Contact Information
202-452-2584
elizabeth.k.kiser@frb.gov

Fields of Interest
Industrial Organization
Banking and Financial Institutions
Econometrics and Statistics

Education
Ph.D., Economics, University of Wisconsin - Madison, 1998
M.S., Economics, University of Wisconsin - Madison, 1993
B.A., Economics and German, University of North Carolina - Chapel Hill, 1990

Professional Experience
Board of Governors of the Federal Reserve System, 1997-present

Selected Publications

• ''The Choice at the Checkout: Quantifying Demand Across Payment Instruments'' (with Ron Borzekowski), International Journal of Industrial Organization (forthcoming).
• ''Consumers' Use of Debit Cards: Patterns, Preferences, and Price Response'' (with Ron Borzekowski and Shaista Ahmed), Journal of Money, Credit and Banking (forthcoming).
• ''Who Competes with Whom? The Case of Depository Institutions'' (with K. Brevoort and R. Adams), Journal of Industrial Economics, vol. 55 (March 2007), pp. 141-167.
• Modeling the Whole Firm: The Effect of Multiple Inputs and Financial Intermediation on Bank Deposit Rates, Finance and Economics Discussion Series 2004-07. Washington: Board of Governors of the Federal Reserve System, 2004.
• ''To Surcharge or Not to Surcharge: An Empirical Investigation of ATM Pricing'' (with T. Hannan, R. Prager, and J. McAndrews), Review of Economics and Statistics , vol. 85 (November 2003), pp. 990-1002.
• ''Predicting Household Switching Behavior and Switching Costs at Depository Institutions,'' Review of Industrial Organization, vol. 20 (June 2002), pp. 349-65.
• ''Household Switching Behavior at Depository Institutions: Evidence from Survey Data,'' The Antitrust Bulletin, vol. 47 (Winter 2002), pp. 619-640.
• ''Heterogeneity in Price Sensitivity and Retail Price Discrimination,'' American Journal of Agricultural Economics, vol. 80 (1998), pp. 1150-53.