[October 31,2005 (Volume 70, Number 209)] [Unified Agenda] From the Federal Register Online via GPO Access [frwais.access.gpo.gov] [DOCID: f:ua051051.wais] [Page 65604-65609] Federal Deposit Insurance Corporation ----------------------------------------------------------------------- Part LI ----------------------------------------------------------------------- Semiannual Regulatory Agenda [[Page 65604]] FEDERAL DEPOSIT INSURANCE CORPORATION (FDIC) _______________________________________________________________________ FEDERAL DEPOSIT INSURANCE CORPORATION 12 CFR Ch. III Semiannual Agenda of Regulations AGENCY: Federal Deposit Insurance Corporation. ACTION: Semiannual regulatory agenda. _______________________________________________________________________ SUMMARY: The Federal Deposit Insurance Corporation (FDIC) is hereby publishing items for the Fall 2005 Unified Agenda of Federal Regulatory and Deregulatory Actions. The agenda contains information about FDIC's current and projected rulemakings, existing regulations under review, and completed rulemakings. FOR FURTHER INFORMATION CONTACT: Persons identified under regulations listed in the agenda. Unless otherwise noted, the address for all FDIC staff identified in the agenda is Federal Deposit Insurance Corporation, 550 17th Street NW., Washington, DC 20429. SUPPLEMENTARY INFORMATION: Twice each year, the FDIC publishes an agenda of regulations to inform the public of its regulatory actions and to enhance public participation in the rulemaking process. Publication of the agenda is in accordance with the Regulatory Flexibility Act (5 U.S.C. 601 et seq.). The FDIC amends its regulations under the general rulemaking authority prescribed in section 9 of the Federal Deposit Insurance Act (12 U.S.C. 1819) and under specific authority granted by the Act and other statutes. In this edition of the Fall 2005 Agenda, the FDIC published three proposed rules: (1) The ``Annual Independent Audits and Reporting Requirements'' published August 2, 2005; (2) the ``Deposit Insurance Coverage; Stored Value Cards and Other Nontraditional Access Mechanisms'' published August 8, 2005, (3) ``One-Year Post-Employment Restrictions for Senior Examiners'' published jointly with the Office of the Comptroller of the Currency (OCC), Federal Reserved System (Board), and the Office of Thrift Supervision (OTS) August 5, 2005. Also published were two interim final rules: (1) ``Deposit Insurance Coverage, Accounts of Qualified Tuition Savings Programs Under Section 529 of the Internal Revenue Code'' published June 9, 2005; (2) the ``Fair Credit Reporting Medical Information Regulations'', published jointly with the Board, OCC, OTS and the National Credit Union Administration June 10, 2005. In addition, the FDIC published a final rule, ``Community Reinvestment Act Regulations'' on August 2, 2005. Interested persons may petition the FDIC for the issuance, amendment, or repeal of any regulation by submitting a written petition to the Executive Secretary, Federal Deposit Insurance Corporation, Washington, DC 20429. Petitioners should include complete and concise statements of their interest in the subject matter and reasons why the petitions should be granted. Robert E. Feldman, Executive Secretary, Federal Deposit Insurance Corporation. Federal Deposit Insurance Corporation--Proposed Rule Stage ---------------------------------------------------------------------------------------------------------------- Regulation Sequence Title Identifier Number Number ---------------------------------------------------------------------------------------------------------------- 3972 Regulatory Publication and Review..................................................... 3064-AC59 3973 Deposit Insurance Coverage; Stored Value Cards and Other Nontraditional Access 3064-AC80 Mechanisms............................................................................ 3974 12 CFR 308 One-Year Post-employment Restrictions for Senior Examiners................. 3064-AC92 ---------------------------------------------------------------------------------------------------------------- Federal Deposit Insurance Corporation--Final Rule Stage ---------------------------------------------------------------------------------------------------------------- Regulation Sequence Title Identifier Number Number ---------------------------------------------------------------------------------------------------------------- 3975 12 CFR 303 Filing Procedures; Transactions With Affiliates............................ 3064-AC78 3976 Fair Credit Reporting Medical Information Regulations................................. 3064-AC81 3977 Fair Credit Reporting Affiliate Marketing Regulations................................. 3064-AC83 3978 Deposit Insurance Coverage; Accounts of Qualified Tuition Savings Programs Under 3064-AC90 Section 529 of the Internal Revenue Code.............................................. 3979 Annual Independent Audits and Reporting Requirements.................................. 3064-AC91 ---------------------------------------------------------------------------------------------------------------- Federal Deposit Insurance Corporation--Long-Term Actions ---------------------------------------------------------------------------------------------------------------- Regulation Sequence Title Identifier Number Number ---------------------------------------------------------------------------------------------------------------- 3980 12 CFR 327 Assessments--Assessment Base............................................... 3064-AB46 3981 12 CFR 342 Qualification Requirements for the Recommendation or Sale of Certain 3064-AB85 Securities............................................................................ 3982 12 CFR 334 Fair Credit Reporting Act Regulations...................................... 3064-AC35 3983 12 CFR 325 Risk-Based Capital Guidelines: Market Risk Measure; Securities Borrowing 3064-AC46 Transactions.......................................................................... 3984 Risk-Based Capital Standards: Implementation of New Basel Capital Accord.............. 3064-AC73 ---------------------------------------------------------------------------------------------------------------- [[Page 65605]] Federal Deposit Insurance Corporation--Completed Actions ---------------------------------------------------------------------------------------------------------------- Regulation Sequence Title Identifier Number Number ---------------------------------------------------------------------------------------------------------------- 3985 12 CFR 345 Community Reinvestment Act Regulations (Completion of a Section 610 Review) 3064-AC50 3986 Securities of Nonmember Insured Banks................................................. 3064-AC88 3987 Community Reinvestment Act Regulations................................................ 3064-AC89 ---------------------------------------------------------------------------------------------------------------- _______________________________________________________________________ Federal Deposit Insurance Corporation (FDIC) Proposed Rule Stage _______________________________________________________________________ 3972. REGULATORY PUBLICATION AND REVIEW Priority: Other Significant. Major status under 5 USC 801 is undetermined. Legal Authority: Not Yet Determined CFR Citation: None Legal Deadline: None Abstract: OCC, FRB, FDIC, and OTS are reviewing their regulations to reduce burden imposed on insured depository institutions as required by section 2222 of the Economic Growth and Regulatory Act of 1996. Timetable: ________________________________________________________________________ Action Date FR Cite ________________________________________________________________________ Notice 06/16/03 68 FR 35589 Second Notice 01/21/04 69 FR 2852 Second Notice Comment Period End04/20/04 Third Notice 07/20/04 69 FR 43347 Third Notice Comment Period End 10/18/04 Fourth Notice 02/03/05 70 FR 5571 Fourth Notice Comment Period End05/04/05 Fifth Notice 08/11/05 70 FR 46779 Fifth Notice Comment Period End 11/09/05 Sixth Notice 01/00/06 Regulatory Flexibility Analysis Required: No Small Entities Affected: No Government Levels Affected: None URL For More Information: www.egrpra.gov URL For Public Comments: www.egrpra.gov Agency Contact: Claude A. Rollin, Senior Counsel, Legal Division, Federal Deposit Insurance Corporation, Washington, DC 20429 Phone: 202 898-8741 RIN: 3064-AC59 _______________________________________________________________________ 3973. DEPOSIT INSURANCE COVERAGE; STORED VALUE CARDS AND OTHER NONTRADITIONAL ACCESS MECHANISMS Priority: Other Significant Unfunded Mandates: Undetermined Legal Authority: 12 USC 1813(l); 12 USC 1813(m); 12 USC 1817(i); 12 USC 1818(q); 12 USC 1819 (Tenth) CFR Citation: 12 CFR 330 Legal Deadline: None Abstract: FDIC published a proposed regulation that would clarify the insurance coverage of funds subject to transfer or withdrawal through the use of stored value cards and other nontraditional access mechanisms. This proposed rule is a revision of a proposed rule published by the FDIC in April of 2004 (the ``First Proposed Rule''). See 69 FR 20558 (April 16, 2004). The purpose of the revised proposed rule (the ``Second Proposed Rule'') is to address certain issues raised by commenters in response to the original proposal. Timetable: ________________________________________________________________________ Action Date FR Cite ________________________________________________________________________ NPRM 04/16/04 69 FR 20588 NPRM Comment Period End 07/15/04 Second NPRM 08/08/05 70 FR 45571 Second NPRM Comment Period End 11/07/05 Final Action 01/00/06 Regulatory Flexibility Analysis Required: No Small Entities Affected: No Government Levels Affected: None URL For More Information: http://www.fdic.gov/regulations/laws/federal/propose.html Agency Contact: Christopher L. Hencke, Counsel, Legal Division, Federal Deposit Insurance Corporation, Washington, DC 20429 Phone: 202 898-8839 RIN: 3064-AC80 _______________________________________________________________________ 3974. [bull] ONE-YEAR POST-EMPLOYMENT RESTRICTIONS FOR SENIOR EXAMINERS Priority: Substantive, Nonsignificant. Major status under 5 USC 801 is undetermined. Legal Authority: 5 USC 504 ; 5 USC 554 to 557; 12 USC 93(b); 12 USC 164; 12 USC 505; 12 USC 1815(e); 12 USC 1817 to 1818; 12 USC 1820; 12 USC 1828 to 1829; 12 USC 1829(b); 12 USC 1831i; 12 USC 1831m(g)(4); 12 USC 1831o; 12 USC 1831p-1; 12 USC 1832(c); 12 USC 1884(b); 12 USC 1972; 12 USC 12 USC 3102; 12 USC 3108(a); 12 USC 3349; 12 USC 3909; 12 USC 4717; 15 USC 78(h) to 78(i); 15 USC 78o-4(c); 15 USC 78o-5; 15 USC 78q- 1; 15 USC 78s; 15 USC 78u; 15 USC 78u-2 to 78u-3; 15 USC 78w; 15 USC 6801(b); 15 USC 6805(b)(1); 28 USC 2461 note; 31 USC 330; 31 USC 5321; 42 USC 4012a; sec 3100s, PL 104-134, 110 Stat 1321-358; 12 USC 1819; 12 USC 1820(k) CFR Citation: 12 CFR 308; 12 CFRt 336 Legal Deadline: None Abstract: The OCC, Board, FDIC and OTS (The Agencies) propose to adopt rules to implement section 6303(b) of the Intelligence Reform and Terrorism Prevention Act of 2004 which added a new section 10(k) to the Federal Deposit Insurance Act. Section 10(k)imposes post-employment restrictions on senior examiners of depository institutions and depository institution holding companies. Timetable: ________________________________________________________________________ Action Date FR Cite ________________________________________________________________________ NPRM 08/05/05 70 FR 45332 [[Page 65606]] NPRM Comment Period End 10/04/05 Final Action 11/00/05 Regulatory Flexibility Analysis Required: No Small Entities Affected: No Government Levels Affected: None URL For More Information: http://www.fdic.gov/regulations/laws/federal/final.html Agency Contact: Kimberly K. Copa, Federal Deposit Insurance Corporation, 550 17th Street NW., MB-3052, NW, Washington, DC 20429 Phone: 202 898-8832 RIN: 3064-AC92 _______________________________________________________________________ Federal Deposit Insurance Corporation (FDIC) Final Rule Stage _______________________________________________________________________ 3975. FILING PROCEDURES; TRANSACTIONS WITH AFFILIATES Priority: Other Significant. Major status under 5 USC 801 is undetermined. Legal Authority: 12 USC 1819 (Tenth); 12 USC 1828 (j)(1); 12 USC 378; 12 USC 1813; 12 USC 1815; 12 USC 1817; 12 USC 1818; 12 USC 1819 (Seventh); 12 USC 1820; 12 USC 1823; 12 USC 1828; 12 USC 1831a; 12 USC 1831e; 12 USC 1831o; 12 USC 1831p-1; 12 USC 1831w; 12 USC 1835a; 12 USC 1843(l); 12 USC 3104; 12 USC 3105; 12 USC 3108; 12 USC 3207; 15 USC 1601 to 1607 CFR Citation: 12 CFR 303; 12 CFR 324 Legal Deadline: None Abstract: FDIC is proposing to adopt its own regulation that would cross reference Regulation W to make it clear that insured State nonmember banks are subject to the restrictions and limitations, and may take advantage of the exemptions, contained in Regulation W. Timetable: ________________________________________________________________________ Action Date FR Cite ________________________________________________________________________ NPRM 03/17/04 69 FR 12571 NPRM Comment Period End 05/03/04 Final Action 12/00/05 Regulatory Flexibility Analysis Required: No Small Entities Affected: No Government Levels Affected: None URL For More Information: http://www.fdic.gov/regulations/laws/federal/propose.html URL For Public Comments: http://www.fdic.gov/regulations/laws/federal/04comfiling.html Agency Contact: Pamela E. F. LeCren, Counsel, Legal Division, Federal Deposit Insurance Corporation, Washington, DC 20429 Phone: 202 898-3730 RIN: 3064-AC78 _______________________________________________________________________ 3976. FAIR CREDIT REPORTING MEDICAL INFORMATION REGULATIONS Priority: Other Significant Legal Authority: 12 USC 1818; 12 USC 1819 (Tenth); 15 USC 1681b; 15 USC 1681s CFR Citation: 12 CFR 334 Legal Deadline: None Abstract: OCC, FRB, FDIC, OTS, and NCUA are publishing for comment proposed regulations implementing section 411 of the Fair and Accurate Credit Transactions Act of 2003 (FACT Act). Public Law 108-159, 117 Stat. 1952. The FACT Act substantially amends the Fair Credit Reporting Act (FCRA or Act), 15 U.S.C. 1681 et seq. Section 411(a) of the FACT Act adds a new section to the FCRA to restrict the circumstances under which consumer reporting agencies may furnish consumer reports that contain medical information about consumers. Timetable: ________________________________________________________________________ Action Date FR Cite ________________________________________________________________________ NPRM 04/28/04 69 FR 23380 NPRM Comment Period End 05/28/04 Interim Final Rule 06/09/05 70 FR 33985 Final Action 12/00/05 Regulatory Flexibility Analysis Required: No Small Entities Affected: No Government Levels Affected: None URL For More Information: http://www.fdic.gov/regulations/laws/federal/propose.html URL For Public Comments: http://www.fdic.gov/regulations/laws/federal/04comfaircredit.html Agency Contact: Richard M. Schwartz, Counsel, Federal Deposit Insurance Corporation, 550 17th Street NW, MB-3101, Washington, DC 20429 Phone: 202 898-7424 RIN: 3064-AC81 _______________________________________________________________________ 3977. FAIR CREDIT REPORTING AFFILIATE MARKETING REGULATIONS Priority: Other Significant Legal Authority: 12 USC 1818; 12 USC 1819 (Tenth); 15 USC 1681b; 15 USC 1681s CFR Citation: 12 CFR 334 Legal Deadline: None Abstract: OCC, FRB, FDIC, OTS, and NCUA are publishing for comment proposed regulations to implement the affiliate marketing provisions in section 214 of the Fair and Accurate Credit Transactions Act of 2003, which amends the Fair Credit Reporting Act. The proposed regulations generally prohibit a person from using information received from an affiliate to make a solicitation for marketing purposes to a consumer, unless the consumer is given notice, an opportunity, and a simple method to opt out of the making of such solicitations. Timetable: ________________________________________________________________________ Action Date FR Cite ________________________________________________________________________ NPRM 07/15/04 69 FR 42502 NPRM Comment Period End 08/16/04 Final Action 12/00/05 Regulatory Flexibility Analysis Required: No Small Entities Affected: No Government Levels Affected: None URL For More Information: http://www.fdic.gov/regulations/laws/federal/propose.html Agency Contact: Richard M. Schwartz, Counsel, Federal Deposit Insurance [[Page 65607]] Corporation, 550 17th Street NW, MB-3101, Washington, DC 20429 Phone: 202 898-7424 RIN: 3064-AC83 _______________________________________________________________________ 3978. [bull] DEPOSIT INSURANCE COVERAGE; ACCOUNTS OF QUALIFIED TUITION SAVINGS PROGRAMS UNDER SECTION 529 OF THE INTERNAL REVENUE CODE. Priority: Substantive, Nonsignificant. Major status under 5 USC 801 is undetermined. Legal Authority: 12 USC 1813(1); 1813 (m); 1817(i); 1818(q); 1819 (Tenth); 1820 (f); 1821(a); 1822(c) CFR Citation: 12 CFR Part 330 Legal Deadline: None Abstract: The FDIC revised its insurance regulations for accounts of qualified tuition savings programs under section 529 of the Internal Revenue Code. Qualified tuition savings programs or prepaid tuition plans may be established by states or state instrumentalities under section 529 of the Internal Revenue Code. Timetable: ________________________________________________________________________ Action Date FR Cite ________________________________________________________________________ Interim Final Rule 06/09/05 70 FR 33692 Interim Final Rule Comment Period End 08/08/05 Final Action 10/00/05 Regulatory Flexibility Analysis Required: No Small Entities Affected: No Government Levels Affected: None URL For More Information: http://www.fdic.gov/regulations/laws/federal/index.html URL For Public Comments: http://www.fdic.gov/regulations/laws/federal/index.html Agency Contact: Christopher L. Hencke, Counsel, Legal Division, Federal Deposit Insurance Corporation, Washington, DC 20429 Phone: 202 898-8839 RIN: 3064-AC90 _______________________________________________________________________ 3979. [bull] ANNUAL INDEPENDENT AUDITS AND REPORTING REQUIREMENTS Priority: Substantive, Nonsignificant Legal Authority: 12 USC 1831m CFR Citation: 12 CFR 363 Legal Deadline: None Abstract: The FDIC is proposing to amend its regulations concerning annual independent audits and reporting requirements, which implement Section 36 of the Federal Deposit Insurance Act (FDI Act). Section 36 and the FDIC's implementing regulations are generally intended to facilitate early identification of problems in financial management at insured depository institutions with total assets above a certain threshold (currently $500 million) through annual independent audits, assessments of effectiveness of internal control over financial reporting and compliance with designated laws and regulations, and related reporting requirements. Timetable: ________________________________________________________________________ Action Date FR Cite ________________________________________________________________________ NPRM 08/02/05 70 FR 44293 NPRM Comment Period End 09/16/05 Final Action 12/00/05 Regulatory Flexibility Analysis Required: No Small Entities Affected: No Government Levels Affected: None URL For More Information: http://www.fdic.gov/regulations/laws/federal/propose.html URL For Public Comments: http://www.fdic.gov/regulations/laws/federal/2005/05comaudits.html Agency Contact: Michelle Borzillo, Counsel, Legal Division, Federal Deposit Insurance Corporation, NW, Washington, DC 20429 Phone: 202 898-7400 RIN: 3064-AC91 _______________________________________________________________________ Federal Deposit Insurance Corporation (FDIC) Long-Term Actions _______________________________________________________________________ 3980. ASSESSMENTS--ASSESSMENT BASE Priority: Other Significant. Major status under 5 USC 801 is undetermined. CFR Citation: 12 CFR 327 Timetable: ________________________________________________________________________ Action Date FR Cite ________________________________________________________________________ ANPRM 10/05/94 59 FR 50710 ANPRM Comment Period End 02/02/95 To Be Determined Regulatory Flexibility Analysis Required: Undetermined Government Levels Affected: None Agency Contact: Munsell St. Clair Phone: 202 898-8967 RIN: 3064-AB46 _______________________________________________________________________ 3981. QUALIFICATION REQUIREMENTS FOR THE RECOMMENDATION OR SALE OF CERTAIN SECURITIES Priority: Substantive, Nonsignificant CFR Citation: 12 CFR 342 Timetable: ________________________________________________________________________ Action Date FR Cite ________________________________________________________________________ NPRM 12/30/96 61 FR 68824 NPRM Comment Period End 02/28/97 Second NPRM To Be Determined Regulatory Flexibility Analysis Required: No Small Entities Affected: No Government Levels Affected: None Agency Contact: Michael Phillips Phone: 202 898-3581 Related RIN: Related to 3064-AC42 RIN: 3064-AB85 _______________________________________________________________________ 3982. FAIR CREDIT REPORTING ACT REGULATIONS Priority: Other Significant. Major status under 5 USC 801 is undetermined. CFR Citation: 12 CFR 334 Timetable: ________________________________________________________________________ Action Date FR Cite ________________________________________________________________________ NPRM 10/20/00 65 FR 63120 NPRM Comment Period End 12/04/00 Second NPRM To Be Determined Regulatory Flexibility Analysis Required: No [[Page 65608]] Government Levels Affected: None Agency Contact: Richard M. Schwartz Phone: 202 898-7424 RIN: 3064-AC35 _______________________________________________________________________ 3983. RISK-BASED CAPITAL GUIDELINES: MARKET RISK MEASURE; SECURITIES BORROWING TRANSACTIONS Priority: Other Significant. Major status under 5 USC 801 is undetermined. CFR Citation: 12 CFR 325 Timetable: ________________________________________________________________________ Action Date FR Cite ________________________________________________________________________ Interim Final Rule 12/05/00 65 FR 75856 Interim Final Rule Effective 01/04/01 Interim Final Rule Comment Period End 01/19/01 Final Action To Be Determined Regulatory Flexibility Analysis Required: No Small Entities Affected: No Government Levels Affected: None Agency Contact: Richard M. Schwartz Phone: 202 898-7424 RIN: 3064-AC46 _______________________________________________________________________ 3984. RISK-BASED CAPITAL STANDARDS: IMPLEMENTATION OF NEW BASEL CAPITAL ACCORD Priority: Other Significant. Major under 5 USC 801. CFR Citation: 12 CFR 325 Timetable: ________________________________________________________________________ Action Date FR Cite ________________________________________________________________________ ANPRM 08/04/03 68 FR 45900 To Be Determined Regulatory Flexibility Analysis Required: No Small Entities Affected: No Government Levels Affected: None Agency Contact: Michael Phillips Phone: 202 898-3581 RIN: 3064-AC73 _______________________________________________________________________ Federal Deposit Insurance Corporation (FDIC) Completed Actions _______________________________________________________________________ 3985. COMMUNITY REINVESTMENT ACT REGULATIONS (COMPLETION OF A SECTION 610 REVIEW) Priority: Other Significant Legal Authority: 12 USC 2901 CFR Citation: 12 CFR 345 Legal Deadline: None Abstract: This notice, sponsored jointly by OCC, FRB, FDIC, and OTS, advises the public that the agencies are seeking comment on a wide range of questions relating to Community Reinvestment Act (CRA) regulations and solicits suggestions about ways to improve existing CRA regulations. Timetable: ________________________________________________________________________ Action Date FR Cite ________________________________________________________________________ ANPRM 07/19/01 66 FR 37602 ANPRM Comment Period End 10/17/01 NPRM 02/06/04 69 FR 5729 NPRM Comment Period End 04/06/04 NPRM 08/20/04 69 FR 51611 NPRM Comment Period End 09/20/04 NPRM 09/20/04 69 FR 56175 NPRM Comment Period End 10/20/04 NPRM 03/11/05 70 FR 12149 NPRM Comment Period End 03/11/05 Final Action 08/02/05 70 FR 44269 Regulatory Flexibility Analysis Required: No Small Entities Affected: No Government Levels Affected: None URL For More Information: http://www.fdic.gov/regulations/laws/federal/propose.html URL For Public Comments: http://www.fdic.gov/regulations/laws/federal/04comcra2.html Agency Contact: Richard M. Schwartz, Counsel, Federal Deposit Insurance Corporation, 550 17th Street NW, MB-3101, Washington, DC 20429 Phone: 202 898-7424 RIN: 3064-AC50 _______________________________________________________________________ 3986. SECURITIES OF NONMEMBER INSURED BANKS Priority: Other Significant Legal Authority: 12 USC 1819; 15 USC 78l(i); 15 USC 78(m); 15 USC 78(n); 15 USC 78(p); 15 USC 78(w); 15 USC 7241 to 7244; 15 USC 7261; 15 USC 7262; 15 USC 7264; 15 USC 7265 CFR Citation: 12 CFR 335 Legal Deadline: None Abstract: FDIC is revising its securities disclosure regulations applicable to State nonmember banks with securities required to be registered under section 12 of the Securities Exchange Act of 1934. Timetable: ________________________________________________________________________ Action Date FR Cite ________________________________________________________________________ Interim Final Rule 03/31/05 70 FR 16398 Interim Final Rule Comment Period End 05/31/05 Final Action 08/02/05 70 FR 44272 Regulatory Flexibility Analysis Required: No Small Entities Affected: No Government Levels Affected: None Agency Contact: Mark Flanigan, Federal Deposit Insurance Corporation, Washington, DC 20429 Phone: 202 898-7426 RIN: 3064-AC88 _______________________________________________________________________ 3987. COMMUNITY REINVESTMENT ACT REGULATIONS Priority: Economically Significant Legal Authority: 12 USC 1814 to 1817; 12 USC 1819 to 1820; 12 USC 1828; 12 USC 1831u; 12 USC 2901 to 2907; 12 USC 3103; 12 USC 3104; 12 USC 3108(a); . . . CFR Citation: 12 CFR 345 Legal Deadline: None Abstract: OCC, FRB, and FDIC are issuing this notice of proposed rulemaking that would revise certain provisions of our rules implementing the Community Reinvestment Act. [[Page 65609]] Timetable: ________________________________________________________________________ Action Date FR Cite ________________________________________________________________________ NPRM 03/11/05 70 FR 12149 NPRM Comment Period End 05/10/05 Final Action 08/02/05 70 FR 44269 Regulatory Flexibility Analysis Required: No Small Entities Affected: No Government Levels Affected: None URL For More Information: http://www.fdic.gov/regulations/laws/federal/index.html URL For Public Comments: http://www.fdic.gov/regulations/laws/federal/index.html Agency Contact: Richard M. Schwartz, Counsel, Federal Deposit Insurance Corporation, 550 17th Street NW, MB-3101, Washington, DC 20429 Phone: 202 898-7424 RIN: 3064-AC89 [FR Doc. 05-18111 Filed 10-28-05; 8:45 am] BILLING CODE 6714--01-S