Table 1. Percent of full-time employees covered by employer-provided health insurance plans by restriction on mental health care benefits, 1997 and 2000 (1)
Percent
1997 2000

Total with mental health care benefits

100 100
Inpatient care (hospital room and board):

Subject to separate limits (2)

86 82

Days

61 72

Dollars

41 10

Coinsurance

13 12

Co-payment

7 3
Outpatient care:

Subject to separate limits (2)

96 90

Days

53 71

Dollars

55 15

Coinsurance

36 19

Co-payment

30 29

Footnotes:
(1) Data are limited to private industry establishments with 100 or more workers.
(2) Employees in plans that did not impose separate limits for mental health benefits generally imposed the same deductible and coinsurance for all services, including mental and nonmental illnesses.

NOTE: Sums of individual items may not equal totals because some workers were subject to more than one limit.