your enrollment date, and the plan cannot impose a
pre-existing condition
exclusion. During the affiliation period, the plan cannot charge you
premiums, and the HMO is not required to provide benefits.
The affiliation period must run concurrently with any waiting period
for coverage under the plan.
Back
Complete Glossary of Terms
|
