Wage garnishment is a legal procedure in which a persons
earnings are required by court order to be withheld by an employer for the
payment of a debt such as child support. Title III of the
Credit Protection Act (CCPA) prohibits an employer from discharging an
employee whose earnings have been subject to garnishment for any one debt,
regardless of the number of levies made or proceedings brought to collect it.
Title III protects employees from being discharged by their
employers because their wages have been garnished for any one debt and limits
the amount of employees' earnings that may be garnished in any one week. It
does not, however, protect an employee from discharge if the employee's
earnings have been subject to garnishment for a second or subsequent debts.
Title III applies to all individuals who receive personal earnings
and to their employers. Personal earnings include wages, salaries, commissions,
bonuses, and income from a pension or retirement program, but does not
ordinarily include tips.
DOL Web Pages on This
Employment Law Guide:
Wage Garnishment Section
Information on wage garnishment.