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Release Date: September 2008

MONEY TIPS FOR ALL AGES

You may be thinking hard about taking care of your cash right now. It’s a perfect time to start practicing financial habits that will serve you well for the rest of your life, regardless of your financial situation or the state of the economy. And because some of the strategies you’d use to reach your goals when you’re 25 are different from the ones you’d use at 65, check out Money Tips for All Ages, free from the Federal Deposit Insurance Corporation and the Federal Citizen Information Center.

Age is just a number when it comes to some financial advice. Old or young, you want to look for ways to keep banking costs down, maintain a good credit record, keep track of your spending, set short-term and long-term financial goals, and avoid fraud. And there are tips in this brochure to help you do all these things.

But sometimes age does matter. Let’s say you’re in your middle years and are considering buying a house or need to save for retirement. You’ll want to manage your mortgage and explore IRA and 401(k) retirement accounts. Maybe you have children. Teach your tween about saving money and spending it wisely by talking about how you handle your own money. If you’re a newlywed, talk candidly with your spouse about your finances and your shared financial goals for the future. Perhaps you’re a financial caregiver for an elderly relative. Know where to find important papers before an emergency arises and take precautions to protect that person against fraud. You’ll find more helpful suggestions for many stages of your life in Money Tips for All Ages.

Dealing with money usually isn’t fun, so take advantage of the extra motivation you may be feeling. A little time spent now putting good habits in place and reading Money Tips for All Ages could mean a load off your mind in the future. There are three easy ways to place your order:

  • Send your name and address to Money Tips for All Ages, Pueblo, Colorado 81009;

  • Visit www.pueblo.gsa.gov/rc/n80moneytips.htm to place your order online or to read or print these and hundreds of other Federal publications for free.

  • Or call toll-free 1 (888) 8 PUEBLO. That’s 1 (888) 878-3256, weekdays 8 a.m. to 8 p.m. Eastern Time and ask for Money Tips for All Ages.

Get even more information and take advantage of online government resources at www.USA.gov and www.GobiernoUSA.gov—your official English and Spanish web portals to the Federal government.

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  • Please check with Rebecca Fulcher if you plan to use this release after December 15, 2008.
  • To receive New for Consumers releases by e-mail, send a request to rebecca.fulcher(at)gsa.gov or call (202) 501-1794.

GSA #2886

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