Characteristics of Business Owners
A separate update to this file (March 1998).
Business Ownership Status
All = All Businesses
Operating Status
Discontinued Business: Status & Reason
Age of Business Owner
Business Owner Born in United States
Marital Status of Business Owner
Veteran, Disabled Vet or Military Status
Owner Had Health Insurance
Education & Area of Concentration of Business Owner
Owner's Prior Work Experience
Owner's Prior Managerial Experience
Owner's Prior Business Owner Experience
Total Personal Income
Year That this Business was Established
When and How the Owner Acquired the Business
Reason for Becoming an Owner
Total Capital Needed by Owner
Source of Capital for Owner
Measures Taken If this Business Was Not Producing
Weeks and Hours Spent Managing or Working
Owner Received Grants, Training, or Tech Assistance
Capital Needed by Firm
Source of Capital for Firm
Measures Taken by Firm If Not Producing
Customers Accounting for 10% or More of Sales
Marketplace of Business
Percent of Minority Customers Served by Business
Business Net Profits (or Losses)
Owner's Total Personal Income Produced from Bus
Impact of Issues upon Business's Profitability
Percent of Women Employees
Percent of Minority Employees
Retirement and Health Plans Offered
Business Ownership or Control by Close Relatives
Franchised Business
Home-based Business
Languages Used in Business Transactions
Percent of Exports
Export Market Destination
Agencies Helpful for Business's Exports
Time Involved in Exports and Export Plans
Issues Important to Ability to Export
NAFTA impact on Business
CBO Sumary Data:
H = Hispanic
B = Black
O = Other minority
W = Women
NMM = Nonminority male
Item All H B O W NMM
------------------------------------------------------------- ---- ---- ---- ---- ---- ----
In '96, Owns the Same Business Owned in 1992@4: Yes 68.9 67.3 60.1 71.2 66.0 70.5
In '96, Owns the Same Business Owned in 1992@4: No 25.5 26.9 32.1 23.2 27.7 24.2
In '96, Owns the Same Business Owned in 1992@4: Not Rptd 5.7 5.7 7.7 5.6 6.3 5.3
Year That Ownership Ended@4: 1992 6.1 7.2 9.1 4.4 6.9 5.6
Year That Ownership Ended@4: 1993 5.3 5.7 7.2 5.6 6.2 4.7
Year That Ownership Ended@4: 1994 5.4 4.9 6.3 5.1 5.3 5.5
Year That Ownership Ended@4: 1995 4.5 4.9 5.3 4.7 4.7 4.4
Year That Ownership Ended@4: Not Reported 9.9 10.1 12.0 9.0 11.0 9.3
Year That Ownership Ended@4: N/A@5 68.9 67.3 60.1 71.2 66.0 70.5
Reason for Change in Ownership@4: Sold 3.1 2.3 1.1 4.1 2.0 3.7
Reason for Change in Ownership@4: Transferred Ownership/gift 1.5 1.8 1.5 2.5 1.4 1.6
Reason for the Change in Ownership@4: Bus No Longer Exists 18.3 19.7 26.0 14.4 20.8 16.9
Reason for the Change in Ownership@4: Not Reported 8.3 8.8 11.2 7.8 9.9 7.4
Reason for the Change in Ownership@4: N/A@5 68.9 67.3 60.1 71.2 66.0 70.5
Business Owned in 1992 Is Still in Operation in 1996@5: Yes 69.0 66.5 59.5 72.1 66.4 70.4
Business Owned in 1992 Is Still in Operation in 1996@5: No 24.3 25.1 28.7 20.1 25.4 23.7
Bus Owned in '92 Is Still in Operation in 1996@5: Don't Know 1.5 1.4 1.4 2.6 1.7 1.3
Bus Owned in '92 Is Still in Operation in 1996@5: Not Reptd 5.3 7.0 10.4 5.3 6.5 4.5
If Not, Year That the Operations Discontinued@6: 1992 6.7 7.3 8.9 4.6 7.7 6.1
If Not, Year That the Operations Discontinued@6: 1993 6.1 6.4 6.9 5.8 6.3 6.0
If Not, Year That the Operations Discontinued@6: 1994 5.3 4.4 5.9 4.3 5.3 5.4
If Not, Year That the Operations Discontinued@6: 1995 4.3 4.9 5.2 4.2 4.6 4.2
If Not, Year That the Operations Discontinued@6: Not Reptd 7.2 9.1 12.2 6.4 8.0 6.5
If Not, Year That the Operations Discontinued@6: N/A@7 70.4 67.9 60.9 74.6 68.1 71.8
Discontinued Bus at Decision to Cease@6: Successful 8.7 6.7 6.1 5.2 9.4 8.7
Discontinued Bus at Decision to Cease@6: Unsuccessful 14.1 16.2 20.7 14.0 14.8 13.5
Discontinued Bus at Decision to Cease@6: Not Reptd 6.8 9.3 12.2 6.1 7.7 6.1
Discontinued Bus at Decision to Cease@6: N/A@7 70.4 67.9 60.9 74.6 68.1 71.8
Discon Bus Was Unsuccessful@6: Cash Flow/low Sales 71.7 67.1 63.4 67.6 70.2 73.7
Discon Bus Was Unsuccessful@6: Access to Bus Loans/credit 8.2 8.8 15.5 6.1 9.3 7.3
Discon Bus Was Unsuccessful@6: Access to Pers Loans/credit 3.3 5.8 8.4 6.4 3.3 2.7
Discontinued Bus Was Unsuccessful@6: Other Reason 71.7 68.3 69.3 75.9 75.8 69.3
Discontinued Bus Was Unsuccessful@6: Not Reptd 1.3 3.2 4.3 2.6 2.8 0.0
Age as of December 31, 1992@4: under 25 2.3 2.9 1.6 2.9 2.7 2.0
Age as of December 31, 1992@4: 25 to 34 14.2 18.8 12.2 13.8 14.8 13.6
Age as of December 31, 1992@4: 35 to 44 27.1 27.6 26.6 30.5 26.9 27.0
Age as of December 31, 1992@4: 45 to 54 22.9 24.7 24.9 26.0 21.9 23.2
Age as of December 31, 1992@4: 55 to 64 17.5 14.7 17.7 14.4 17.7 17.7
Age as of December 31, 1992@4: 65 or over 10.4 5.4 9.5 6.1 9.5 11.4
Age as of December 31, 1992@4: Not Reported 5.7 5.9 7.5 6.4 6.5 5.1
Born in the United States@4: Yes 84.1 47.6 82.9 29.8 84.0 88.6
Born in the United States@4: No 8.7 44.8 8.4 63.2 8.0 4.7
Born in the United States@4: Not Reported 7.2 7.6 8.7 7.0 8.0 6.7
Marital Status When Started/acquired@4: Never Married 12.2 13.9 13.1 13.0 11.2 12.7
Marital Status When Started/acquired@4: Married 71.9 70.6 61.8 74.3 67.5 74.1
Marital Status When Started/acquired@4: Divorced/separated 8.3 8.6 14.3 5.1 10.9 7.1
Marital Status When Started/acquired@4: Widowed 1.8 0.8 2.7 1.5 3.6 1.0
Marital Status When Started/acquired@4: Not Reptd 5.8 6.2 8.1 6.2 6.9 5.1
Marital Status as of December 31, 1992@4: Never Married 8.9 11.7 10.5 9.9 8.5 8.9
Marital Status as of December 31, 1992@4: Married 69.6 65.1 55.1 71.6 64.2 72.6
Marital Status as of December 31, 1992@4: Divorced/separated 8.5 8.5 14.0 5.4 11.5 7.2
Marital Status as of December 31, 1992@4: Widowed 2.5 1.4 4.0 1.6 4.6 1.6
Marital Status as of December 31, 1992@4: Not Reported 10.4 13.3 16.3 11.5 11.1 9.7
Veteran Status as of Dec 31, 1992@4: Not a Veteran 68.5 76.8 67.3 81.5 77.1 63.0
Veteran Status as of Dec 31, 1992@4: less 6 Mos Active Duty 2.5 1.2 1.1 0.7 1.0 3.4
Veteran Status as of Dec 31, 1992@4: 6 Months+ Active Duty 21.7 13.5 19.5 9.5 12.5 27.4
Veteran Status as of December 31, 1992@4: Not Reported 7.4 8.5 12.1 8.3 9.3 6.2
Active Military Duty Served During the Vietnam Era@4: Yes 7.4 6.5 8.3 3.8 4.5 9.0
Active Military Duty Served During the Vietnam Era@4: No 14.1 6.8 11.3 5.7 8.0 18.2
Active Military Duty Served During Vietnam Era@4: Not Reptd 7.6 8.6 12.1 8.3 9.4 6.4
Active Military Duty Served During the Vietnam Era@4: N/A@8 70.9 78.0 68.3 82.2 78.1 66.4
Disabled Veteran@4: Yes 1.8 1.1 2.7 1.1 1.7 1.8
Disabled Veteran@4: No 22.0 13.4 18.1 9.2 11.7 28.5
Disabled Veteran@4: Not Reported 7.8 8.7 12.0 8.2 9.4 6.8
Disabled Veteran@4: N/A@9 68.5 76.8 67.3 81.5 77.1 63.0
Owner Had Health Insurance 1992@4: Yes, Spouse's Insurer 25.0 19.5 25.4 21.1 31.5 22.1
Owner Had Health Insurance During 1992@4: Yes, Bus Insurer 10.0 8.2 4.4 10.7 7.6 11.5
Owner Had Health Insurance 1992@4: Yes, Another Bus Insurer 16.9 10.6 14.1 13.3 15.2 18.3
Owner Had Health Insurance 1992@4: Yes, Trade Assn's Insurer 2.2 1.3 1.1 1.7 2.0 2.3
Owner Had Health Insurance During 1992@4: Yes, Other Source 29.6 23.5 32.0 28.4 27.1 31.3
Owner Had Health Insurance During 1992@4: No 15.5 33.9 21.3 22.2 14.7 14.3
Owner Had Health Insurance During 1992@4: Not Reported 6.3 7.2 8.8 7.4 7.5 5.5
Education Completed/deg Recd@4: Less than 9th Grade 3.7 14.8 6.0 5.3 3.2 3.3
Education Completed/deg Recd@4: High School, No Diploma 5.7 10.6 10.4 6.4 4.9 5.7
Education Completed/deg Recd@4: High Sch Grad or Ged 22.6 18.2 21.3 14.8 22.4 23.2
Education Completed/deg Recd@4: Technical, Trade, or Voc Sch 7.0 7.9 8.6 4.7 7.6 6.7
Education Completed/deg Recd@4: Some College, but No Degree 16.1 16.6 16.6 12.9 17.7 15.4
Education Completed/deg Recd@4: Associate Degree 4.0 4.1 4.9 4.4 4.7 3.5
Education Completed/deg Recd@4: Bachelor's Degree 20.2 11.9 11.9 23.7 20.6 20.6
Education Completed/deg Recd@4: Master's Degree 5.8 3.9 6.7 8.9 7.0 5.0
Education Completed/deg Recd@4: Prof Sch or Doctorate 8.9 5.4 6.0 12.1 5.2 10.8
Education Completed/deg Recd@4: Not Reptd 6.1 6.6 7.7 6.5 6.7 5.6
College/school, Area of Conc@4: Architecture/engineering 5.0 4.9 2.6 9.6 3.3 5.7
College/school, Area of Conc@4: Biological/medical Science 6.9 5.6 5.8 11.8 6.9 6.7
College/school, Area of Conc@4: Business 17.3 14.2 14.2 17.6 16.0 18.3
College/school, Area of Conc@4: Computer Science 1.0 1.5 1.5 2.8 1.1 0.8
College/school, Area of Conc@4: Constr Trade/ind Arts 1.9 1.6 1.9 1.2 1.3 2.3
College/school, Area of Conc@4: Law & Legal Studies 3.5 2.2 2.4 2.2 2.0 4.4
College/school, Area of Conc@4: Liberal Arts/gen Studies 11.7 7.8 10.1 7.7 14.9 10.5
College/school, Area of Conc@4: Mathematics 0.8 0.5 0.9 1.3 0.8 0.8
College/school, Area of Conc@4: Military Technologies 0.5 0.2 0.3 0.3 0.1 0.7
College/school, Area of Conc@4: Other College 5.9 3.8 5.5 5.3 8.2 4.9
College/school, Area of Conc@4: Other Vocational 5.5 5.0 7.5 5.1 6.2 5.1
College/school, Area of Conc@4: Not Reptd 8.0 9.1 9.8 8.5 8.6 7.6
College/school, Area of Conc@4: N/A@10 32.0 43.6 37.6 26.5 30.5 32.2
Close Relatives in Bus/self-employed@4: Yes 49.9 37.6 30.9 43.3 49.1 51.8
Close Relatives in Bus/self-employed@4: No 45.2 57.2 61.1 52.5 45.2 43.8
Close Relatives in Bus/self-employed@4: Not Reptd 4.9 5.2 7.9 4.2 5.6 4.5
Owner Worked for Those Relatives@4: Yes 21.3 15.1 10.7 17.7 18.1 23.7
Owner Worked for Those Relatives@4: No 26.4 20.4 18.5 23.1 28.8 25.8
Owner Worked for Those Relatives@4: Not Reported 7.1 7.3 9.6 6.7 7.8 6.7
Owner Worked for Those Relatives@4: N/A@11 45.2 57.2 61.1 52.5 45.2 43.8
Prior Work Experience@4: None 7.6 12.8 9.7 13.7 9.0 6.3
Prior Work Experience@4: less than 2 Yrs 6.3 7.8 6.4 8.5 6.9 5.7
Prior Work Experience@4: 2 to 5 Yrs 14.2 16.5 12.7 18.9 13.8 14.1
Prior Work Experience@4: 6 to 9 Yrs 14.1 13.0 13.2 14.7 13.4 14.5
Prior Work Experience@4: 10 to 19 Yrs 26.4 25.4 26.2 23.6 27.6 26.0
Prior Work Experience@4: 20 Yrs or More 25.9 17.7 22.3 14.8 23.3 28.3
Prior Work Experience@4: Not Reptd 5.5 6.7 9.4 5.8 6.0 5.0
Prev Yrs Managerial Capacity@4: None 33.9 35.1 40.6 28.1 36.0 32.7
Prev Yrs Managerial Capacity@4: less than 2 Yrs 8.0 7.9 7.4 9.1 7.9 7.9
Prev Yrs Managerial Capacity@4: 2 to 5 Yrs 13.8 12.6 12.1 16.0 13.2 14.2
Prev Yrs Managerial Capacity@4: 6 to 9 Yrs 9.0 7.9 6.7 9.4 9.0 9.0
Prev Yrs Managerial Capacity@4: 10 to 19 Yrs 11.4 9.3 8.3 10.3 10.2 12.3
Prev Yrs Managerial Capacity@4: 20 Yrs or More 8.2 4.5 3.6 4.6 5.8 10.0
Prev Yrs Managerial Capacity@4: Not Sure 2.4 2.9 2.4 3.1 2.5 2.3
Prev Yrs Managerial Capacity@4: Not Reptd 5.7 7.0 9.1 5.7 6.5 5.1
Prev Yrs Managerial Capacity@4: N/A@12 7.6 12.8 9.7 13.7 9.0 6.3
Previous Owner Experience@4: None (Didn't Own) 65.5 65.5 69.9 56.9 67.8 64.6
Previous Owner Experience@4: less than 2 Yrs 3.0 2.6 2.7 4.4 3.3 2.7
Previous Owner Experience@4: 2 to 5 Yrs 5.6 4.8 4.3 7.4 4.9 5.9
Previous Owner Experience@4: 6 to 9 Yrs 3.3 2.4 1.5 3.9 2.4 3.9
Previous Owner Experience@4: 10 to 19 Yrs 4.8 2.9 1.6 4.7 3.2 5.9
Previous Owner Experience@4: 20 Yrs or More 3.9 1.6 0.8 2.1 2.3 5.1
Previous Owner Experience@4: Not Sure 0.8 1.0 0.8 1.6 0.8 0.9
Previous Owner Experience@4: Not Reptd 5.4 6.3 8.7 5.4 6.3 4.8
Previous Owner Experience@4: N/A@12 7.6 12.8 9.7 13.7 9.0 6.3
Prev Work--Bus Whose Goods/service(s) Were Similar@4: Yes 42.0 43.2 35.3 40.7 36.2 45.1
Prev Work--Bus Whose Goods/service(s) Were Similar@4: No 44.4 36.9 45.4 39.6 48.2 43.1
Prev Work--Bus Whose Goods/service Were Similar@4: Not Reptd 6.0 7.1 9.6 6.0 6.6 5.5
Prev Work--Bus Whose Goods/service(s) Were Similar@4: N/A@12 7.6 12.8 9.7 13.7 9.0 6.3
Total 1992 Personal Income@4: less than $5,000 14.2 14.3 17.8 11.4 21.0 10.8
Total 1992 Personal Income@4: $5,000 to $9,999 9.8 13.0 11.6 9.0 12.2 8.4
Total 1992 Personal Income@4: $10,000 to $14,999 9.0 13.7 11.8 9.8 9.9 8.0
Total 1992 Personal Income@4: $15,000 to $24,999 14.8 16.1 15.6 15.9 14.3 14.9
Total 1992 Personal Income@4: $25,000 to $34,999 10.6 11.2 10.9 11.7 10.4 10.6
Total 1992 Personal Income@4: $35,000 to $49,999 11.0 8.5 9.4 11.3 9.8 11.9
Total 1992 Personal Income@4: $50,000 to $74,999 8.3 6.4 5.3 9.8 5.8 9.7
Total 1992 Personal Income@4: $75,000 to $99,999 3.8 2.7 1.9 4.2 2.0 4.9
Total 1992 Personal Income@4: $100,000 to $149,999 3.7 2.0 1.0 4.0 1.9 4.8
Total 1992 Personal Income@4: $150,000 or More 5.3 2.8 1.4 4.7 2.6 7.0
Total 1992 Personal Income@4: Not Reported 9.5 9.2 13.3 8.2 10.0 9.2
Year That this Business Was Established@6: Before 1970 10.3 6.1 9.4 6.1 8.5 11.8
Year That this Business Was Established@6: 1970 to 1979 13.4 10.6 10.7 11.0 10.5 15.4
Year That this Business Was Established@6: 1980 to 1985 17.6 15.4 14.2 16.8 16.7 18.2
Year That this Business Was Established@6: 1986 to 1988 15.5 14.1 13.2 16.1 15.4 15.6
Year That this Business Was Established@6: 1989 6.9 6.3 6.7 7.8 6.3 7.4
Year That this Business Was Established@6: 1990 7.9 8.9 7.5 8.9 8.9 7.3
Year That this Business Was Established@6: 1991 8.2 10.1 9.0 10.8 9.1 7.5
Year That this Business Was Established@6: 1992 13.5 18.9 16.2 17.5 16.5 11.4
Year That this Business Was Established@6: Not Reported 6.6 9.6 13.0 5.0 8.1 5.5
Year the Owner Acquired the Business@4: Before 1970 6.8 4.1 6.7 3.7 5.1 7.9
Year the Owner Acquired the Business@4: 1970 to 1979 13.5 10.0 10.2 10.6 10.7 15.3
Year the Owner Acquired the Business@4: 1980 to 1985 17.8 16.0 14.5 17.3 17.0 18.4
Year the Owner Acquired the Business@4: 1986 to 1988 16.3 14.2 13.0 15.2 16.6 16.4
Year the Owner Acquired the Business@4: 1989 7.5 6.8 6.7 8.5 6.5 8.1
Year the Owner Acquired the Business@4: 1990 7.7 9.0 7.4 9.6 8.3 7.3
Year the Owner Acquired the Business@4: 1991 8.3 9.8 9.0 10.9 9.5 7.5
Year the Owner Acquired the Business@4: 1992 12.8 18.4 16.5 16.7 15.4 10.9
Year the Owner Acquired the Business@4: Not Reported 9.3 11.8 16.0 7.5 10.9 8.2
How the Owner Acquired the Business@4: Founded 68.9 67.4 64.9 57.0 69.6 69.2
How the Owner Acquired the Bus@4: Transfer (Ownership/gift) 10.5 8.9 4.7 16.9 8.3 11.7
How the Owner Acquired the Business@4: Purchased 10.1 9.1 12.2 15.8 9.5 10.2
How the Owner Acquired the Business@4: Inherited 2.7 2.1 1.6 2.6 2.7 2.7
How the Owner Acquired the Business@4: Other Means 2.2 5.5 6.9 2.6 3.3 1.3
How the Owner Acquired the Business@4: Not Reported 5.6 7.0 9.6 5.2 6.6 4.9
Reason for Becoming an Owner@4: Primary Source of Income 21.3 24.6 17.3 27.0 17.0 23.1
Reason for Becoming an Owner@4: Secondary Source of Income 25.6 19.3 28.8 23.1 27.7 24.9
Reason for Becoming an Owner@4: Owner's Health Limitation 1.6 1.5 1.7 1.1 2.3 1.2
Reason for Becoming an Owner@4: Work Not Avail W/ Job Market 1.5 1.4 1.4 1.5 1.6 1.4
Reason for Becoming an Owner@4: Freedom to Meet Fam Respons 7.6 7.1 7.4 6.5 11.4 5.8
Reason for Becoming an Owner@4: Bring a New Idea to Market 2.6 2.0 2.2 3.2 3.2 2.2
Reason for Becoming an Owner@4: Advance in My Profession 6.2 5.8 5.7 6.3 5.6 6.6
Reason for Becoming an Owner@4: Be My Own Boss 21.5 26.5 21.3 20.8 18.5 22.8
Reason for Becoming an Owner@4: Other Reason 6.7 5.6 6.2 5.1 6.6 7.0
Reason for Becoming an Owner@4: Not Reptd 5.5 6.1 8.1 5.4 6.2 5.0
Tot Capl Needed by Owner to Start/acquire Bus@4: None 25.0 27.5 32.2 18.0 29.9 22.6
Tot Capl Needed by Owner to Start/acqr@4: less than $5,000 32.0 31.1 34.3 20.7 34.2 31.3
Tot Capl Needed by Owner to Start/acqr@4: $5,000-$9,999 9.6 11.3 8.8 10.6 7.7 10.5
Tot Capl Needed by Owner to Start/acqr@4: $10,000-$24,999 11.4 10.5 7.3 14.7 8.5 12.9
Tot Capl Needed by Owner to Start/acqr@4: $25,000-$49,999 5.7 4.8 3.2 11.6 4.5 6.3
Tot Capl Needed by Owner to Start/acqr@4: $50,000-$99,999 4.6 3.7 1.6 9.2 4.2 4.7
Tot Capl Needed by Owner to Start/acqr@4: $100,000-$249,999 3.0 2.0 0.9 6.3 2.6 3.2
Tot Capl Needed by Owner to Start/acqr@4: $250,000-$999,999 1.4 0.8 0.3 2.5 0.9 1.7
Tot Capl Needed by Owner to Start/acqr@4: $1,000,000 or More 0.5 0.2 0.1 0.8 0.4 0.5
Tot Capl Needed by Owner to Start/acquire Bus@4: Not Reptd 6.8 8.1 11.2 5.7 7.3 6.4
% Capl Borrowed by Owner by Bus/pers Loans@4: None 44.0 42.7 37.9 41.7 42.3 45.3
% Capl Borrowed by Owner by Means of Bus/pers Loans@4: <10% 2.5 3.0 3.2 3.6 2.4 2.4
% Capl Borrowed by Owner by Means of Bus/pers Loan@4: 10-24% 2.3 2.8 2.6 4.2 2.2 2.2
% Capl Borrowed by Owner by Means of Bus/pers Loan@4: 25-49% 3.2 3.3 2.5 7.0 2.2 3.7
% Capl Borrowed by Owner by Means of Bus/pers Loan@4: 50-74% 4.4 4.0 2.9 8.8 3.8 4.6
% Capl Borrowed by Owner by Means of Bus/pers Loan@4: 75-99% 5.3 3.9 3.3 6.0 4.3 5.9
% Capl Borrowed by Owner by Means of Bus/pers Loans@4: 100% 5.9 4.5 3.8 4.4 5.1 6.4
% Capl Borrowed by Owner by Means Bus/pers Loan@4: Not Reptd 7.3 8.4 11.5 6.5 7.9 6.9
% Capl Borrowed by Owner by Means of Bus/pers Loan@4: N/A@14 25.0 27.5 32.2 18.0 29.9 22.6
Source of Borrowed Capl for Owner@4: Pers Loan (Mort/equity) 4.3 4.4 2.9 6.8 4.1 4.4
Source of Borrowed Capital for Owner@4: Personal Credit Card 2.6 3.2 3.1 4.1 2.6 2.5
Source of Borrowed Capl for Owner@4: Pers Loan from Spouse 1.0 0.9 1.2 1.4 1.3 0.8
Source of Borrowed Capl for Owner@4: Pers Loan from Family 5.2 6.2 3.8 12.0 4.8 5.0
Source of Borrowed Capital for Owner@4: Other Personal Loan 6.1 5.7 4.6 9.4 4.9 6.8
Source of Borrowed Capital for Owner@4: Not Reported 14.4 13.1 17.5 12.8 13.0 15.2
Source of Borrowed Capital for Owner@4: N/A@14 69.1 70.2 70.1 59.6 72.2 67.9
Source of Non-borrowed Capl for Owner@4: None--100% Borrowed 5.9 4.5 3.8 4.4 5.1 6.4
Source of Non-borrowed Capl for Owner@4: Pers/fam Assets 16.6 13.0 12.3 12.8 16.1 17.2
Source of Non-borrowed Capl for Owner@4: Sale of Assets 2.2 3.0 1.5 3.0 2.3 2.0
Source of Non-borrowed Capl for Owner@4: Owner's Savings 36.5 35.0 30.5 47.2 33.2 38.0
Source of Non-borrowed Capital for Owner@4: Other Source 3.5 5.2 6.7 3.4 3.6 3.3
Source of Non-borrowed Capital for Owner@4: Not Reported 10.4 11.7 13.0 11.3 9.9 10.4
Source of Non-borrowed Capital for Owner@4: N/A@13 25.0 27.5 32.2 18.0 29.9 22.6
Meas Taken If this Bus Was Not Producing..@13: Did Not Occur 26.5 25.6 13.2 28.8 21.8 29.2
Meas Taken If this Bus Was Not Producing...@13: $ Reserves 16.6 13.6 20.9 16.2 16.8 16.6
Meas Taken If this Bus Was Not Producing..@13: Invested Capl 9.2 7.0 5.8 10.5 9.2 9.3
Meas Taken If this Bus Was Not Producing...@13: Delay Paymt 8.0 9.2 8.8 12.7 8.1 7.6
Meas Taken If this Bus Was Not Producing...@13: Other 18.3 17.8 23.6 16.4 19.8 17.5
Meas Taken If this Bus Was Not Producing...@13: Not Reptd 33.3 36.0 43.3 26.8 37.4 31.1
Weeks Spent by Owner Managing/working in the Bus@4: None 8.4 9.6 6.8 8.8 6.1 9.6
Weeks Spent by Owner Managing/working in the Bus@4: <12 12.4 7.5 7.9 13.1 12.3 12.7
Weeks Spent by Owner Managing/working in the Bus@4: 12 to 23 6.2 5.3 7.3 5.7 7.7 5.4
Weeks Spent by Owner Managing/working in the Bus@4: 24-35 6.4 8.1 8.9 6.3 7.9 5.5
Weeks Spent by Owner Managing/working in the Bus@4: 36-47 7.1 8.0 9.2 6.8 8.2 6.4
Weeks Spent by Owner Managing/working in the Bus@4: 48+ 51.3 51.3 46.3 51.3 48.1 53.2
Weeks Spent by Owner Managing/working in the Bus@4: Not Rept 8.3 10.2 13.6 7.9 9.7 7.2
Avg Hrs/week Spent by Owner Managing/working@4: None 8.4 9.2 6.7 8.6 6.1 9.7
Avg Hrs/week Spent by Owner Managing/working@4: <10 Hrs 17.1 10.5 14.0 15.8 18.0 17.3
Avg Hrs/week Spent by Owner Managing/working@4: 10 to 19 Hrs 10.5 10.3 13.9 8.5 13.0 9.1
Avg Hrs/week Spent by Owner Managing/working@4: 20 to 29 Hrs 8.9 9.4 12.1 7.8 11.2 7.6
Avg Hrs/week Spent by Owner Managing/working@4: 30 to 39 Hrs 6.9 6.4 6.7 5.5 7.8 6.5
Avg Hrs/week Spent by Owner Managing/working@4: 40 Hrs 6.4 10.4 7.3 6.0 6.8 6.0
Avg Hrs/week Spent by Owner Managing/working@4: 41 to 49 Hrs 10.6 10.5 8.2 9.2 8.7 11.8
Avg Hrs/week Spent by Owner Managing/working@4: 50 to 59 Hrs 10.3 10.2 7.6 11.3 8.9 11.1
Avg Hrs/week Spent by Owner Managing/working@4: 60 Hrs+ 13.6 14.5 12.4 20.7 11.6 14.3
Avg Hrs/week Spent by Owner Managing/working@4: Not Reptd 7.2 8.6 11.2 6.6 7.7 6.7
Owner Recd Grants/training/tech Assist@13: No Assistance Rec 64.3 61.2 46.8 67.1 58.5 67.8
Owner Recd Grants/training/tech Assist@13: Fed Govt 1.6 2.5 3.4 1.3 1.7 1.5
Owner Recd Grants/training/tech Assist@13: State/local Govt 0.7 0.7 1.6 1.3 1.2 0.4
Owner Recd Grants/training/tech Assist@13: College or Univ 1.3 1.4 2.2 1.8 1.6 1.1
Owner Recd Grants/training/tech Assist@13: Bus/franchisor 3.2 1.9 4.1 4.0 4.1 2.8
Owner Recd Grants/training/tech Assist@13: Other Source 26.8 29.1 39.6 22.1 31.6 24.1
Owner Recd Grants/training/tech Assist@13: Not Reptd 5.3 6.1 8.8 5.0 5.9 4.8
Firm Recd Grants/training/tech Assist@6: No Assist Recd 54.4 51.6 43.3 52.9 48.9 57.8
Firm Recd Grants/training/tech Assist@6: Fed Govt 1.6 2.7 3.6 1.4 1.8 1.3
Firm Recd Grants/training/tech Assist@6: State/local Govt 0.7 0.6 1.6 0.8 1.3 0.4
Firm Recd Grants/training/tech Assist@6: College/univ 1.3 1.2 2.2 1.9 1.5 1.2
Firm Recd Grants/training/tech Assist@6: Bus/franchisor 3.4 1.9 4.1 4.6 4.3 3.0
Firm Recd Grants/training/tech Assist@6: Other Source 37.7 39.4 43.3 38.8 42.1 35.2
Firm Recd Grants/training/tech Assist@6: Not Reptd 5.0 6.0 8.7 3.6 5.6 4.5
Tot Capl Needed by Firm to Start/acquire the Bus@6: None 25.6 28.8 32.7 18.5 30.8 22.8
Tot Capl Needed by Firm to Start/acquire@6: <$5,000 34.3 32.0 34.5 22.7 36.0 34.0
Tot Capl Needed by Firm to Start/acquire@6: $5,000-$9,999 9.0 10.9 8.8 9.9 7.4 9.8
Tot Capl Needed by Firm to Start/acquire@6: $10,000-$24,999 10.0 9.7 6.9 13.9 8.0 10.9
Tot Capl Needed by Firm to Start/acquire@6: $25,000-$49,999 5.2 4.1 2.9 10.4 3.6 5.9
Tot Capl Needed by Firm to Start/acquire@6: $50,000-$99,999 4.3 3.0 1.5 9.0 3.8 4.5
Tot Capl Needed by Firm to Start/acquire@6: $100t-$249,999 2.9 1.9 0.8 6.8 2.3 3.1
Tot Capl Needed by Firm to Start/acquire@6: $250t-$999,999 1.6 0.9 0.3 3.0 1.0 2.0
Tot Capl Needed by Firm to Start/acquire@6: $1,000,000+ 0.8 0.3 0.2 1.5 0.4 1.0
Tot Capl Needed by Firm to Start/acquire@6: Not Reptd 6.4 8.4 11.4 4.4 6.8 6.0
% Tot Capl Borrowed by Firm, Bus & Pers Loans@6: None 43.0 41.8 37.6 41.3 42.1 43.7
% Tot Capl Borrowed by Firm, Bus & Pers Loans@6: <10% 2.6 3.2 3.1 3.3 2.5 2.5
% Tot Capl Borrowed by Firm, Bus & Pers Loans@6: 10 to 24% 2.3 2.6 2.5 3.7 2.2 2.4
% Tot Capl Borrowed by Firm, Bus & Pers Loans@6: 25 to 49% 3.4 3.2 2.3 7.4 2.0 4.0
% Tot Capl Borrowed by Firm, Bus & Pers Loans@6: 50 to 74% 4.7 3.8 2.9 9.2 3.5 5.3
% Tot Capl Borrowed by Firm, Bus & Pers Loans@6: 75 to 99% 5.7 3.8 3.3 6.7 4.5 6.5
% Tot Capl Borrowed by Firm, Bus & Pers Loans@6: 100% 5.6 4.1 4.0 4.3 4.8 6.3
% Tot Capl Borrowed by Firm, Bus & Pers Loans@6: Not Reptd 7.0 8.5 11.6 5.4 7.6 6.6
% Tot Capl Borrowed by Firm, Bus & Pers Loans@6: N/A@15 25.6 28.8 32.7 18.5 30.8 22.8
Source of Borrowed Capl for Firm@6: Banking or Coml Lending 11.7 7.6 6.6 12.3 8.6 13.7
Source of Borrowed Capl for Firm@6: Government-guar Bus Loan 0.4 0.3 0.7 0.7 0.4 0.4
Source of Borrowed Capl for Firm@6: Fed, State, Local Govt 0.3 0.1 0.3 0.4 0.2 0.3
Source of Borrowed Capl for Firm@6: Investment Company 0.6 0.3 0.5 1.1 0.5 0.6
Source of Borrowed Capl for Firm@6: Previous Owner 1.9 1.6 0.6 4.8 1.7 2.0
Source of Borrowed Capl for Firm@6: Trade Credit (Supplier) 0.9 0.7 0.6 1.4 0.8 1.0
Source of Borrowed Capital for Firm@6: Other Business Loan 1.6 1.6 0.9 2.7 1.5 1.6
Source of Borrowed Capital for Firm@6: Not Reported 15.6 18.1 20.1 19.2 15.1 15.4
Source of Borrowed Capital for Firm@6: N/A@16 68.6 70.6 70.3 59.8 72.9 66.5
Meas Taken by Firm If Not Producing@13: Did Not Occur 21.4 21.3 11.9 22.2 17.5 23.6
Meas Taken by Firm If Not Producing@13: Relied on Own Income 2.0 1.7 0.7 2.8 1.7 2.2
Meas Taken by Firm If Not Producing@13: Invested Addnl Capl 8.9 6.4 5.7 11.4 8.0 9.6
Meas Taken by Firm If Not Producing@13: Rec Help from Family 4.5 4.3 4.0 6.3 3.6 4.9
Meas Taken by Firm If Not Producing@13: Other Measures Taken 27.1 25.8 26.4 30.4 28.1 26.5
Meas Taken by Firm If Not Producing@13: Not Reptd 43.4 46.5 56.7 37.1 48.1 40.6
Cust Acctng for 10% or More of Sales@6: Fed Govt 2.6 3.8 4.4 3.3 2.5 2.4
Cust Acctng for 10% or More of Sales@6: State Govt 2.3 2.8 3.6 3.1 2.1 2.4
Cust Accting for 10% or More of Sales@6: Local Government 2.8 3.1 3.5 3.3 3.0 2.7
Cust Acctng for 10% or More of Sales@6: Other Bus/corp 30.1 25.0 16.4 25.8 23.5 34.4
Cust Acctng for 10% or More of Sales@6: Individuals 52.8 46.7 45.6 54.2 51.5 54.1
Cust Acctng for 10% or More of Sales@6: All Others 6.0 6.5 6.0 9.4 4.9 6.3
Cust Acctng for 10% or More of Sales@6: Not Reptd 22.6 27.9 32.7 17.5 27.5 19.6
Area Best Describing Marketplace@6: Neighborhood 29.7 31.9 37.3 42.2 35.1 26.0
Area Best Describing Marketplace@6: City/county 48.7 48.5 42.8 39.7 46.3 50.6
Area Best Describing Marketplace@6: Regional 22.2 13.3 12.1 14.3 20.0 24.5
Area Best Describing Marketplace@6: National 6.2 3.8 3.9 6.8 6.3 6.4
Area Best Describing Marketplace@6: International 1.8 3.0 1.1 4.4 1.4 1.8
Area Best Describing Marketplace@6: Not Reptd 9.4 13.1 17.5 8.0 9.7 8.8
% of Minority Cust Served by Bus@6: 25% or less 45.0 25.0 17.5 25.9 45.1 47.5
% of Minority Cust Served by Bus@6: 26 to 50% 7.8 10.5 8.1 12.5 6.4 8.2
% of Minority Cust Served by Bus@6: 51 to 75% 3.3 8.2 6.0 6.8 3.7 2.6
% of Minority Cust Served by Bus@6: 76 to 90% 1.8 6.3 6.4 6.2 1.6 1.3
% of Minority Cust Served by Bus@6: More than 90% 6.3 17.4 28.4 16.9 6.6 4.5
% of Minority Cust Served by Bus@6: Don't Know 25.6 20.6 15.8 23.4 25.7 26.3
% of Minority Cust Served by Bus@6: Not Reptd 10.2 12.0 17.9 8.3 11.0 9.5
Bus Net Bef Taxes as Reported@6: Net Profit, $100,000+ 2.2 1.4 0.6 3.4 1.0 3.0
Bus Net Bef Taxes as Rptd@6: Net Profit, $25,000-$99,999 9.7 7.4 3.2 11.0 5.1 12.5
Bus Net Bef Taxes as Rptd@6: Net Profit, $10,000-$24,999 11.5 12.6 7.3 14.4 8.5 12.9
Bus Net Bef Taxes as Reported@6: Net Profit, <$10,000 38.5 36.9 35.7 34.7 42.2 36.9
Bus Net Bef Taxes as Reported@6: Net Loss, <$10,000 15.6 15.7 22.8 14.9 21.1 12.6
Bus Net Bef Taxes as Reported@6: Net Loss, $10,000-$24,999 2.4 3.1 2.7 4.4 2.8 2.1
Bus Net Bef Taxes as Reported@6: Net Loss, $25,000-$99,999 1.5 1.4 1.3 2.0 1.0 1.7
Bus Net Bef Taxes as Reported@6: Net Loss, $100,000+ 0.7 0.4 0.3 0.9 0.3 1.0
Bus Net Bef Taxes as Reported@6: Net Loss, Not Reptd 17.9 21.2 26.2 14.4 18.1 17.4
Percent of Owner's Tot Personal Income@4: None 12.9 12.5 17.7 15.2 15.5 11.5
Percent of Owner's Tot Personal Income@4: <10% 22.9 17.4 22.9 19.4 25.5 22.0
Percent of Owner's Tot Personal Income@4: 10 to 24% 8.4 8.5 9.5 9.5 8.1 8.5
Percent of Owner's Tot Personal Income@4: 25 to 49% 6.7 6.1 6.2 7.9 6.7 6.6
Percent of Owner's Tot Personal Income@4: 50 to 74% 5.5 5.8 5.0 6.5 5.8 5.2
Percent of Owner's Tot Personal Income@4: 75 to 99% 11.1 9.3 5.9 11.1 8.1 13.0
Percent of Owner's Tot Personal Income@4: 100% 24.1 30.2 18.8 22.5 20.7 25.6
Percent of Owner's Tot Personal Income@4: Not Reptd 8.5 10.2 13.9 7.9 9.6 7.7
Impact on Profit@6: Health Insurance Costs, Strong Pos 3.4 3.5 4.0 4.9 2.5 3.8
Impact on Profit@6: Health Insurance Costs, Minor Pos 1.6 1.6 1.2 2.5 1.2 1.7
Impact on Profit@6: Health Insurance Costs, Neutral 11.9 10.2 8.8 13.7 10.1 13.0
Impact on Profit@6: Health Insurance Costs, Minor Neg 7.1 4.5 3.1 6.9 5.5 8.2
Impact on Profit@6: Health Insurance Costs, Strong Neg 8.0 6.4 5.0 5.7 6.4 9.1
Impact on Profit@6: Health Insurance Costs, N/A 42.2 38.2 38.1 38.0 47.9 39.7
Impact on Profit@6: Health Insurance Costs, Don't Know 13.6 18.9 15.6 16.2 12.8 13.6
Impact on Profit@6: Health Insurance Costs, Not Reptd 12.3 16.8 24.2 12.2 13.7 10.8
Impact on Profit@6: Credit Market Cond, Strong Pos 3.0 3.8 3.3 3.7 2.8 3.0
Impact on Profit@6: Credit Market Cond, Minor Pos 2.6 2.3 2.0 3.5 2.0 2.9
Impact on Profit@6: Credit Market Conditions, Neutral 16.5 12.9 10.4 17.0 12.3 19.3
Impact on Profit@6: Credit Market Conditions, Minor Neg 5.2 4.5 3.6 5.8 4.1 5.8
Impact on Profit@6: Credit Market Conditions, Strong Neg 4.8 4.7 4.7 5.3 4.6 4.8
Impact on Profit@6: Credit Market Conditions, N/A 36.7 31.5 31.8 31.5 41.6 34.7
Impact on Profit@6: Credit Market Conditions, Don't Know 17.6 20.9 16.6 19.8 17.9 17.2
Impact on Profit@6: Credit Market Conditions, Not Reptd 13.6 19.5 27.6 13.4 14.8 12.2
Impact on Profit@6: IRS Regs or Penalties, Strong Pos 2.8 3.1 4.4 3.2 2.4 2.8
Impact on Profit@6: IRS Regs or Penalties, Minor Pos 2.0 2.1 2.3 2.7 1.7 2.1
Impact on Profit@6: IRS Regs or Penalties, Neutral 17.1 14.5 11.8 18.6 14.4 18.9
Impact on Profit@6: IRS Regs or Penalties, Minor Neg 8.9 7.4 5.2 7.9 6.5 10.5
Impact on Profit@6: IRS Regs or Penalties, Strong Neg 7.5 6.9 6.3 5.5 4.8 9.1
Impact on Profit@6: IRS Regs or Penalties, N/A 31.5 26.2 26.0 28.4 38.1 28.6
Impact on Profit@6: IRS Regs or Penalties, Don't Know 16.6 21.0 17.7 20.1 17.2 15.9
Impact on Profit@6: IRS Regs or Penalties, Not Reptd 13.6 18.8 26.3 13.5 14.9 12.2
Impact on Profit@6: Environmental Regs, Strong Pos 1.9 1.8 2.1 2.5 1.7 2.1
Impact on Profit@6: Environmental Regs, Minor Pos 1.9 1.7 1.6 2.5 1.3 2.2
Impact on Profit@6: Environmental Regs, Neutral 18.6 15.2 12.4 18.9 14.3 21.3
Impact on Profit@6: Environmental Regs, Minor Neg 6.8 5.5 3.2 6.6 3.9 8.5
Impact on Profit@6: Environmental Regs, Strong Neg 4.1 3.2 1.7 4.9 2.4 5.2
Impact on Profit@6: Environmental Regs, N/A 37.6 32.6 34.0 33.4 45.1 34.1
Impact on Profit@6: Environmental Regs, Don't Know 15.3 20.1 17.1 18.5 16.1 14.3
Impact on Profit@6: Environmental Regs, Not Reptd 13.8 19.9 27.9 12.8 15.1 12.3
Impact on Profit@6: American w/ Disabilities, Strong Pos 0.5 0.7 1.1 0.8 0.5 0.5
Impact on Profit@6: American w/ Disabilities, Minor Pos 1.0 1.0 1.2 1.8 1.2 0.8
Impact on Profit@6: American w/ Disabilities , Neutral 20.0 15.5 12.6 19.9 14.7 23.4
Impact on Profit@6: American w/ Disabilities , Minor Neg 2.4 2.0 1.3 3.1 1.7 2.8
Impact on Profit@6: American w/ Disabilities , Strong Neg 1.1 0.7 0.6 2.1 0.7 1.3
Impact on Profit@6: American w/ Disabilities, N/A 43.3 38.0 36.9 37.9 48.1 41.4
Impact on Profit@6: American w/ Disabilities, Don't Know 17.4 22.2 18.3 20.8 17.4 17.0
Impact on Profit@6: American w/ Disabilities, Not Reptd 14.3 20.0 28.0 13.6 15.7 12.7
Impact on Profit@6: Occup Safety/Health Act , Stong pos 1.2 1.5 2.2 2.4 0.9 1.3
Impact on Profit@6: Occup Safety/Health Act , Minor pos 1.6 2.0 1.7 2.2 1.8 1.4
Impact on Profit@6: Occup Safety/Health Act , Neutral 19.4 16.2 12.7 20.1 14.8 22.3
Impact on Profit@6: Occup Safety/Health Act , Minor Neg 5.2 3.7 2.9 5.8 2.9 6.5
Impact on Profit@6: Occup Safety/Health Act , Strong Neg 2.7 2.5 1.3 3.4 1.8 3.3
Impact on Profit@6: Occup Safety/Health Act , N/A 38.5 32.6 33.0 32.2 44.8 35.9
Impact on Profit@6: Occup Safety/Health Act , Don't Know 17.3 21.1 18.0 20.2 17.5 16.7
Impact on Profit@6: Occup Safety/Health Act , Not Reptd 14.0 20.3 28.1 13.8 15.4 12.5
Impact on Profit@6: Lack of Fin Capital, Neutral 17.5 13.7 11.7 19.0 13.4 20.1
Impact on Profit@6: Lack of Fin Capital, Minor Neg 10.0 7.6 6.7 8.1 8.2 11.3
Impact on Profit@6: Lack of Fin Capital, Strong Neg 12.2 13.1 15.9 13.5 10.6 12.8
Impact on Profit@6: Lack of Fin Capital, N/A 32.4 27.2 24.5 28.1 38.4 29.8
Impact on Profit@6: Lack of Fin Capital, Don't Know 14.1 18.3 14.8 17.2 14.4 13.5
Impact on Profit@6: Lack of Fin Capital, Not Reptd 13.9 20.1 26.3 14.1 15.0 12.5
Impact on Profit@6: Crime, Neutral 18.2 14.2 11.4 17.2 14.6 20.7
Impact on Profit@6: Crime, Minor Neg Impact 7.5 7.0 6.7 10.2 5.8 8.4
Impact on Profit@6: Crime, Strong Neg Impact 2.6 4.2 4.7 6.8 2.1 2.5
Impact on Profit@6: Crime, N/A 40.2 34.1 32.2 32.5 45.7 38.2
Impact on Profit@6: Crime, Don't Know 16.5 19.4 15.7 18.3 15.7 16.7
Impact on Profit@6: Crime, Not Reported 15.0 21.2 29.1 15.0 16.2 13.4
% Women Emp, Pay Period Incl Mar 12,1992@6: None 2.8 3.9 1.6 3.5 1.2 3.6
% Women Emp, Pay Period Incl Mar 12,1992@6: Less than 10% 1.6 2.1 1.0 2.3 1.0 2.0
% Women Emp, Pay Period Incl Mar 12,1992@6: 10 to 24% 1.1 1.0 0.4 1.3 0.6 1.4
% Women Emp, Pay Period Incl Mar 12,1992@6: 25 to 49% 1.4 1.2 0.4 2.7 0.9 1.6
% Women Emp, Pay Period Incl Mar 12,1992@6: 50 to 74% 2.2 1.9 0.8 4.8 1.9 2.4
% Women Emp, Pay Period Incl Mar 12,1992@6: 75%+ 4.9 3.8 2.4 6.4 4.9 5.0
% Women Emp, Pay Period Incl Mar 12, 1992@6: Don't Know 0.2 0.2 0.1 0.2 0.1 0.2
% Women Emp, Pay Period Incl Mar 12 92@6: Not Reptd 2.1 2.2 1.7 2.7 1.6 2.4
% Women Emp, Pay Period Incl Mar 12,1992@6: N/A@18 83.6 83.7 91.6 76.2 87.7 81.4
% Minority Emp, Pay Period Incl Mar 12, 1992@6: 25% or less 9.3 2.6 0.8 5.9 7.1 11.4
% Minority Emp, Pay Period Incl Mar 12, 1992@6: 26 to 50% 1.1 1.6 0.5 2.3 0.7 1.3
% Minority Emp, Pay Period Incl Mar 12, 1992@6: 51to 75% 0.6 0.9 0.3 1.5 0.4 0.6
% Minority Emp, Pay Period Incl Mar 12, 1992@6: 76 to 90% 0.4 0.7 0.4 1.4 0.3 0.3
% Minority Emp, Pay Period Incl Mar 12, 1992@6: 90% or more 1.9 6.9 4.2 7.7 1.4 1.5
% Minority Emp, Pay Period Incl Mar 12, 1992@6: Don't Know 0.9 0.9 0.3 2.1 0.7 1.0
% Minority Emp, Pay Period Incl Mar 12, 1992@6: Not Reptd 2.3 2.6 1.9 2.9 1.7 2.5
% Minority Emp, Pay Period Incl Mar 12, 1992@6: N/A@18 83.6 83.7 91.6 76.2 87.7 81.4
Offered Retirement Plan(s) to Employees@6: Yes 2.3 1.3 0.7 3.1 1.2 3.0
Offered Retirement Plan(s) to Employees@6: No 12.7 13.5 6.7 18.6 9.9 14.1
Offered Retirement Plan(s) to Employees@6: Not Reported 1.4 1.4 1.1 2.1 1.1 1.6
Offered Retirement Plan(s) to Employees@6: N/A@18 83.6 83.7 91.6 76.2 87.7 81.4
Offered Health Plan to Employees@6: Yes 5.4 3.6 1.4 5.9 3.6 6.7
Offered Health Plan to Employees@6: No 10.0 11.7 6.3 16.5 8.0 10.9
Offered Health Plan to Employees@6: Not Reported 1.0 0.9 0.6 1.4 0.7 1.1
Offered Health Plan to Employees@6: N/A@18 83.6 83.7 91.6 76.2 87.7 81.4
No Health Plan Was Offered to Emp@6: Too High Priced 4.4 6.1 2.7 8.3 3.3 4.8
No Health Plan Was Offered to Emp@6: Rejected by Insurers 0.1 0.1 0.0 0.1 0.0 0.1
No Health Plan Was Offered to Emp@6: Dropped by Insurer 0.0 0.0 0.0 0.0 0.0 0.0
No Health Plan Was Offered to Emp@6: Not Needed by Emps 2.0 1.7 1.0 2.2 1.3 2.4
No Health Plan Was Offered to Emp@6: High Emp Turnover 0.5 0.4 0.5 1.0 0.4 0.5
No Health Plan Was Offered to Emp@6: Administrative Burden 0.1 0.2 0.1 0.5 0.1 0.1
No Health Plan Was Offered to Emp@6: Not Desired by Emps 1.5 1.2 0.9 1.9 1.4 1.6
No Health Plan Was Offered to Emp@6: Don't Know 0.4 0.8 0.2 1.0 0.4 0.3
No Health Plan Was Offered to Emp@6: Other Reason 1.0 1.2 0.9 1.4 0.8 1.0
No Health Plan Was Offered to Emp@6: Not Reptd 1.1 1.0 0.8 1.6 0.9 1.2
No Health Plan Was Offered to Emp@6: N/A@18 89.0 87.4 93.0 82.1 91.3 88.0
50% or More Owned or Ctrld by Close Relatives@6: Yes 48.2 48.5 40.2 49.7 63.0 41.6
50% or More Owned or Ctrld by Close Relatives@6: No 49.5 47.1 55.6 46.2 34.4 56.4
50% or More Owned or Ctrld by Close Relatives@6: Not Reptd 2.4 4.3 4.2 4.0 2.6 2.0
Franchise During 1992@6: Yes 2.9 2.5 3.5 4.5 3.2 2.7
Franchise During 1992@6: No 89.9 86.4 82.1 89.0 88.0 91.5
Franchise During 1992@6: Not Reported 7.2 11.1 14.4 6.5 8.8 5.8
Operated Primarily From/in a Home When 1st Est@6: Yes 52.1 46.2 48.7 34.3 55.2 51.7
Operated Primarily From/in a Home When 1st Est@6: No 40.0 43.4 36.7 56.9 35.4 41.7
Operated Primarily From/in a Home When 1st Est@6: Don't Know 1.7 2.0 2.1 3.3 1.7 1.6
Operated Primarily From/in a Home When 1st Est@6: Not Reptd 6.2 8.4 12.5 5.5 7.7 5.0
Operated Primarily from or in a Home During 1992@6: Yes 49.6 44.2 47.2 33.8 53.2 48.8
Operated Primarily from or in a Home During 1992@6: No 43.2 45.7 37.7 59.9 38.2 45.2
Operated Primarily from or in a Home During 92@6: Not Reptd 7.2 10.1 15.1 6.3 8.6 6.0
Prim Bus Use of this Home@6: to Produce G/s on the Premises 20.2 17.4 18.5 15.8 26.4 17.3
Prim Bus Use of this Home@6: Clerical Work (G/s Elsewhere) 23.7 18.9 21.2 13.9 22.6 24.9
Prim Bus Use of this Home@6: Telecommute(outside Employment) 8.2 8.1 8.1 7.0 6.8 9.0
Home-based Buses' Prim Bus Use of this Home@6: Not Reptd 13.1 17.6 21.8 13.1 14.3 11.9
Home-based Buses' Prim Bus Use of this Home@6: N/A@19 34.9 38.1 30.3 50.3 30.0 36.8
Language Transactions Can Be Conducted In@6: Arabic 0.8 0.5 0.9 0.7 0.6 1.0
Language Transactions Can Be Conducted In@6: Chinese 1.7 0.8 1.2 16.1 1.6 1.3
Language Transactions Can Be Conducted In@6: English 89.0 78.0 84.0 82.2 87.9 90.7
Language Transactions Can Be Conducted In@6: French 3.8 2.8 4.5 3.4 3.9 3.9
Language Transactions Can Be Conducted In@6: German 2.1 1.0 1.2 1.3 2.3 2.1
Language Transactions Can Be Conducted In@6: Greek 0.7 0.4 0.5 0.6 1.2 0.5
Language Transactions Can Be Conducted In@6: Hindi (Urdu) 0.7 0.3 0.4 4.1 0.7 0.5
Language Transactions Can Be Conducted In@6: Italian 1.3 1.9 0.7 0.7 1.5 1.2
Language Transactions Can Be Conducted In@6: Japanese 0.9 0.5 0.8 5.7 1.1 0.7
Language Transactions Can Be Conducted In@6: Korean 0.9 0.4 0.8 7.2 1.0 0.6
Language Transactions Can Be Conducted In@6: Polish 0.9 0.4 0.7 0.8 1.2 0.7
Language Transactions Can Be Conducted In@6: Portuguese 0.8 2.0 0.5 0.7 1.0 0.6
Language Transactions Can Be Conducted In@6: Russian 0.8 0.7 0.6 0.9 1.1 0.7
Language Transactions Can Be Conducted In@6: Spanish 7.8 60.2 5.5 8.3 7.4 5.2
Language Transactions Can Be Conducted In@6: Tagalog 0.9 1.6 0.5 4.5 1.0 0.6
Language Transactions Can Be Conducted In@6: Vietnamese 0.9 0.5 0.6 6.9 0.9 0.7
Language Transactions Can Be Conducted In@6: Other Language 0.9 0.7 0.6 2.7 0.8 0.9
Language Transactions Can Be Conducted In@6: Not Reptd 8.9 9.9 14.8 6.8 10.3 8.1
% Sales Accounted for by Exp Outside the U.S.@6: Less 1% 0.6 0.4 0.3 0.3 0.3 0.7
% Sales Accounted for by Exp Outside the U.S.@6: 1 to 9% 0.4 0.4 0.1 0.5 0.2 0.6
% Sales Accounted for by Exp Outside the U.S.@6: 10 to 24% 0.1 0.2 0.1 0.3 0.1 0.2
% Sales Accounted for by Exp Outside the U.S.@6: 25 to 49% 0.2 0.2 0.0 0.1 0.1 0.2
% Sales Accounted for by Exp Outside the U.S.@6: 50 to 74% 0.2 0.2 0.0 0.2 0.1 0.2
% Sales Accounted for by Exp Outside the U.S.@6: 75 to 99% 0.1 0.3 0.1 0.3 0.1 0.1
% Sales Accounted for by Exp Outside the U.S.@6: 100% 0.1 0.7 0.1 0.4 0.1 0.0
% Sales Accounted for by Exp Outside the U.S.@6: Don't Know 0.2 0.8 0.6 0.6 0.2 0.2
% Sales Accounted for by Exp Outside the U.S.@6: Not Reptd 7.6 10.1 13.8 6.1 8.9 6.6
% Sales Accounted for by Exp Outside the U.S.@6: N/A@20 90.5 86.9 84.9 91.2 89.8 91.3
Market Dest for 10%+ of 92 Exports@6: Africa 0.1 0.1 0.1 0.0 0.0 0.1
Market Dest for 10%+ of 92 Exports@6: Asia 0.2 0.1 0.0 1.0 0.1 0.2
Market Dest for 10%+ of 92 Exports@6: Australia/oceania 0.1 0.1 0.0 0.1 0.1 0.1
Market Dest for 10%+ of 92 Exports@6: Canada 0.3 0.3 0.1 0.2 0.2 0.4
Market Dest for 10%+ of 92 Exports@6: Caribbean/cen Amer 0.1 0.6 0.2 0.1 0.1 0.1
Market Dest for 10%+ of 92 Exports@6: Europe 0.5 0.3 0.1 0.2 0.2 0.7
Market Dest for 10%+ of 92 Exports@6: Japan 0.2 0.4 0.1 0.6 0.1 0.2
Market Dest for 10%+ of 92 Exports@6: Mexico 0.3 0.5 0.1 0.1 0.2 0.3
Market Dest for 10%+ of 92 Exports@6: Middle East 0.1 0.1 0.0 0.1 0.0 0.1
Market Dest for 10%+ of 92 Exports@6: South America 0.1 0.6 0.1 0.1 0.1 0.1
Market Dest for 10%+ of 92 Exports@6: Not Reptd 8.3 11.2 14.6 6.9 9.5 7.3
Market Dest for 10%+ of 92 Exports@6: N/A@20 90.5 86.9 84.9 91.2 89.8 91.3
Agcy Helpful for Bus Exp@6: ITA, Dept of Commerce, Yes 0.1 0.2 0.1 0.2 0.1 0.0
Agcy Helpful for Bus Exp@6: ITA, Dept of Commerce, No 0.8 0.9 0.9 0.8 0.6 1.0
Agcy Helpful for Bus Exp@6: ITA, Dept of Commerce, Not Con 1.3 2.1 0.9 1.9 1.0 1.4
Agcy Helpful for Bus Exp@6: ITA, Dept of Commerce, Not Reptd 7.3 10.0 13.3 6.0 8.4 6.3
Agcy Helpful for Bus Exp@6: ITA, Dept of Commerce, N/A@19 90.5 86.8 84.8 91.1 89.8 91.3
Agcy Helpful for Bus Exp@6: Small Bus Dev Ctrs, SBA, Yes 0.1 0.1 0.1 0.1 0.1 0.0
Agcy Helpful for Bus Exp@6: Small Bus Dev Ctrs, SBA, No 0.8 0.9 0.7 0.9 0.7 0.9
Agcy Helpful for Bus Exp@6: Small Bus Dev Ctrs, SBA, Not Con 1.3 2.1 1.0 1.9 1.1 1.4
Agcy Helpful for Bus Exp@6: Small Bus Dev Ctrs, SBA, Not Rpt 7.3 10.0 13.4 5.9 8.3 6.4
Agcy Helpful for Bus Exp@6: Small Bus Dev Ctrs, SBA, N/A@20 90.5 86.8 84.8 91.1 89.8 91.3
Agcy Helpful for Bus Exp@6: MBDA, Dept of Commerce, Yes 0.0 0.1 0.1 0.1 0.0 0.0
Agcy Helpful for Bus Exp@6: MBDA, Dept of Commerce, No 0.8 0.9 0.7 0.9 0.6 0.9
Agcy Helpful for Bus Exp@6: MBDA, Dept of Commerce, Not Con 1.3 2.2 1.0 2.0 1.1 1.4
Agcy Helpful for Bus Exp@6: MBDA, Dept of Commerce, Not Rptd 7.3 10.0 13.4 6.0 8.4 6.4
Agcy Helpful for Bus Exp@6: MBDA, Dept of Commerce, N/A@20 90.5 86.8 84.8 91.1 89.8 91.3
Agcy Helpful for Bus Exp@6: Export-Import Bank, Yes 0.1 0.1 0.0 0.1 0.0 0.1
Agcy Helpful for Bus Exp@6: Export-Import Bank, No 0.9 0.9 0.7 0.9 0.7 0.9
Agcy Helpful for Bus Exp@6: Export-Import Bank, Not Contact 1.3 2.1 1.0 1.9 1.1 1.4
Agcy Helpful for Bus Exp@6: Export-Import Bank, Not Reptd 7.3 10.1 13.5 6.0 8.4 6.3
Agcy Helpful for Bus Exp@6: Export-Import Bank, N/A@20 90.5 86.8 84.8 91.1 89.8 91.3
Agcy Helpful for Bus Exp@6: State Exp Promotion Agency, Yes 0.1 0.1 0.1 0.1 0.1 0.1
Agcy Helpful for Bus Exp@6: State Exp Promotion Agency, No 0.8 0.9 0.7 0.8 0.6 0.9
Agcy Helpful for Bus Exp@6: State Exp Promo Agency, Not Con 1.3 2.1 1.0 2.0 1.1 1.4
Agcy Helpful for Bus Exp@6: State Exp Promo Agency, Not Rptd 7.3 10.1 13.3 6.0 8.4 6.3
Agcy Helpful for Bus Exp@6: State Exp Promotion Agcy, N/A@20 90.5 86.8 84.8 91.1 89.8 91.3
Agcy Helpful for Bus Exp@6: Banking or Coml Lending, Yes 0.2 0.2 0.1 0.5 0.1 0.2
Agcy Helpful for Bus Exp@6: Banking or Coml Lending Inst, No 0.8 0.9 0.8 0.9 0.6 0.9
Agcy Helpful for Bus Exp@6: Banking or Coml Lending, Not Con 1.2 1.9 0.9 1.7 1.1 1.2
Agcy Helpful for Bus Exp@6: Banking/coml Lending, Not Rptd 7.3 10.1 13.3 5.8 8.4 6.4
Agcy Helpful for Bus Exp@6: Banking/coml Lending, N/A@20 90.5 86.8 84.8 91.1 89.8 91.3
Agcy Helpful for Bus Exp@6: Accounting/consulting Firms, Yes 0.3 0.2 0.1 0.3 0.1 0.3
Agcy Helpful for Bus Exp@6: Accounting/consulting Firms, No 0.8 0.9 0.7 0.9 0.6 0.9
Agcy Helpful for Bus Exp@6: Acct/consulting Firms, Not Con 1.1 1.9 0.9 1.7 1.0 1.1
Agcy Helpful for Bus Exp@6: Acct/consulting Firms, Not Reptd 7.3 10.1 13.5 6.0 8.5 6.3
Agcy Helpful for Bus Exp@6: Acct/consulting Firms, N/A@20 90.5 86.8 84.8 91.1 89.8 91.3
Agcy Helpful for Bus Exp@6: Other Agency, Yes 0.2 0.1 0.0 0.1 0.0 0.3
Agcy Helpful for Bus Exp@6: Other Agency, No 0.5 0.6 0.5 0.6 0.5 0.5
Agcy Helpful for Bus Exp@6: Other Agency, Not Contacted 0.5 0.9 0.4 1.0 0.5 0.5
Agcy Helpful for Bus Exp@6: Other Agency, Not Reptd 8.2 11.5 14.2 7.3 9.2 7.4
Agcy Helpful for Bus Exp@6: Other Agency, N/A@20 90.5 86.8 84.8 91.1 89.8 91.3
Time (bef Dec 31, 1992) Involved in Export@6: Less than 1 Yr 0.7 1.0 0.5 0.9 0.5 0.9
Time (bef Dec 31, 1992) Involved in Export@6: 1 to 5 Yrs 0.5 0.9 0.3 0.9 0.3 0.6
Time (bef Dec 31, 1992) Involved in Export@6: 6 to 10 Yrs 0.2 0.3 0.0 0.4 0.1 0.2
Time (bef Dec 31, 1992) Involved in Exp@6: More than 10 Yrs 0.3 0.5 0.2 0.4 0.2 0.3
Time (bef Dec 31, 1992) Involved in Export@6: Not Reptd 7.8 10.5 14.1 6.3 9.1 6.8
Time (bef Dec 31, 1992) Involved in Export@6: N/A@20 90.5 86.8 84.8 91.1 89.8 91.3
Planning on Starting/increasing Exp in the Future@6: Yes 2.0 3.4 2.6 4.7 1.5 2.1
Planning on Starting/increasing Exp in the Future@6: No 85.9 78.7 75.0 83.6 84.8 87.4
Planning on Starting/increasing Exp in Future@6: Not Reptd 12.0 17.9 22.4 11.7 13.7 10.5
Ability to Export@6: Export Financing, Very Imp 1.7 2.5 2.6 3.6 1.4 1.7
Ability to Export@6: Export Financing, Somewhat Imp 1.0 1.4 0.6 1.2 0.7 1.1
Ability to Export@6: Export Financing, Not Imp 5.4 5.5 5.7 4.9 5.3 5.5
Ability to Export@6: Export Financing, N/A 52.8 43.7 43.7 48.4 52.3 54.3
Ability to Export@6: Export Financing, Don't Know 10.8 12.7 10.1 14.4 9.8 11.1
Ability to Export@6: Export Financing, Not Reptd 28.2 34.1 37.4 27.5 30.6 26.3
Ability to Export@6: Info on Exp Opportunities, Very Imp 2.1 3.4 2.7 3.8 2.1 1.9
Ability to Export@6: Opportunity Info, Somewhat Imp 1.5 1.8 1.3 2.3 0.8 1.8
Ability to Export@6: Info on Exp Opportunities, Not Imp 5.2 5.3 5.6 4.3 5.0 5.3
Ability to Export@6: Info on Exp Opportunities, N/A 52.2 43.4 42.9 47.4 51.9 53.6
Ability to Export@6: Info on Exp Opportunities, Don't Know 10.5 11.7 9.3 13.9 9.6 10.7
Ability to Export@6: Info on Exp Opportunities, Not Reptd 28.5 34.4 38.2 28.3 30.6 26.7
Ability to Export@6: Foreign Trade Restrictions, Very Imp 1.9 3.1 2.0 3.4 2.0 1.7
Ability to Export@6: Foreign Trade Restriction, Somewhat Imp 1.5 1.2 1.0 2.2 0.9 1.8
Ability to Export@6: Foreign Trade Restrictions, Not Imp 5.1 5.3 6.0 4.5 4.9 5.1
Ability to Export@6: Foreign Trade Restrictions, N/A 52.3 43.3 42.8 47.2 52.1 53.5
Ability to Export@6: Foreign Trade Restrictions, Don't Know 10.8 12.4 9.5 14.0 9.7 11.2
Ability to Export@6: Foreign Trade Restrictions, Not Reptd 28.4 34.6 38.6 28.7 30.4 26.6
Ability to Export@6: U.S. Trade Restrictions, Very Imp 1.7 2.6 2.2 3.2 1.8 1.6
Ability to Export@6: U.S. Trade Restrictions, Somewhat Imp 1.4 1.5 1.0 2.2 0.8 1.7
Ability to Export@6: U.S. Trade Restrictions, Not Imp 5.1 5.4 5.8 4.9 5.1 5.1
Ability to Export@6: U.S. Trade Restrictions, N/A 52.3 43.0 42.8 46.9 51.8 53.7
Ability to Export@6: U.S. Trade Restrictions, Don't Know 11.0 12.7 9.7 14.1 9.8 11.5
Ability to Export@6: U.S. Trade Restrictions, Not Reptd 28.4 34.7 38.5 28.7 30.8 26.4
Ability to Export@6: Foreign Competition, Very Imp 1.9 2.7 2.0 3.9 1.5 1.9
Ability to Export@6: Foreign Competition, Somewhat Imp 1.5 1.9 1.2 2.3 1.4 1.6
Ability to Export@6: Foreign Competition, Not Imp 5.3 5.5 5.9 4.7 5.1 5.3
Ability to Export@6: Foreign Competition, N/A 52.2 43.0 42.7 46.6 51.9 53.6
Ability to Export@6: Foreign Competition, Don't Know 10.7 12.1 9.6 13.9 9.7 11.1
Ability to Export@6: Foreign Competition, Not Reptd 28.4 34.8 38.6 28.7 30.4 26.5
Ability to Export@6: Price of this Bus Exps, Very Imp 1.8 2.8 2.2 4.3 1.6 1.7
Ability to Export@6: Price of this Bus Exps, Somewhat Imp 1.3 1.5 1.0 2.2 1.0 1.5
Ability to Export@6: Price of this Bus Exps, Not Imp 5.4 5.3 5.8 4.3 5.3 5.5
Ability to Export@6: Price of this Bus Exps, N/A 52.3 43.5 42.8 46.9 51.8 53.8
Ability to Export@6: Price of this Bus Exps, Don't Know 11.4 13.1 10.8 14.5 10.5 11.7
Ability to Export@6: Price of this Bus Exps, Not Reptd 27.7 33.8 37.5 27.8 29.8 25.8
Ability to Export@6: Dollar Exchange Rate, Very Imp 2.1 3.1 2.3 3.9 2.3 1.8
Ability to Export@6: Dollar Exchange Rate, Somewhat Imp 1.7 1.9 1.2 2.8 0.9 2.1
Ability to Export@6: Dollar Exchange Rate, Not Imp 5.3 5.1 5.8 4.3 5.2 5.3
Ability to Export@6: Dollar Exchange Rate, N/A 51.8 42.9 42.3 46.5 51.6 53.1
Ability to Export@6: Dollar Exchange Rate, Don't Know 11.0 12.7 10.4 14.2 9.9 11.4
Ability to Export@6: Dollar Exchange Rate, Not Reptd 28.1 34.3 37.9 28.2 30.1 26.3
Ability to Export@6: Local Environ Restrictions, Very Imp 1.9 2.1 1.9 2.3 1.9 1.9
Ability to Export@6: Local Environ Restriction, Somewhat Imp 2.0 1.9 1.8 2.9 1.2 2.4
Ability to Export@6: Local Environ Restrictions, Not Imp 5.5 5.6 5.8 5.1 5.2 5.7
Ability to Export@6: Local Environmental Restrictions, N/A 51.3 42.9 42.2 46.7 51.4 52.4
Ability to Export@6: Local Environ Restrictions, Don't Know 11.4 13.4 10.7 14.7 10.5 11.7
Ability to Export@6: Local Environ Restrictions, Not Reptd 27.8 34.1 37.6 28.2 29.8 26.0
Ability to Export@6: Other Issues, Very Imp 0.6 0.3 0.6 0.6 0.9 0.5
Ability to Export@6: Other Issues, Somewhat Imp 0.1 0.2 0.2 0.2 0.2 0.1
Ability to Export@6: Other Issues, Not Imp 2.6 2.9 3.9 2.3 2.5 2.6
Ability to Export@6: Other Issues, N/A 25.2 20.3 18.5 22.3 23.1 27.0
Ability to Export@6: Other Issues, Don't Know 6.2 7.3 4.9 8.2 4.5 7.0
Ability to Export@6: Other Issues, Not Reptd 65.2 69.1 71.9 66.3 68.8 62.7
Exp Increase to Canada as a Result of the NAFTA@6: Yes 0.6 1.1 1.0 1.5 0.6 0.6
Exp Increase to Canada as a Result of the NAFTA@6: No 76.4 71.5 67.4 74.6 72.7 79.2
Exp Increase to Canada as a Result of the NAFTA@6: Not Reptd 22.9 27.3 31.7 23.9 26.7 20.3
Exp Increase to Mexico as a Result of the NAFTA@6: Yes 0.9 2.4 1.1 1.6 0.7 0.8
Exp Increase to Mexico as a Result of the NAFTA@6: No 75.6 70.5 65.9 74.2 72.5 78.1
Exp Increase to Mexico as a Result of the NAFTA@6: Not Reptd 23.5 27.1 33.0 24.2 26.9 21.1
Prod Fac Will Relocate to Can, Result of NAFTA@6: Yes 0.2 0.3 0.4 0.9 0.2 0.1
Prod Fac Will Relocate to Can, Result of NAFTA@6: No 76.3 71.3 67.3 74.7 72.5 79.1
Prod Fac Will Relocate to Can, Result of NAFTA@6: Not Reptd 23.5 28.4 32.3 24.4 27.3 20.8
Prod Fac Will Relocate to Mex, Result of NAFTA@6: Yes 0.3 0.9 0.5 1.3 0.4 0.2
Prod Fac Will Relocate to Mex, Result of NAFTA@6: No 75.7 71.5 65.9 74.1 72.1 78.4
Prod Fac Will Relocate to Mex, Result of NAFTA@6: Not Reptd 24.0 27.6 33.6 24.7 27.5 21.4
Relative Standard Error:
In '96, Owns the Same Business Owned in 1992@4: Yes 0.4 1.1 0.6 1.1 1.1 1.0
In '96, Owns the Same Business Owned in 1992@4: No 0.5 1.2 0.7 0.9 0.9 1.0
In '96, Owns the Same Business Owned in 1992@4: Not Rptd 0.4 0.4 0.6 0.6 0.5 0.6
Year That Ownership Ended@4: 1992 0.3 0.6 0.5 0.5 0.5 0.4
Year That Ownership Ended@4: 1993 0.3 0.4 0.4 0.6 0.5 0.6
Year That Ownership Ended@4: 1994 0.3 0.4 0.2 0.4 0.4 0.7
Year That Ownership Ended@4: 1995 0.3 0.4 0.4 0.4 0.6 0.4
Year That Ownership Ended@4: Not Reported 0.4 0.5 0.6 0.9 0.7 0.6
Year That Ownership Ended@4: N/A@5 0.4 1.1 0.6 1.1 1.1 1.0
Reason for Change in Ownership@4: Sold 0.5 0.2 0.1 0.3 0.2 0.8
Reason for Change in Ownership@4: Transferred Ownership/gift 0.2 0.2 0.2 0.2 0.2 0.3
Reason for the Change in Ownership@4: Bus No Longer Exists 0.6 1.1 0.7 0.6 0.8 1.1
Reason for the Change in Ownership@4: Not Reported 0.4 0.5 0.7 0.8 0.6 0.6
Reason for the Change in Ownership@4: N/A@5 0.4 1.1 0.6 1.1 1.1 1.0
Business Owned in 1992 Is Still in Operation in 1996@5: Yes 0.7 1.2 0.4 0.8 0.9 1.2
Business Owned in 1992 Is Still in Operation in 1996@5: No 0.6 1.4 0.6 0.9 0.9 0.9
Bus Owned in '92 Is Still in Operation in 1996@5: Don't Know 0.2 0.3 0.2 0.4 0.3 0.3
Bus Owned in '92 Is Still in Operation in 1996@5: Not Reptd 0.2 0.8 0.5 0.6 0.6 0.3
If Not, Year That the Operations Discontinued@6: 1992 0.4 0.7 0.5 0.6 0.8 0.5
If Not, Year That the Operations Discontinued@6: 1993 0.4 0.6 0.5 0.7 0.6 0.7
If Not, Year That the Operations Discontinued@6: 1994 0.4 0.6 0.3 0.4 0.6 0.7
If Not, Year That the Operations Discontinued@6: 1995 0.4 0.6 0.4 0.5 0.5 0.5
If Not, Year That the Operations Discontinued@6: Not Reptd 0.3 0.9 0.4 0.6 0.7 0.4
If Not, Year That the Operations Discontinued@6: N/A@7 0.6 1.2 0.5 1.1 1.0 1.1
Discontinued Bus at Decision to Cease@6: Successful 0.6 0.6 0.3 0.8 0.5 0.8
Discontinued Bus at Decision to Cease@6: Unsuccessful 0.6 1.1 0.5 0.5 0.7 1.0
Discontinued Bus at Decision to Cease@6: Not Reptd 0.3 0.9 0.5 0.6 0.6 0.5
Discontinued Bus at Decision to Cease@6: N/A@7 0.6 1.2 0.5 1.1 1.0 1.1
Discon Bus Was Unsuccessful@6: Cash Flow/low Sales 2.9 2.7 1.7 3.2 3.2 5.2
Discon Bus Was Unsuccessful@6: Access to Bus Loans/credit 1.4 1.6 1.6 2.2 2.1 2.2
Discon Bus Was Unsuccessful@6: Access to Pers Loans/credit 0.5 0.8 0.8 2.1 0.9 0.8
Discontinued Bus Was Unsuccessful@6: Other Reason 2.2 1.9 1.4 3.1 3.0 4.1
Discontinued Bus Was Unsuccessful@6: Not Reptd 0.4 1.6 0.8 1.2 1.3 0.0
Age as of December 31, 1992@4: under 25 0.2 0.5 0.2 0.4 0.3 0.3
Age as of December 31, 1992@4: 25 to 34 0.6 0.5 0.2 1.1 0.9 0.8
Age as of December 31, 1992@4: 35 to 44 0.5 0.7 0.7 1.3 0.8 0.9
Age as of December 31, 1992@4: 45 to 54 0.7 0.6 0.8 1.0 0.8 0.9
Age as of December 31, 1992@4: 55 to 64 0.5 0.5 0.9 0.9 0.8 1.1
Age as of December 31, 1992@4: 65 or over 0.6 0.3 0.5 0.4 0.7 1.0
Age as of December 31, 1992@4: Not Reported 0.3 0.4 0.5 0.7 0.4 0.6
Born in the United States@4: Yes 0.4 0.6 0.7 1.3 0.6 0.5
Born in the United States@4: No 0.4 0.6 0.5 1.5 0.4 0.6
Born in the United States@4: Not Reported 0.4 0.5 0.4 0.6 0.3 0.6
Marital Status When Started/acquired@4: Never Married 0.5 0.8 0.5 0.7 0.6 0.7
Marital Status When Started/acquired@4: Married 0.6 1.1 0.4 1.2 0.7 1.3
Marital Status When Started/acquired@4: Divorced/separated 0.4 0.4 0.7 0.3 0.8 0.5
Marital Status When Started/acquired@4: Widowed 0.2 0.2 0.3 0.3 0.3 0.3
Marital Status When Started/acquired@4: Not Reptd 0.3 0.4 0.4 0.7 0.4 0.6
Marital Status as of December 31, 1992@4: Never Married 0.4 0.9 0.5 0.6 0.6 0.6
Marital Status as of December 31, 1992@4: Married 0.4 1.0 0.4 1.1 0.7 0.8
Marital Status as of December 31, 1992@4: Divorced/separated 0.5 0.4 0.8 0.3 0.9 0.5
Marital Status as of December 31, 1992@4: Widowed 0.2 0.2 0.3 0.3 0.3 0.3
Marital Status as of December 31, 1992@4: Not Reported 0.3 0.5 0.8 0.9 0.4 0.6
Veteran Status as of Dec 31, 1992@4: Not a Veteran 1.0 0.6 0.9 0.7 0.8 1.7
Veteran Status as of Dec 31, 1992@4: <6 Months Active Duty 0.2 0.1 0.1 0.1 0.1 0.3
Veteran Status as of Dec 31, 1992@4: 6 Months+ Active Duty 0.9 0.4 0.6 0.6 0.8 1.5
Veteran Status as of December 31, 1992@4: Not Reported 0.3 0.3 0.7 0.6 0.3 0.6
Active Military Duty Served During the Vietnam Era@4: Yes 0.5 0.3 0.4 0.4 0.4 0.7
Active Military Duty Served During the Vietnam Era@4: No 0.6 0.6 0.5 0.6 0.8 0.9
Active Military Duty Served During Vietnam Era@4: Not Reptd 0.3 0.3 0.6 0.6 0.4 0.6
Active Military Duty Served During the Vietnam Era@4: N/A@8 0.9 0.5 0.9 0.7 0.8 1.6
Disabled Veteran@4: Yes 0.2 0.2 0.3 0.4 0.4 0.2
Disabled Veteran@4: No 0.9 0.5 0.6 0.6 0.8 1.5
Disabled Veteran@4: Not Reported 0.3 0.4 0.6 0.7 0.3 0.6
Disabled Veteran@4: N/A@9 1.0 0.6 0.9 0.7 0.8 1.7
Owner Had Health Insurance 1992@4: Yes, Spouse's Insurer 0.6 1.0 0.6 1.2 0.9 0.9
Owner Had Health Insurance During 1992@4: Yes, Bus Insurer 0.3 0.2 0.3 0.6 0.6 0.4
Owner Had Health Insurance 1992@4: Yes, Another Bus Insurer 0.5 0.7 0.6 0.5 0.9 0.8
Owner Had Health Insurance 1992@4: Yes, Trade Assn's Insurer 0.2 0.2 0.1 0.3 0.4 0.2
Owner Had Health Insurance During 1992@4: Yes, Other Source 0.7 1.0 1.2 0.6 0.7 1.0
Owner Had Health Insurance During 1992@4: No 0.6 0.9 0.6 0.9 0.6 1.0
Owner Had Health Insurance During 1992@4: Not Reported 0.3 0.4 0.5 0.7 0.5 0.5
Education Completed/deg Recd@4: Less than 9th Grade 0.2 0.7 0.3 0.4 0.4 0.2
Education Completed/deg Recd@4: High School, No Diploma 0.2 0.6 0.4 0.6 0.5 0.4
Education Completed/deg Recd@4: High Sch Grad or Ged 0.6 0.7 0.5 0.6 0.7 0.8
Education Completed/deg Recd@4: Technical, Trade, or Voc Sch 0.2 0.7 0.5 0.5 0.4 0.4
Education Completed/deg Recd@4: Some College, but No Degree 0.6 0.9 0.4 0.8 0.8 0.8
Education Completed/deg Recd@4: Associate Degree 0.4 0.4 0.4 0.3 0.6 0.5
Education Completed/deg Recd@4: Bachelor's Degree 0.6 0.7 0.6 1.5 0.9 1.0
Education Completed/deg Recd@4: Master's Degree 0.3 0.2 0.6 0.7 0.5 0.5
Education Completed/deg Recd@4: Prof Sch or Doctorate 0.2 0.4 0.4 0.9 0.5 0.4
Education Completed/deg Recd@4: Not Reptd 0.3 0.4 0.5 0.8 0.3 0.5
College/school, Area of Conc@4: Architecture/engineering 0.2 0.4 0.3 0.5 0.3 0.3
College/school, Area of Conc@4: Biological/medical Science 0.3 0.5 0.2 0.9 0.4 0.5
College/school, Area of Conc@4: Business 0.4 0.6 0.5 0.9 0.5 0.8
College/school, Area of Conc@4: Computer Science 0.1 0.2 0.1 0.4 0.2 0.2
College/school, Area of Conc@4: Constr Trade/ind Arts 0.2 0.2 0.1 0.3 0.3 0.2
College/school, Area of Conc@4: Law & Legal Studies 0.2 0.2 0.2 0.3 0.2 0.4
College/school, Area of Conc@4: Liberal Arts/gen Studies 0.5 0.5 0.5 0.8 0.5 0.8
College/school, Area of Conc@4: Mathematics 0.1 0.1 0.1 0.2 0.1 0.2
College/school, Area of Conc@4: Military Technologies 0.1 0.1 0.1 0.1 0.1 0.2
College/school, Area of Conc@4: Other College 0.3 0.4 0.3 0.4 0.6 0.5
College/school, Area of Conc@4: Other Vocational 0.3 0.5 0.5 0.5 0.4 0.6
College/school, Area of Conc@4: Not Reptd 0.3 0.5 0.4 0.8 0.5 0.6
College/school, Area of Conc@4: N/A@10 0.6 1.0 0.4 0.6 0.9 0.9
Close Relatives in Bus/self-employed@4: Yes 1.2 1.0 0.9 1.5 1.1 1.6
Close Relatives in Bus/self-employed@4: No 1.2 0.9 0.8 1.6 0.9 1.7
Close Relatives in Bus/self-employed@4: Not Reptd 0.2 0.4 0.4 0.5 0.3 0.4
Owner Worked for Those Relatives@4: Yes 0.8 0.8 0.5 1.3 1.1 1.0
Owner Worked for Those Relatives@4: No 0.9 0.6 0.5 1.4 1.1 1.3
Owner Worked for Those Relatives@4: Not Reported 0.3 0.6 0.4 0.6 0.4 0.5
Owner Worked for Those Relatives@4: N/A@11 1.2 0.9 0.8 1.6 0.9 1.7
Prior Work Experience@4: None 0.4 0.5 0.6 0.9 0.7 0.5
Prior Work Experience@4: less than 2 Yrs 0.4 0.6 0.3 0.8 0.8 0.5
Prior Work Experience@4: 2 to 5 Yrs 0.5 0.7 0.5 1.1 0.5 0.8
Prior Work Experience@4: 6 to 9 Yrs 0.5 0.6 0.4 0.8 0.6 0.9
Prior Work Experience@4: 10 to 19 Yrs 0.6 0.9 0.6 0.6 0.8 1.0
Prior Work Experience@4: 20 Yrs or More 0.9 0.5 0.3 0.6 1.2 1.6
Prior Work Experience@4: Not Reptd 0.3 0.5 0.4 0.5 0.5 0.5
Prev Yrs Managerial Capacity@4: None 0.7 0.8 0.7 0.9 0.8 1.1
Prev Yrs Managerial Capacity@4: less than 2 Yrs 0.5 0.4 0.6 0.4 0.6 0.6
Prev Yrs Managerial Capacity@4: 2 to 5 Yrs 0.4 0.6 0.5 1.0 0.6 0.7
Prev Yrs Managerial Capacity@4: 6 to 9 Yrs 0.3 0.5 0.4 0.8 0.6 0.5
Prev Yrs Managerial Capacity@4: 10 to 19 Yrs 0.6 0.6 0.5 0.5 0.5 0.9
Prev Yrs Managerial Capacity@4: 20 Yrs or More 0.5 0.5 0.2 0.5 0.3 0.8
Prev Yrs Managerial Capacity@4: Not Sure 0.2 0.5 0.1 0.5 0.4 0.2
Prev Yrs Managerial Capacity@4: Not Reptd 0.3 0.5 0.6 0.5 0.4 0.5
Prev Yrs Managerial Capacity@4: N/A@12 0.4 0.5 0.6 0.9 0.6 0.5
Previous Owner Experience@4: None (Didn't Own) 0.7 1.3 1.0 0.8 0.5 1.2
Previous Owner Experience@4: less than 2 Yrs 0.2 0.2 0.3 0.4 0.5 0.3
Previous Owner Experience@4: 2 to 5 Yrs 0.3 0.4 0.3 0.8 0.4 0.4
Previous Owner Experience@4: 6 to 9 Yrs 0.2 0.2 0.2 0.4 0.2 0.4
Previous Owner Experience@4: 10 to 19 Yrs 0.4 0.3 0.2 0.5 0.3 0.5
Previous Owner Experience@4: 20 Yrs or More 0.5 0.2 0.2 0.2 0.1 0.7
Previous Owner Experience@4: Not Sure 0.1 0.2 0.2 0.2 0.1 0.2
Previous Owner Experience@4: Not Reptd 0.3 0.6 0.5 0.4 0.3 0.5
Previous Owner Experience@4: N/A@12 0.4 0.5 0.6 0.9 0.6 0.5
Prev Work--Bus Whose Goods/service(s) Were Similar@4: Yes 0.7 1.0 1.0 1.7 0.9 1.3
Prev Work--Bus Whose Goods/service(s) Were Similar@4: No 0.7 1.3 1.4 1.4 1.1 1.2
Prev Work--Bus Whose Goods/service Were Similar@4: Not Reptd 0.3 0.5 0.5 0.5 0.6 0.5
Prev Work--Bus Whose Goods/service(s) Were Similar@4: N/A@12 0.4 0.5 0.6 0.9 0.7 0.5
Total 1992 Personal Income@4: less than $5,000 0.2 0.9 0.6 0.9 0.4 0.3
Total 1992 Personal Income@4: $5,000 to $9,999 0.5 0.7 0.6 0.5 0.7 0.8
Total 1992 Personal Income@4: $10,000 to $14,999 0.4 0.6 0.5 0.5 0.5 0.5
Total 1992 Personal Income@4: $15,000 to $24,999 0.6 0.6 0.7 0.9 0.4 1.0
Total 1992 Personal Income@4: $25,000 to $34,999 0.4 0.4 0.4 0.4 0.5 0.7
Total 1992 Personal Income@4: $35,000 to $49,999 0.5 0.6 0.4 0.7 0.6 0.8
Total 1992 Personal Income@4: $50,000 to $74,999 0.3 0.3 0.2 1.2 0.5 0.6
Total 1992 Personal Income@4: $75,000 to $99,999 0.2 0.2 0.2 0.3 0.1 0.3
Total 1992 Personal Income@4: $100,000 to $149,999 0.3 0.1 0.1 0.4 0.2 0.5
Total 1992 Personal Income@4: $150,000 or More 0.3 0.2 0.2 0.2 0.4 0.5
Total 1992 Personal Income@4: Not Reported 0.4 0.4 0.6 0.7 0.8 0.6
Year That this Business Was Established@6: Before 1970 0.4 0.6 0.4 0.6 0.5 1.0
Year That this Business Was Established@6: 1970 to 1979 0.5 0.6 0.4 0.9 0.7 0.8
Year That this Business Was Established@6: 1980 to 1985 0.4 0.6 0.4 0.8 0.8 0.7
Year That this Business Was Established@6: 1986 to 1988 0.5 0.8 0.5 0.6 0.9 0.6
Year That this Business Was Established@6: 1989 0.3 0.3 0.3 0.7 0.3 0.5
Year That this Business Was Established@6: 1990 0.4 0.5 0.3 1.0 0.5 0.6
Year That this Business Was Established@6: 1991 0.3 0.6 0.4 0.7 0.7 0.3
Year That this Business Was Established@6: 1992 0.6 0.8 0.6 0.7 0.8 0.7
Year That this Business Was Established@6: Not Reported 0.5 0.8 0.3 0.4 0.9 0.5
Year the Owner Acquired the Business@4: Before 1970 0.3 0.5 0.3 0.4 0.4 0.6
Year the Owner Acquired the Business@4: 1970 to 1979 0.4 0.4 0.5 0.9 0.8 0.8
Year the Owner Acquired the Business@4: 1980 to 1985 0.5 0.5 0.3 0.9 0.9 0.6
Year the Owner Acquired the Business@4: 1986 to 1988 0.5 0.6 0.4 0.8 0.9 0.8
Year the Owner Acquired the Business@4: 1989 0.4 0.2 0.4 0.4 0.3 0.6
Year the Owner Acquired the Business@4: 1990 0.4 0.4 0.3 0.7 0.4 0.5
Year the Owner Acquired the Business@4: 1991 0.4 0.6 0.4 0.6 0.7 0.3
Year the Owner Acquired the Business@4: 1992 0.5 1.0 0.6 1.2 0.7 0.6
Year the Owner Acquired the Business@4: Not Reported 0.4 0.7 0.5 0.5 0.8 0.6
How the Owner Acquired the Business@4: Founded 0.8 1.1 1.1 1.1 0.6 1.4
How the Owner Acquired the Bus@4: Transfer (Ownership/gift) 0.7 0.2 0.3 1.1 0.6 1.1
How the Owner Acquired the Business@4: Purchased 0.7 0.5 0.8 0.6 0.4 1.0
How the Owner Acquired the Business@4: Inherited 0.2 0.3 0.2 0.2 0.3 0.3
How the Owner Acquired the Business@4: Other Means 0.2 0.5 0.6 0.2 0.3 0.3
How the Owner Acquired the Business@4: Not Reported 0.2 0.5 0.4 0.5 0.4 0.4
Reason for Becoming an Owner@4: Primary Source of Income 0.5 1.0 0.4 1.0 0.6 0.7
Reason for Becoming an Owner@4: Secondary Source of Income 0.7 1.0 0.6 1.2 1.2 1.2
Reason for Becoming an Owner@4: Owner's Health Limitation 0.2 0.5 0.1 0.3 0.3 0.2
Reason for Becoming an Owner@4: Work Not Avail W/ Job Market 0.2 0.3 0.2 0.2 0.3 0.3
Reason for Becoming an Owner@4: Freedom to Meet Fam Respons 0.2 0.6 0.3 0.5 0.7 0.4
Reason for Becoming an Owner@4: Bring a New Idea to Market 0.3 0.2 0.2 0.4 0.4 0.3
Reason for Becoming an Owner@4: Advance in My Profession 0.4 0.4 0.3 0.4 0.5 0.6
Reason for Becoming an Owner@4: Be My Own Boss 0.6 0.6 0.6 0.8 0.6 1.0
Reason for Becoming an Owner@4: Other Reason 0.6 0.6 0.4 0.5 0.4 0.9
Reason for Becoming an Owner@4: Not Reptd 0.3 0.6 0.3 0.6 0.3 0.5
Tot Capl Needed by Owner to Start/acquire Bus@4: None 0.9 0.7 0.9 0.5 1.1 1.1
Tot Capl Needed by Owner to Start/acqr@4: less than $5,000 1.0 1.1 0.6 1.1 1.3 1.1
Tot Capl Needed by Owner to Start/acqr@4: $5,000-$9,999 0.5 0.7 0.4 1.2 0.6 0.7
Tot Capl Needed by Owner to Start/acqr@4: $10,000-$24,999 0.6 0.5 0.4 1.0 0.4 1.0
Tot Capl Needed by Owner to Start/acqr@4: $25,000-$49,999 0.4 0.4 0.2 0.5 0.4 0.7
Tot Capl Needed by Owner to Start/acqr@4: $50,000-$99,999 0.2 0.3 0.1 0.7 0.4 0.3
Tot Capl Needed by Owner to Start/acqr@4: $100,000-$249,999 0.3 0.2 0.1 0.5 0.2 0.4
Tot Capl Needed by Owner to Start/acqr@4: $250,000-$999,999 0.1 0.1 0.1 0.2 0.1 0.2
Tot Capl Needed by Owner to Start/acqr@4: $1,000,000 or More 0.0 0.1 0.0 0.2 0.1 0.1
Tot Capl Needed by Owner to Start/acquire Bus@4: Not Reptd 0.3 0.6 0.4 0.6 0.4 0.5
% Capl Borrowed by Owner by Bus/pers Loans@4: None 0.7 1.0 0.6 1.1 1.1 0.9
% Capl Borrowed by Owner by Means of Bus/pers Loans@4: <10% 0.3 0.2 0.3 0.4 0.3 0.4
% Capl Borrowed by Owner by Means of Bus/pers Loan@4: 10-24% 0.1 0.2 0.3 0.5 0.3 0.2
% Capl Borrowed by Owner by Means of Bus/pers Loan@4: 25-49% 0.2 0.4 0.3 0.2 0.2 0.4
% Capl Borrowed by Owner by Means of Bus/pers Loan@4: 50-74% 0.2 0.3 0.2 0.5 0.2 0.2
% Capl Borrowed by Owner by Means of Bus/pers Loan@4: 75-99% 0.3 0.2 0.3 0.6 0.3 0.4
% Capl Borrowed by Owner by Means of Bus/pers Loans@4: 100% 0.4 0.3 0.4 0.2 0.6 0.5
% Capl Borrowed by Owner by Means Bus/pers Loan@4: Not Reptd 0.3 0.5 0.5 0.6 0.4 0.5
% Capl Borrowed by Owner by Means of Bus/pers Loan@4: N/A@14 0.9 0.7 0.9 0.5 1.1 1.1
Source of Borrowed Capl for Owner@4: Pers Loan (Mort/equity) 0.2 0.4 0.2 0.6 0.3 0.4
Source of Borrowed Capital for Owner@4: Personal Credit Card 0.3 0.3 0.2 0.6 0.3 0.4
Source of Borrowed Capl for Owner@4: Pers Loan from Spouse 0.2 0.1 0.2 0.3 0.3 0.2
Source of Borrowed Capl for Owner@4: Pers Loan from Family 0.2 0.5 0.2 1.0 0.4 0.4
Source of Borrowed Capital for Owner@4: Other Personal Loan 0.4 0.2 0.3 0.6 0.2 0.7
Source of Borrowed Capital for Owner@4: Not Reported 0.4 0.5 0.6 0.7 0.3 0.5
Source of Borrowed Capital for Owner@4: N/A@14 0.7 0.8 0.8 1.2 0.5 1.1
Source of Non-borrowed Capl for Owner@4: None--100% Borrowed 0.4 0.3 0.4 0.2 0.6 0.5
Source of Non-borrowed Capl for Owner@4: Pers/fam Assets 0.9 0.5 0.4 0.9 1.0 1.0
Source of Non-borrowed Capl for Owner@4: Sale of Assets 0.2 0.5 0.2 0.2 0.3 0.3
Source of Non-borrowed Capl for Owner@4: Owner's Savings 0.6 0.9 0.8 1.5 1.2 0.8
Source of Non-borrowed Capital for Owner@4: Other Source 0.3 0.6 0.6 0.4 0.3 0.4
Source of Non-borrowed Capital for Owner@4: Not Reported 0.2 0.7 0.6 0.8 0.4 0.5
Source of Non-borrowed Capital for Owner@4: N/A@13 0.9 0.7 0.9 0.5 1.1 1.1
Meas Taken If this Bus Was Not Producing..@13: Did Not Occur 0.6 0.7 0.5 1.2 0.5 1.0
Meas Taken If this Bus Was Not Producing...@13: $ Reserves 0.8 0.8 0.5 0.7 0.9 1.1
Meas Taken If this Bus Was Not Producing..@13: Invested Capl 0.4 0.4 0.1 0.8 0.8 0.5
Meas Taken If this Bus Was Not Producing...@13: Delay Paymt 0.4 0.9 0.6 0.5 0.5 0.6
Meas Taken If this Bus Was Not Producing...@13: Other 0.3 0.7 0.9 0.8 0.7 0.6
Meas Taken If this Bus Was Not Producing...@13: Not Reptd 1.0 0.7 1.0 0.9 1.2 1.3
Weeks Spent by Owner Managing/working in the Bus@4: None 0.7 0.6 0.4 0.5 0.7 1.2
Weeks Spent by Owner Managing/working in the Bus@4: <12 0.5 0.8 0.4 0.7 0.8 0.8
Weeks Spent by Owner Managing/working in the Bus@4: 12 to 23 0.3 0.3 0.4 0.4 0.8 0.6
Weeks Spent by Owner Managing/working in the Bus@4: 24-35 0.3 0.7 0.4 0.6 0.5 0.4
Weeks Spent by Owner Managing/working in the Bus@4: 36-47 0.4 0.4 0.4 0.5 0.8 0.7
Weeks Spent by Owner Managing/working in the Bus@4: 48+ 0.6 0.9 1.0 0.9 1.5 1.2
Weeks Spent by Owner Managing/working in the Bus@4: Not Rept 0.2 0.6 0.4 0.6 0.8 0.5
Avg Hrs/week Spent by Owner Managing/working@4: None 0.7 0.5 0.4 0.5 0.7 1.2
Avg Hrs/week Spent by Owner Managing/working@4: <10 Hrs 0.8 0.5 0.7 0.8 1.3 0.9
Avg Hrs/week Spent by Owner Managing/working@4: 10 to 19 Hrs 0.5 0.5 0.9 0.6 0.9 0.8
Avg Hrs/week Spent by Owner Managing/working@4: 20 to 29 Hrs 0.3 0.6 0.6 0.6 0.9 0.6
Avg Hrs/week Spent by Owner Managing/working@4: 30 to 39 Hrs 0.2 0.3 0.2 0.3 0.5 0.4
Avg Hrs/week Spent by Owner Managing/working@4: 40 Hrs 0.4 0.4 0.4 0.6 0.7 0.5
Avg Hrs/week Spent by Owner Managing/working@4: 41 to 49 Hrs 0.5 0.5 0.6 0.5 0.6 0.9
Avg Hrs/week Spent by Owner Managing/working@4: 50 to 59 Hrs 0.4 0.4 0.6 0.4 0.3 0.7
Avg Hrs/week Spent by Owner Managing/working@4: 60 Hrs+ 0.2 0.7 0.5 0.8 0.7 0.2
Avg Hrs/week Spent by Owner Managing/working@4: Not Reptd 0.4 0.7 0.5 0.5 0.5 0.6
Owner Recd Grants/training/tech Assist@13: No Assistance Rec 0.7 1.1 0.7 0.9 0.8 0.9
Owner Recd Grants/training/tech Assist@13: Fed Govt 0.2 0.4 0.4 0.3 0.2 0.3
Owner Recd Grants/training/tech Assist@13: State/local Govt 0.1 0.1 0.3 0.7 0.3 0.1
Owner Recd Grants/training/tech Assist@13: College or Univ 0.2 0.2 0.2 0.2 0.3 0.2
Owner Recd Grants/training/tech Assist@13: Bus/franchisor 0.1 0.2 0.2 0.3 0.3 0.3
Owner Recd Grants/training/tech Assist@13: Other Source 0.8 1.1 0.5 0.9 0.7 1.0
Owner Recd Grants/training/tech Assist@13: Not Reptd 0.2 0.5 0.5 0.7 0.3 0.4
Firm Recd Grants/training/tech Assist@6: No Assist Recd 1.1 1.3 0.7 1.0 0.7 1.5
Firm Recd Grants/training/tech Assist@6: Fed Govt 0.2 0.4 0.4 0.4 0.2 0.4
Firm Recd Grants/training/tech Assist@6: State/local Govt 0.1 0.1 0.3 0.3 0.3 0.1
Firm Recd Grants/training/tech Assist@6: College/univ 0.2 0.2 0.3 0.3 0.3 0.2
Firm Recd Grants/training/tech Assist@6: Bus/franchisor 0.2 0.2 0.2 0.4 0.3 0.3
Firm Recd Grants/training/tech Assist@6: Other Source 1.1 1.2 0.6 1.1 0.6 1.5
Firm Recd Grants/training/tech Assist@6: Not Reptd 0.3 0.6 0.5 0.7 0.4 0.5
Tot Capl Needed by Firm to Start/acquire the Bus@6: None 0.9 0.7 0.9 0.5 1.1 1.0
Tot Capl Needed by Firm to Start/acquire@6: <$5,000 1.2 1.1 0.7 1.0 1.5 1.4
Tot Capl Needed by Firm to Start/acquire@6: $5,000-$9,999 0.5 0.9 0.4 0.5 0.6 0.8
Tot Capl Needed by Firm to Start/acquire@6: $10,000-$24,999 0.4 0.4 0.4 0.8 0.6 0.7
Tot Capl Needed by Firm to Start/acquire@6: $25,000-$49,999 0.3 0.4 0.2 0.5 0.4 0.6
Tot Capl Needed by Firm to Start/acquire@6: $50,000-$99,999 0.3 0.2 0.1 0.5 0.4 0.4
Tot Capl Needed by Firm to Start/acquire@6: $100t-$249,999 0.2 0.1 0.1 0.4 0.2 0.3
Tot Capl Needed by Firm to Start/acquire@6: $250t-$999,999 0.1 0.1 0.0 0.2 0.1 0.1
Tot Capl Needed by Firm to Start/acquire@6: $1,000,000+ 0.1 0.1 0.0 0.2 0.1 0.1
Tot Capl Needed by Firm to Start/acquire@6: Not Reptd 0.3 0.8 0.4 0.5 0.6 0.5
% Tot Capl Borrowed by Firm, Bus & Pers Loans@6: None 0.9 0.8 0.6 1.3 1.1 1.1
% Tot Capl Borrowed by Firm, Bus & Pers Loans@6: <10% 0.3 0.2 0.3 0.5 0.3 0.5
% Tot Capl Borrowed by Firm, Bus & Pers Loans@6: 10 to 24% 0.1 0.2 0.3 0.7 0.2 0.2
% Tot Capl Borrowed by Firm, Bus & Pers Loans@6: 25 to 49% 0.2 0.4 0.3 0.5 0.2 0.4
% Tot Capl Borrowed by Firm, Bus & Pers Loans@6: 50 to 74% 0.2 0.2 0.2 0.7 0.3 0.2
% Tot Capl Borrowed by Firm, Bus & Pers Loans@6: 75 to 99% 0.4 0.2 0.3 0.3 0.3 0.5
% Tot Capl Borrowed by Firm, Bus & Pers Loans@6: 100% 0.3 0.3 0.4 0.3 0.5 0.4
% Tot Capl Borrowed by Firm, Bus & Pers Loans@6: Not Reptd 0.3 0.6 0.5 0.5 0.5 0.5
% Tot Capl Borrowed by Firm, Bus & Pers Loans@6: N/A@15 0.9 0.7 0.9 0.5 1.1 1.0
Source of Borrowed Capl for Firm@6: Banking or Coml Lending 0.3 0.6 0.3 0.6 0.4 0.5
Source of Borrowed Capl for Firm@6: Government-guar Bus Loan 0.1 0.1 0.1 0.1 0.1 0.0
Source of Borrowed Capl for Firm@6: Fed, State, Local Govt 0.1 0.0 0.1 0.1 0.1 0.1
Source of Borrowed Capl for Firm@6: Investment Company 0.1 0.1 0.1 0.2 0.1 0.2
Source of Borrowed Capl for Firm@6: Previous Owner 0.2 0.2 0.1 0.3 0.2 0.3
Source of Borrowed Capl for Firm@6: Trade Credit (Supplier) 0.1 0.1 0.1 0.3 0.1 0.2
Source of Borrowed Capital for Firm@6: Other Business Loan 0.1 0.2 0.1 0.4 0.1 0.2
Source of Borrowed Capital for Firm@6: Not Reported 0.6 0.8 0.6 0.9 0.6 0.9
Source of Borrowed Capital for Firm@6: N/A@16 0.7 0.8 0.8 1.3 0.3 1.2
Meas Taken by Firm If Not Producing@13: Did Not Occur 0.8 0.9 0.4 1.0 0.4 1.2
Meas Taken by Firm If Not Producing@13: Relied on Own Income 0.1 0.1 0.1 0.3 0.1 0.2
Meas Taken by Firm If Not Producing@13: Invested Addnl Capl 0.3 0.4 0.1 0.8 0.5 0.5
Meas Taken by Firm If Not Producing@13: Rec Help from Family 0.2 0.4 0.2 0.4 0.3 0.2
Meas Taken by Firm If Not Producing@13: Other Measures Taken 0.5 0.9 0.9 1.2 0.8 0.8
Meas Taken by Firm If Not Producing@13: Not Reptd 0.7 1.1 1.0 0.9 0.9 1.1
Cust Acctng for 10% or More of Sales@6: Fed Govt 0.2 0.3 0.2 0.4 0.2 0.4
Cust Acctng for 10% or More of Sales@6: State Govt 0.2 0.3 0.3 0.5 0.3 0.3
Cust Accting for 10% or More of Sales@6: Local Government 0.2 0.3 0.3 0.3 0.4 0.3
Cust Acctng for 10% or More of Sales@6: Other Bus/corp 0.8 0.5 0.8 1.1 1.1 1.2
Cust Acctng for 10% or More of Sales@6: Individuals 0.8 1.5 0.8 1.6 1.1 1.5
Cust Acctng for 10% or More of Sales@6: All Others 0.3 0.4 0.4 0.7 0.2 0.5
Cust Acctng for 10% or More of Sales@6: Not Reptd 0.8 1.0 1.0 0.9 1.3 1.2
Area Best Describing Marketplace@6: Neighborhood 5.3 5.1 6.1 7.0 6.4 4.7
Area Best Describing Marketplace@6: City/county 8.7 7.7 6.9 6.6 8.4 9.0
Area Best Describing Marketplace@6: Regional 4.0 2.1 2.0 2.5 3.7 4.4
Area Best Describing Marketplace@6: National 1.1 0.7 0.7 1.3 1.2 1.2
Area Best Describing Marketplace@6: International 0.4 0.5 0.2 0.9 0.3 0.5
Area Best Describing Marketplace@6: Not Reptd 1.7 2.4 2.9 1.5 1.9 1.7
% of Minority Cust Served by Bus@6: 25% or less 0.6 0.7 0.7 1.3 0.7 0.8
% of Minority Cust Served by Bus@6: 26 to 50% 0.3 0.8 0.3 0.5 0.6 0.6
% of Minority Cust Served by Bus@6: 51 to 75% 0.2 0.8 0.4 0.6 0.4 0.4
% of Minority Cust Served by Bus@6: 76 to 90% 0.2 0.5 0.4 0.8 0.1 0.4
% of Minority Cust Served by Bus@6: More than 90% 0.3 1.0 0.9 0.9 0.5 0.5
% of Minority Cust Served by Bus@6: Don't Know 0.7 0.9 0.7 1.0 0.8 1.0
% of Minority Cust Served by Bus@6: Not Reptd 0.3 0.9 0.5 0.8 0.9 0.7
Bus Net Bef Taxes as Reported@6: Net Profit, $100,000+ 0.1 0.1 0.0 0.2 0.1 0.1
Bus Net Bef Taxes as Rptd@6: Net Profit, $25,000-$99,999 0.3 0.6 0.2 0.4 0.2 0.1
Bus Net Bef Taxes as Rptd@6: Net Profit, $10,000-$24,999 0.5 0.7 0.3 0.8 0.5 0.8
Bus Net Bef Taxes as Reported@6: Net Profit, <$10,000 0.7 1.1 1.2 1.2 1.1 1.1
Bus Net Bef Taxes as Reported@6: Net Loss, <$10,000 0.6 1.0 0.4 0.8 0.8 0.7
Bus Net Bef Taxes as Reported@6: Net Loss, $10,000-$24,999 0.3 0.3 0.2 0.3 0.3 0.3
Bus Net Bef Taxes as Reported@6: Net Loss, $25,000-$99,999 0.2 0.2 0.1 0.3 0.2 0.3
Bus Net Bef Taxes as Reported@6: Net Loss, $100,000+ 0.1 0.0 0.1 0.1 0.0 0.1
Bus Net Bef Taxes as Reported@6: Net Loss, Not Reptd 0.4 1.0 0.6 1.0 0.8 0.8
Percent of Owner's Tot Personal Income@4: None 0.8 0.7 0.4 1.0 1.4 0.9
Percent of Owner's Tot Personal Income@4: <10% 0.8 1.1 0.5 0.9 0.6 1.2
Percent of Owner's Tot Personal Income@4: 10 to 24% 0.4 0.5 0.6 0.8 0.4 0.6
Percent of Owner's Tot Personal Income@4: 25 to 49% 0.4 0.5 0.4 0.6 0.4 0.5
Percent of Owner's Tot Personal Income@4: 50 to 74% 0.2 0.5 0.4 0.6 0.4 0.3
Percent of Owner's Tot Personal Income@4: 75 to 99% 0.4 0.4 0.5 0.5 0.4 0.6
Percent of Owner's Tot Personal Income@4: 100% 0.5 0.8 0.5 0.8 0.9 0.9
Percent of Owner's Tot Personal Income@4: Not Reptd 0.3 0.6 0.5 0.5 0.4 0.5
Impact on Profit@6: Health Insurance Costs, Strong Pos 0.2 0.5 0.1 0.4 0.2 0.4
Impact on Profit@6: Health Insurance Costs, Minor Pos 0.3 0.2 0.2 0.2 0.2 0.4
Impact on Profit@6: Health Insurance Costs, Neutral 0.6 0.5 0.4 0.9 0.6 0.8
Impact on Profit@6: Health Insurance Costs, Minor Neg 0.3 0.2 0.2 0.6 0.6 0.5
Impact on Profit@6: Health Insurance Costs, Strong Neg 0.4 0.5 0.4 0.5 0.3 0.8
Impact on Profit@6: Health Insurance Costs, N/A 0.7 1.2 0.7 1.4 0.8 1.2
Impact on Profit@6: Health Insurance Costs, Don't Know 0.7 0.7 0.6 0.8 0.9 1.4
Impact on Profit@6: Health Insurance Costs, Not Reptd 0.3 0.9 0.8 0.4 0.7 0.5
Impact on Profit@6: Credit Market Cond, Strong Pos 0.2 0.4 0.2 0.5 0.4 0.3
Impact on Profit@6: Credit Market Cond, Minor Pos 0.2 0.2 0.2 0.3 0.2 0.3
Impact on Profit@6: Credit Market Conditions, Neutral 0.6 0.5 0.4 1.0 0.8 0.8
Impact on Profit@6: Credit Market Conditions, Minor Neg 0.2 0.4 0.2 0.5 0.5 0.4
Impact on Profit@6: Credit Market Conditions, Strong Neg 0.6 0.6 0.3 0.4 0.5 0.7
Impact on Profit@6: Credit Market Conditions, N/A 0.7 1.1 0.8 1.3 1.0 1.1
Impact on Profit@6: Credit Market Conditions, Don't Know 0.6 0.9 0.9 1.0 0.7 1.1
Impact on Profit@6: Credit Market Conditions, Not Reptd 0.3 0.7 0.7 0.6 0.8 0.6
Impact on Profit@6: IRS Regs or Penalties, Strong Pos 0.2 0.3 0.5 0.4 0.2 0.4
Impact on Profit@6: IRS Regs or Penalties, Minor Pos 0.2 0.3 0.2 0.3 0.3 0.3
Impact on Profit@6: IRS Regs or Penalties, Neutral 0.5 0.5 0.6 1.0 0.8 0.9
Impact on Profit@6: IRS Regs or Penalties, Minor Neg 0.4 0.5 0.3 0.7 0.6 0.4
Impact on Profit@6: IRS Regs or Penalties, Strong Neg 0.6 0.5 0.4 0.5 0.4 1.1
Impact on Profit@6: IRS Regs or Penalties, N/A 0.6 1.2 0.8 1.4 0.8 1.0
Impact on Profit@6: IRS Regs or Penalties, Don't Know 0.7 0.9 1.0 1.0 1.0 1.3
Impact on Profit@6: IRS Regs or Penalties, Not Reptd 0.3 0.7 0.8 0.5 0.9 0.7
Impact on Profit@6: Environmental Regs, Strong Pos 0.2 0.2 0.3 0.3 0.3 0.3
Impact on Profit@6: Environmental Regs, Minor Pos 0.2 0.2 0.1 0.3 0.2 0.3
Impact on Profit@6: Environmental Regs, Neutral 0.7 0.8 0.6 0.9 0.7 0.9
Impact on Profit@6: Environmental Regs, Minor Neg 0.3 0.3 0.3 0.5 0.3 0.5
Impact on Profit@6: Environmental Regs, Strong Neg 0.3 0.3 0.2 0.4 0.3 0.5
Impact on Profit@6: Environmental Regs, N/A 0.7 1.0 0.7 1.4 1.0 1.3
Impact on Profit@6: Environmental Regs, Don't Know 0.6 0.8 0.7 0.8 0.9 1.3
Impact on Profit@6: Environmental Regs, Not Reptd 0.2 0.7 0.6 0.6 0.9 0.7
Impact on Profit@6: American w/ Disabilities, Strong Pos 0.1 0.2 0.2 0.3 0.1 0.2
Impact on Profit@6: American w/ Disabilities, Minor Pos 0.1 0.1 0.1 0.3 0.3 0.1
Impact on Profit@6: American w/ Disabilities , Neutral 0.7 0.4 0.4 1.0 0.7 1.1
Impact on Profit@6: American w/ Disabilities , Minor Neg 0.2 0.2 0.1 0.2 0.1 0.2
Impact on Profit@6: American w/ Disabilities , Strong Neg 0.1 0.2 0.1 0.3 0.1 0.2
Impact on Profit@6: American w/ Disabilities, N/A 0.9 1.0 0.8 1.4 1.0 1.6
Impact on Profit@6: American w/ Disabilities, Don't Know 0.8 0.6 0.8 1.0 0.8 1.4
Impact on Profit@6: American w/ Disabilities, Not Reptd 0.3 0.6 0.7 0.6 0.8 0.7
Impact on Profit@6: Occup Safety/Health Act , Stong pos 0.1 0.1 0.3 0.5 0.2 0.3
Impact on Profit@6: Occup Safety/Health Act , Minor pos 0.1 0.3 0.2 0.4 0.4 0.2
Impact on Profit@6: Occup Safety/Health Act , Neutral 0.8 0.6 0.5 1.0 0.6 1.3
Impact on Profit@6: Occup Safety/Health Act , Minor Neg 0.2 0.4 0.3 0.4 0.3 0.4
Impact on Profit@6: Occup Safety/Health Act , Strong Neg 0.2 0.2 0.2 0.3 0.2 0.3
Impact on Profit@6: Occup Safety/Health Act , N/A 0.7 1.0 0.8 1.4 1.1 1.3
Impact on Profit@6: Occup Safety/Health Act , Don't Know 0.7 0.8 0.9 1.0 0.9 1.4
Impact on Profit@6: Occup Safety/Health Act , Not Reptd 0.3 0.7 0.7 0.6 0.9 0.8
Impact on Profit@6: Lack of Fin Capital, Neutral 0.8 0.7 0.5 1.2 0.5 1.3
Impact on Profit@6: Lack of Fin Capital, Minor Neg 0.7 0.5 0.4 0.5 0.5 0.9
Impact on Profit@6: Lack of Fin Capital, Strong Neg 0.6 0.8 0.5 0.4 0.6 1.1
Impact on Profit@6: Lack of Fin Capital, N/A 0.3 1.2 0.6 1.2 1.0 0.8
Impact on Profit@6: Lack of Fin Capital, Don't Know 0.5 1.0 0.7 0.6 0.8 1.1
Impact on Profit@6: Lack of Fin Capital, Not Reptd 0.4 0.7 0.5 0.7 0.8 0.9
Impact on Profit@6: Crime, Neutral 0.4 0.7 0.5 1.0 0.5 0.8
Impact on Profit@6: Crime, Minor Neg Impact 0.3 0.5 0.2 0.5 0.4 0.5
Impact on Profit@6: Crime, Strong Neg Impact 0.2 0.3 0.2 0.4 0.1 0.3
Impact on Profit@6: Crime, N/A 0.6 1.2 0.5 1.2 0.9 1.1
Impact on Profit@6: Crime, Don't Know 0.8 0.8 0.6 0.7 0.8 1.4
Impact on Profit@6: Crime, Not Reported 0.3 0.7 0.8 0.8 0.8 0.7
% Women Emp, Pay Period Incl Mar 12,1992@6: None 0.1 0.3 0.1 0.3 0.1 0.2
% Women Emp, Pay Period Incl Mar 12,1992@6: Less than 10% 0.1 0.2 0.1 0.1 0.1 0.1
% Women Emp, Pay Period Incl Mar 12,1992@6: 10 to 24% 0.1 0.1 0.1 0.1 0.0 0.1
% Women Emp, Pay Period Incl Mar 12,1992@6: 25 to 49% 0.1 0.1 0.1 0.3 0.1 0.1
% Women Emp, Pay Period Incl Mar 12,1992@6: 50 to 74% 0.1 0.2 0.1 0.2 0.1 0.2
% Women Emp, Pay Period Incl Mar 12,1992@6: 75%+ 0.2 0.3 0.2 0.3 0.3 0.3
% Women Emp, Pay Period Incl Mar 12, 1992@6: Don't Know 0.0 0.1 0.0 0.0 0.0 0.0
% Women Emp, Pay Period Incl Mar 12 92@6: Not Reptd 0.2 0.2 0.2 0.1 0.2 0.2
% Women Emp, Pay Period Incl Mar 12,1992@6: N/A@18 0.4 0.5 0.2 0.5 0.5 0.6
% Minority Emp, Pay Period Incl Mar 12, 1992@6: 25% or less 0.4 0.2 0.1 0.3 0.3 0.6
% Minority Emp, Pay Period Incl Mar 12, 1992@6: 26 to 50% 0.1 0.2 0.1 0.1 0.1 0.1
% Minority Emp, Pay Period Incl Mar 12, 1992@6: 51to 75% 0.1 0.1 0.0 0.1 0.1 0.1
% Minority Emp, Pay Period Incl Mar 12, 1992@6: 76 to 90% 0.0 0.1 0.1 0.1 0.0 0.1
% Minority Emp, Pay Period Incl Mar 12, 1992@6: 90% or more 0.1 0.2 0.2 0.4 0.1 0.2
% Minority Emp, Pay Period Incl Mar 12, 1992@6: Don't Know 0.1 0.1 0.1 0.3 0.1 0.1
% Minority Emp, Pay Period Incl Mar 12, 1992@6: Not Reptd 0.2 0.3 0.2 0.2 0.2 0.3
% Minority Emp, Pay Period Incl Mar 12, 1992@6: N/A@18 0.4 0.5 0.2 0.5 0.5 0.6
Offered Retirement Plan(s) to Employees@6: Yes 0.2 0.1 0.1 0.2 0.1 0.3
Offered Retirement Plan(s) to Employees@6: No 0.4 0.3 0.1 0.4 0.5 0.6
Offered Retirement Plan(s) to Employees@6: Not Reported 0.1 0.2 0.1 0.1 0.2 0.1
Offered Retirement Plan(s) to Employees@6: N/A@18 0.4 0.5 0.2 0.5 0.5 0.6
Offered Health Plan to Employees@6: Yes 0.2 0.2 0.1 0.2 0.2 0.3
Offered Health Plan to Employees@6: No 0.3 0.4 0.2 0.5 0.5 0.4
Offered Health Plan to Employees@6: Not Reported 0.1 0.1 0.1 0.1 0.1 0.1
Offered Health Plan to Employees@6: N/A@18 0.4 0.5 0.2 0.5 0.5 0.6
No Health Plan Was Offered to Emp@6: Too High Priced 0.2 0.2 0.2 0.4 0.1 0.3
No Health Plan Was Offered to Emp@6: Rejected by Insurers 0.0 0.0 0.0 0.1 0.0 0.0
No Health Plan Was Offered to Emp@6: Dropped by Insurer 0.0 0.0 0.0 0.0 0.0 0.0
No Health Plan Was Offered to Emp@6: Not Needed by Emps 0.2 0.3 0.1 0.2 0.2 0.3
No Health Plan Was Offered to Emp@6: High Emp Turnover 0.1 0.0 0.1 0.1 0.1 0.1
No Health Plan Was Offered to Emp@6: Administrative Burden 0.0 0.1 0.0 0.1 0.0 0.1
No Health Plan Was Offered to Emp@6: Not Desired by Emps 0.1 0.1 0.1 0.3 0.1 0.1
No Health Plan Was Offered to Emp@6: Don't Know 0.1 0.2 0.0 0.1 0.1 0.1
No Health Plan Was Offered to Emp@6: Other Reason 0.1 0.1 0.1 0.2 0.2 0.2
No Health Plan Was Offered to Emp@6: Not Reptd 0.1 0.1 0.1 0.1 0.1 0.2
No Health Plan Was Offered to Emp@6: N/A@18 0.3 0.5 0.1 0.5 0.5 0.4
50% or More Owned or Ctrld by Close Relatives@6: Yes 1.7 1.8 2.3 2.2 2.0 2.7
50% or More Owned or Ctrld by Close Relatives@6: No 1.6 1.6 2.4 2.3 1.7 2.5
50% or More Owned or Ctrld by Close Relatives@6: Not Reptd 0.3 0.8 1.0 0.9 0.4 0.5
Franchise During 1992@6: Yes 0.2 0.2 0.3 0.5 0.4 0.4
Franchise During 1992@6: No 0.4 0.9 0.8 0.6 0.9 0.7
Franchise During 1992@6: Not Reported 0.3 0.9 0.7 0.3 0.7 0.4
Operated Primarily From/in a Home When 1st Est@6: Yes 0.6 1.4 1.2 1.0 0.8 0.7
Operated Primarily From/in a Home When 1st Est@6: No 0.6 0.8 1.0 1.1 0.4 0.8
Operated Primarily From/in a Home When 1st Est@6: Don't Know 0.3 0.3 0.2 0.2 0.3 0.3
Operated Primarily From/in a Home When 1st Est@6: Not Reptd 0.3 0.9 0.4 0.2 0.7 0.4
Operated Primarily from or in a Home During 1992@6: Yes 0.6 1.6 1.1 1.0 0.7 0.8
Operated Primarily from or in a Home During 1992@6: No 0.4 1.0 0.9 1.1 0.4 0.7
Operated Primarily from or in a Home During 92@6: Not Reptd 0.4 1.0 0.4 0.5 0.8 0.5
Prim Bus Use of this Home@6: to Produce G/s on the Premises 0.6 1.2 0.8 1.1 0.8 0.9
Prim Bus Use of this Home@6: Clerical Work (G/s Elsewhere) 0.7 1.0 0.7 0.7 0.8 0.9
Prim Bus Use of this Home@6: Telecommute(outside Employment) 0.4 0.2 0.4 0.7 0.5 0.8
Home-based Buses' Prim Bus Use of this Home@6: Not Reptd 0.5 1.3 0.8 0.5 0.8 0.8
Home-based Buses' Prim Bus Use of this Home@6: N/A@19 0.4 0.8 0.9 0.9 0.5 0.7
Language Transactions Can Be Conducted In@6: Arabic 0.2 0.1 0.1 0.2 0.1 0.3
Language Transactions Can Be Conducted In@6: Chinese 0.2 0.1 0.1 1.1 0.2 0.3
Language Transactions Can Be Conducted In@6: English 0.4 1.0 0.5 0.9 0.9 0.5
Language Transactions Can Be Conducted In@6: French 0.3 0.3 0.4 0.4 0.3 0.5
Language Transactions Can Be Conducted In@6: German 0.2 0.2 0.1 0.4 0.3 0.5
Language Transactions Can Be Conducted In@6: Greek 0.1 0.1 0.0 0.2 0.3 0.2
Language Transactions Can Be Conducted In@6: Hindi (Urdu) 0.1 0.1 0.0 0.3 0.1 0.2
Language Transactions Can Be Conducted In@6: Italian 0.2 0.3 0.1 0.2 0.2 0.3
Language Transactions Can Be Conducted In@6: Japanese 0.1 0.1 0.1 0.4 0.2 0.2
Language Transactions Can Be Conducted In@6: Korean 0.1 0.1 0.1 0.6 0.1 0.2
Language Transactions Can Be Conducted In@6: Polish 0.2 0.1 0.1 0.3 0.3 0.2
Language Transactions Can Be Conducted In@6: Portuguese 0.1 0.3 0.1 0.2 0.3 0.2
Language Transactions Can Be Conducted In@6: Russian 0.2 0.2 0.1 0.2 0.3 0.2
Language Transactions Can Be Conducted In@6: Spanish 0.3 1.2 0.4 1.1 0.4 0.3
Language Transactions Can Be Conducted In@6: Tagalog 0.2 0.2 0.1 0.5 0.2 0.2
Language Transactions Can Be Conducted In@6: Vietnamese 0.2 0.1 0.1 0.6 0.2 0.2
Language Transactions Can Be Conducted In@6: Other Language 0.2 0.2 0.2 0.3 0.3 0.2
Language Transactions Can Be Conducted In@6: Not Reptd 0.4 1.0 0.4 0.6 0.7 0.6
% Sales Accounted for by Exp Outside the U.S.@6: Less 1% 0.0 0.1 0.1 0.1 0.1 0.1
% Sales Accounted for by Exp Outside the U.S.@6: 1 to 9% 0.1 0.1 0.0 0.1 0.0 0.2
% Sales Accounted for by Exp Outside the U.S.@6: 10 to 24% 0.0 0.0 0.0 0.1 0.0 0.0
% Sales Accounted for by Exp Outside the U.S.@6: 25 to 49% 0.1 0.1 0.0 0.0 0.1 0.1
% Sales Accounted for by Exp Outside the U.S.@6: 50 to 74% 0.1 0.0 0.0 0.1 0.1 0.1
% Sales Accounted for by Exp Outside the U.S.@6: 75 to 99% 0.0 0.1 0.1 0.1 0.1 0.0
% Sales Accounted for by Exp Outside the U.S.@6: 100% 0.0 0.2 0.0 0.1 0.0 0.0
% Sales Accounted for by Exp Outside the U.S.@6: Don't Know 0.1 0.1 0.1 0.1 0.1 0.1
% Sales Accounted for by Exp Outside the U.S.@6: Not Reptd 0.3 0.8 0.4 0.5 0.8 0.3
% Sales Accounted for by Exp Outside the U.S.@6: N/A@20 0.4 0.7 0.5 0.5 0.8 0.4
Market Dest for 10%+ of 92 Exports@6: Africa 0.0 0.0 0.0 0.0 0.0 0.1
Market Dest for 10%+ of 92 Exports@6: Asia 0.0 0.0 0.0 0.1 0.0 0.1
Market Dest for 10%+ of 92 Exports@6: Australia/oceania 0.0 0.0 0.0 0.0 0.1 0.0
Market Dest for 10%+ of 92 Exports@6: Canada 0.1 0.1 0.0 0.1 0.1 0.1
Market Dest for 10%+ of 92 Exports@6: Caribbean/cen Amer 0.0 0.1 0.1 0.0 0.0 0.0
Market Dest for 10%+ of 92 Exports@6: Europe 0.1 0.1 0.1 0.0 0.1 0.2
Market Dest for 10%+ of 92 Exports@6: Japan 0.1 0.1 0.1 0.2 0.0 0.1
Market Dest for 10%+ of 92 Exports@6: Mexico 0.1 0.1 0.0 0.0 0.1 0.2
Market Dest for 10%+ of 92 Exports@6: Middle East 0.0 0.1 0.0 0.0 0.0 0.1
Market Dest for 10%+ of 92 Exports@6: South America 0.0 0.1 0.0 0.1 0.0 0.1
Market Dest for 10%+ of 92 Exports@6: Not Reptd 0.3 0.8 0.4 0.6 0.7 0.4
Market Dest for 10%+ of 92 Exports@6: N/A@20 0.4 0.7 0.5 0.5 0.8 0.4
Agcy Helpful for Bus Exp@6: ITA, Dept of Commerce, Yes 0.0 0.1 0.0 0.0 0.1 0.0
Agcy Helpful for Bus Exp@6: ITA, Dept of Commerce, No 0.1 0.1 0.2 0.1 0.2 0.2
Agcy Helpful for Bus Exp@6: ITA, Dept of Commerce, Not Con 0.2 0.3 0.2 0.2 0.2 0.2
Agcy Helpful for Bus Exp@6: ITA, Dept of Commerce, Not Reptd 0.2 0.7 0.4 0.5 0.6 0.3
Agcy Helpful for Bus Exp@6: ITA, Dept of Commerce, N/A@19 0.4 0.7 0.5 0.5 0.8 0.4
Agcy Helpful for Bus Exp@6: Small Bus Dev Ctrs, SBA, Yes 0.0 0.0 0.0 0.0 0.1 0.0
Agcy Helpful for Bus Exp@6: Small Bus Dev Ctrs, SBA, No 0.1 0.1 0.1 0.1 0.2 0.2
Agcy Helpful for Bus Exp@6: Small Bus Dev Ctrs, SBA, Not Con 0.2 0.3 0.2 0.2 0.2 0.2
Agcy Helpful for Bus Exp@6: Small Bus Dev Ctrs, SBA, Not Rpt 0.2 0.7 0.4 0.5 0.6 0.3
Agcy Helpful for Bus Exp@6: Small Bus Dev Ctrs, SBA, N/A@20 0.4 0.7 0.5 0.5 0.8 0.4
Agcy Helpful for Bus Exp@6: MBDA, Dept of Commerce, Yes 0.0 0.0 0.0 0.0 0.0 0.0
Agcy Helpful for Bus Exp@6: MBDA, Dept of Commerce, No 0.1 0.1 0.1 0.1 0.2 0.2
Agcy Helpful for Bus Exp@6: MBDA, Dept of Commerce, Not Con 0.2 0.2 0.2 0.2 0.2 0.2
Agcy Helpful for Bus Exp@6: MBDA, Dept of Commerce, Not Rptd 0.2 0.7 0.4 0.5 0.6 0.3
Agcy Helpful for Bus Exp@6: MBDA, Dept of Commerce, N/A@20 0.4 0.7 0.5 0.5 0.8 0.4
Agcy Helpful for Bus Exp@6: Export-Import Bank, Yes 0.0 0.0 0.0 0.0 0.0 0.1
Agcy Helpful for Bus Exp@6: Export-Import Bank, No 0.1 0.1 0.1 0.1 0.2 0.2
Agcy Helpful for Bus Exp@6: Export-Import Bank, Not Contact 0.2 0.3 0.2 0.2 0.2 0.2
Agcy Helpful for Bus Exp@6: Export-Import Bank, Not Reptd 0.3 0.8 0.4 0.5 0.6 0.3
Agcy Helpful for Bus Exp@6: Export-Import Bank, N/A@20 0.4 0.7 0.5 0.5 0.8 0.4
Agcy Helpful for Bus Exp@6: State Exp Promotion Agency, Yes 0.0 0.0 0.0 0.0 0.1 0.1
Agcy Helpful for Bus Exp@6: State Exp Promotion Agency, No 0.1 0.1 0.1 0.1 0.2 0.1
Agcy Helpful for Bus Exp@6: State Exp Promo Agency, Not Con 0.2 0.3 0.2 0.2 0.2 0.2
Agcy Helpful for Bus Exp@6: State Exp Promo Agency, Not Rptd 0.2 0.8 0.4 0.5 0.6 0.3
Agcy Helpful for Bus Exp@6: State Exp Promotion Agcy, N/A@20 0.4 0.7 0.5 0.5 0.8 0.4
Agcy Helpful for Bus Exp@6: Banking or Coml Lending, Yes 0.0 0.1 0.1 0.1 0.0 0.1
Agcy Helpful for Bus Exp@6: Banking or Coml Lending Inst, No 0.1 0.1 0.1 0.1 0.2 0.2
Agcy Helpful for Bus Exp@6: Banking or Coml Lending, Not Con 0.2 0.3 0.2 0.2 0.2 0.2
Agcy Helpful for Bus Exp@6: Banking/coml Lending, Not Rptd 0.2 0.7 0.4 0.5 0.6 0.3
Agcy Helpful for Bus Exp@6: Banking/coml Lending, N/A@20 0.4 0.7 0.5 0.5 0.8 0.4
Agcy Helpful for Bus Exp@6: Accounting/consulting Firms, Yes 0.1 0.1 0.0 0.1 0.0 0.1
Agcy Helpful for Bus Exp@6: Accounting/consulting Firms, No 0.1 0.1 0.1 0.1 0.2 0.2
Agcy Helpful for Bus Exp@6: Acct/consulting Firms, Not Con 0.2 0.3 0.2 0.2 0.2 0.2
Agcy Helpful for Bus Exp@6: Acct/consulting Firms, Not Reptd 0.2 0.7 0.4 0.5 0.6 0.3
Agcy Helpful for Bus Exp@6: Acct/consulting Firms, N/A@20 0.4 0.7 0.5 0.5 0.8 0.4
Agcy Helpful for Bus Exp@6: Other Agency, Yes 0.1 0.0 0.0 0.0 0.0 0.1
Agcy Helpful for Bus Exp@6: Other Agency, No 0.1 0.1 0.1 0.1 0.2 0.1
Agcy Helpful for Bus Exp@6: Other Agency, Not Contacted 0.1 0.2 0.1 0.2 0.1 0.1
Agcy Helpful for Bus Exp@6: Other Agency, Not Reptd 0.3 0.7 0.4 0.4 0.6 0.3
Agcy Helpful for Bus Exp@6: Other Agency, N/A@20 0.4 0.7 0.5 0.5 0.8 0.4
Time (bef Dec 31, 1992) Involved in Export@6: Less than 1 Yr 0.1 0.2 0.1 0.2 0.2 0.2
Time (bef Dec 31, 1992) Involved in Export@6: 1 to 5 Yrs 0.1 0.2 0.1 0.2 0.1 0.1
Time (bef Dec 31, 1992) Involved in Export@6: 6 to 10 Yrs 0.0 0.1 0.0 0.1 0.0 0.0
Time (bef Dec 31, 1992) Involved in Exp@6: More than 10 Yrs 0.0 0.1 0.0 0.1 0.0 0.1
Time (bef Dec 31, 1992) Involved in Export@6: Not Reptd 0.3 0.7 0.4 0.7 0.7 0.3
Time (bef Dec 31, 1992) Involved in Export@6: N/A@20 0.4 0.7 0.5 0.5 0.8 0.4
Planning on Starting/increasing Exp in the Future@6: Yes 0.2 0.4 0.3 0.3 0.2 0.4
Planning on Starting/increasing Exp in the Future@6: No 0.6 0.9 0.6 0.7 0.6 0.8
Planning on Starting/increasing Exp in Future@6: Not Reptd 0.5 0.8 0.7 0.8 0.6 0.7
Ability to Export@6: Export Financing, Very Imp 0.2 0.3 0.3 0.4 0.2 0.3
Ability to Export@6: Export Financing, Somewhat Imp 0.2 0.2 0.1 0.2 0.2 0.2
Ability to Export@6: Export Financing, Not Imp 0.4 0.4 0.4 0.7 0.4 0.6
Ability to Export@6: Export Financing, N/A 1.0 1.0 1.0 1.2 1.0 1.5
Ability to Export@6: Export Financing, Don't Know 0.5 0.7 0.5 0.8 0.7 0.9
Ability to Export@6: Export Financing, Not Reptd 0.7 1.1 0.8 1.2 0.5 1.2
Ability to Export@6: Info on Exp Opportunities, Very Imp 0.2 0.3 0.2 0.4 0.4 0.2
Ability to Export@6: Opportunity Info, Somewhat Imp 0.2 0.3 0.2 0.2 0.1 0.3
Ability to Export@6: Info on Exp Opportunities, Not Imp 0.3 0.4 0.4 0.5 0.4 0.4
Ability to Export@6: Info on Exp Opportunities, N/A 0.9 1.0 1.0 1.2 1.1 1.5
Ability to Export@6: Info on Exp Opportunities, Don't Know 0.4 0.8 0.4 0.8 0.7 0.7
Ability to Export@6: Info on Exp Opportunities, Not Reptd 0.6 1.1 0.7 1.2 0.4 1.1
Ability to Export@6: Foreign Trade Restrictions, Very Imp 0.2 0.3 0.2 0.4 0.3 0.3
Ability to Export@6: Foreign Trade Restriction, Somewhat Imp 0.3 0.1 0.1 0.3 0.2 0.4
Ability to Export@6: Foreign Trade Restrictions, Not Imp 0.3 0.5 0.3 0.6 0.4 0.4
Ability to Export@6: Foreign Trade Restrictions, N/A 0.9 1.1 1.0 1.2 1.1 1.3
Ability to Export@6: Foreign Trade Restrictions, Don't Know 0.5 0.6 0.5 0.8 0.7 0.8
Ability to Export@6: Foreign Trade Restrictions, Not Reptd 0.7 1.2 0.7 1.1 0.4 1.2
Ability to Export@6: U.S. Trade Restrictions, Very Imp 0.2 0.3 0.2 0.5 0.3 0.3
Ability to Export@6: U.S. Trade Restrictions, Somewhat Imp 0.2 0.2 0.1 0.2 0.2 0.3
Ability to Export@6: U.S. Trade Restrictions, Not Imp 0.3 0.4 0.3 0.6 0.4 0.4
Ability to Export@6: U.S. Trade Restrictions, N/A 0.9 1.1 1.0 1.4 1.0 1.3
Ability to Export@6: U.S. Trade Restrictions, Don't Know 0.5 0.7 0.5 0.9 0.7 0.9
Ability to Export@6: U.S. Trade Restrictions, Not Reptd 0.6 1.2 0.8 1.2 0.4 1.1
Ability to Export@6: Foreign Competition, Very Imp 0.2 0.3 0.2 0.3 0.2 0.2
Ability to Export@6: Foreign Competition, Somewhat Imp 0.3 0.3 0.2 0.2 0.2 0.4
Ability to Export@6: Foreign Competition, Not Imp 0.3 0.5 0.4 0.5 0.4 0.4
Ability to Export@6: Foreign Competition, N/A 0.9 1.0 1.1 1.4 1.0 1.5
Ability to Export@6: Foreign Competition, Don't Know 0.5 0.7 0.4 0.8 0.7 0.8
Ability to Export@6: Foreign Competition, Not Reptd 0.7 1.2 0.8 1.1 0.4 1.3
Ability to Export@6: Price of this Bus Exps, Very Imp 0.2 0.3 0.2 0.4 0.2 0.3
Ability to Export@6: Price of this Bus Exps, Somewhat Imp 0.2 0.3 0.2 0.2 0.2 0.3
Ability to Export@6: Price of this Bus Exps, Not Imp 0.3 0.4 0.4 0.4 0.5 0.4
Ability to Export@6: Price of this Bus Exps, N/A 0.9 1.2 1.0 1.2 1.1 1.4
Ability to Export@6: Price of this Bus Exps, Don't Know 0.5 0.6 0.5 0.8 0.7 0.8
Ability to Export@6: Price of this Bus Exps, Not Reptd 0.6 1.1 0.7 1.3 0.6 1.1
Ability to Export@6: Dollar Exchange Rate, Very Imp 0.2 0.4 0.2 0.3 0.3 0.3
Ability to Export@6: Dollar Exchange Rate, Somewhat Imp 0.2 0.2 0.1 0.2 0.2 0.4
Ability to Export@6: Dollar Exchange Rate, Not Imp 0.4 0.4 0.4 0.4 0.4 0.5
Ability to Export@6: Dollar Exchange Rate, N/A 0.8 1.1 1.0 1.4 1.0 1.3
Ability to Export@6: Dollar Exchange Rate, Don't Know 0.5 0.6 0.5 0.8 0.6 0.8
Ability to Export@6: Dollar Exchange Rate, Not Reptd 0.6 1.1 0.7 1.2 0.6 1.1
Ability to Export@6: Local Environ Restrictions, Very Imp 0.2 0.3 0.2 0.3 0.2 0.3
Ability to Export@6: Local Environ Restriction, Somewhat Imp 0.2 0.3 0.2 0.4 0.2 0.4
Ability to Export@6: Local Environ Restrictions, Not Imp 0.4 0.4 0.3 0.7 0.3 0.5
Ability to Export@6: Local Environmental Restrictions, N/A 0.7 1.1 1.0 1.5 1.0 1.1
Ability to Export@6: Local Environ Restrictions, Don't Know 0.4 0.7 0.4 0.9 0.7 0.7
Ability to Export@6: Local Environ Restrictions, Not Reptd 0.6 1.2 0.8 1.2 0.6 1.1
Ability to Export@6: Other Issues, Very Imp 0.1 0.1 0.1 0.2 0.3 0.2
Ability to Export@6: Other Issues, Somewhat Imp 0.0 0.1 0.1 0.1 0.1 0.0
Ability to Export@6: Other Issues, Not Imp 0.3 0.3 0.3 0.5 0.3 0.4
Ability to Export@6: Other Issues, N/A 0.6 0.6 0.5 0.7 0.6 1.0
Ability to Export@6: Other Issues, Don't Know 0.4 0.7 0.4 0.5 0.4 0.6
Ability to Export@6: Other Issues, Not Reptd 0.7 0.8 0.7 1.1 0.7 1.3
Exp Increase to Canada as a Result of the NAFTA@6: Yes 0.1 0.2 0.1 0.2 0.2 0.1
Exp Increase to Canada as a Result of the NAFTA@6: No 0.5 0.9 0.9 1.1 1.0 1.0
Exp Increase to Canada as a Result of the NAFTA@6: Not Reptd 0.5 0.9 0.8 1.0 1.1 1.0
Exp Increase to Mexico as a Result of the NAFTA@6: Yes 0.1 0.3 0.2 0.3 0.2 0.2
Exp Increase to Mexico as a Result of the NAFTA@6: No 0.6 0.8 0.9 1.0 1.0 1.1
Exp Increase to Mexico as a Result of the NAFTA@6: Not Reptd 0.6 0.9 0.9 1.0 1.1 1.2
Prod Fac Will Relocate to Can, Result of NAFTA@6: Yes 0.0 0.1 0.1 0.2 0.1 0.0
Prod Fac Will Relocate to Can, Result of NAFTA@6: No 0.5 1.0 0.8 1.3 1.0 1.1
Prod Fac Will Relocate to Can, Result of NAFTA@6: Not Reptd 0.4 1.0 0.7 1.3 1.0 1.0
Prod Fac Will Relocate to Mex, Result of NAFTA@6: Yes 0.1 0.3 0.1 0.3 0.1 0.1
Prod Fac Will Relocate to Mex, Result of NAFTA@6: No 0.6 1.1 0.9 1.2 1.0 1.2
Prod Fac Will Relocate to Mex, Result of NAFTA@6: Not Reptd 0.6 1.1 0.9 1.1 1.0 1.2
CBO
