Long-term disability plans: Method of benefit payment Data Table

Table 18. Long-term disability plans: Method of benefit payment, civilian
workers,1 National Compensation Survey, March 2008

(All workers with long-term disability insurance coverage = 100 percent)

Characteristics

Fixed
percent of
earnings

Pecent
varies by
earnings

Flat dollar
amounts

Other

All workers

92

6

1

1

Worker characteristics

        

Management, professional, and related

92

7

[2]

1

    Management, business, and financial

90

9

1

1

    Professional and related

93

6

[2]

1

        Teachers

92

6

–

1

            Primary, secondary, and special education
             school teachers

94

3

–

2

        Registered nurses

95

5

–

–

Service

93

6

1

–

Sales and office

94

5

1

[2]

    Sales and related

94

5

–

–

    Office and administrative support

94

5

1

[2]

Natural resources, construction, and maintenance

90

6

2

2

    Construction, extraction, farming, fishing, and
     forestry

85

–

2

3

    Installation, maintenance, and repair

92

3

2

2

Production, transportation, and material moving

85

5

6

4

    Production

81

5

9

4

    Transportation and material moving

89

4

2

4

Full time

92

6

1

1

Part time

92

7

–

–

Union

82

7

6

5

Nonunion

94

6

[2]

[2]

Average wage within the following percentiles:3

        

    Less than 10

97

–

–

–

    10 to under 25

94

5

–

–

    25 to under 50

93

5

1

1

    50 to under 75

92

6

1

1

    75 to under 90

89

5

3

2

    90 or greater

91

7

1

1

Establishment characteristics

        

Goods-producing industries

87

5

6

3

Service-providing industries

93

6

1

1

    Education and health services

93

6

[2]

–

        Educational services

90

8

–

–

            Elementary and secondary schools

94

3

–

–

            Junior colleges, colleges, and universities

84

–

–

–

        Health care and social assistance

96

4

–

–

            Hospitals

95

5

–

–

    Public administration

92

7

–

1

1 to 99 workers

95

4

1

[2]

    1 to 49 workers

95

3

1

[2]

    50 to 99 workers

94

4

–

–

100 workers or more

90

7

2

1

    100 to 499 workers

92

6

1

1

    500 workers or more

89

7

2

2

Geographic areas

        

New England

95

4

–

–

Middle Atlantic

95

3

1

1

East North Central

87

7

4

2

West North Central

89

–

–

–

South Atlantic

95

4

–

1

East South Central

92

6

–

–

West South Central

90

–

–

1

Mountain

95

4

–

–

Pacific

90

7

1

2

Footnotes:

1Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation.

2Less than 0.5 percent.

3The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details.

NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria.