Table 2. Logistic regression predicting employer-sponsored health coverage based on head of household or spouse/partner among workers in the 2004 Survey of Consumer Finances (N=3,478)
Variable Parameter estimate P-value Odds ratio

Age

 0.1272 <.0001*** 1.136

Age-squared

 -0.0014 <.0001*** 0.999
Race:

White non-Hispanic (reference group)

 - - -

Black

 -0.1568 0.3033 0.855

Hispanic

 -0.6244 <.0001*** 0.536

Other

 -0.1021 0.651 0.903
Family type:

Couples with children (reference group)

 - - -

Couples without children

 0.0271 0.8315 1.027

Single parents

 -0.3455 0.0197* 0.708

Singles

 -0.1872 0.144 0.829
Income:

Less than $25,000

 -2.2558 <.0001*** 0.105

$25,000-$49,999

 -1.1237 <.0001*** 0.325

$50,000-$74,999

 -0.6793 <.0001*** 0.507

$75,000-$99,999

 -0.5856 0.0011** 0.557

$100,000 plus (reference group)

 - - -

Self-employed (reference group: not self-employed)

 -0.9925 <.0001*** 0.371
Current work:

Full time work (reference group)

 - - -

Part time work

 -1.3494 <.0001*** 0.259

Small firm employer (<=100) (reference group: large firms)

 -0.9151 <.0001*** 0.4
Occupation:

Managerial and professional (reference group)

 - - -

Sales

 -0.2143 0.0965 0.807

Service

 -0.9388 <.0001*** 0.391

Construction

 -0.5646 0.0001** 0.569

Production

 -0.4625 0.0070** 0.63

Farming, Forestry, & Fishing

 -1.003 0.0098** 0.367

Union membership (reference group non-union members)

 0.527 0.0012** 1.694

Note: * p<.05; ** p<.01; *** p<.001 Percent concordant: 82.3%