Table 9. Standard errors for medical plans, family coverage: Employer and employee premiums by
employee contribution requirement, private industry workers, National Compensation Survey,
March 2008

(All workers with family coverage medical plans = 100 percent)

Characteristics

Total

Employee contribution not
required

Employee contribution required

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Average
flat monthly
employee
contribution

All workers

$5.95

0.6

$19.88

0.6

$6.46

$3.77

Worker characteristics

Management, professional, and related

8.99

0.9

44.13

0.9

9.06

5.90

    Management, business, and financial

10.47

1.2

52.95

1.2

9.82

6.49

    Professional and related

11.42

1.2

56.14

1.2

11.83

8.85

Service

20.23

1.6

76.45

1.6

16.86

13.17

Sales and office

5.55

0.6

28.40

0.6

6.33

4.70

    Sales and related

10.34

1.1

47.34

1.1

10.22

6.15

    Office and administrative support

6.67

0.7

34.79

0.7

7.87

5.50

Natural resources, construction, and maintenance

14.89

1.5

28.94

1.5

17.35

8.45

    Construction, extraction, farming, fishing, and
     forestry

21.03

2.6

37.12

2.6

24.28

12.34

    Installation, maintenance, and repair

19.26

1.7

47.73

1.7

21.41

9.63

Production, transportation, and material moving

17.82

1.4

30.83

1.4

18.23

7.45

    Production

26.18

2.1

42.07

2.1

27.62

7.91

    Transportation and material moving

15.44

1.3

34.75

1.3

15.17

11.68

Full time

6.16

0.6

21.73

0.6

6.65

3.87

Part time

13.33

1.2

47.29

1.2

12.03

11.45

Union

20.69

1.9

25.62

1.9

30.89

7.13

Nonunion

5.57

0.5

29.32

0.5

5.89

4.06

Average wage within the following percentiles:1

    Less than 10

20.88

2.0

70.06

2.0

20.98

24.69

    10 to under 25

12.59

0.9

55.73

0.9

12.50

8.80

    25 to under 50

7.78

0.6

25.07

0.6

8.34

7.01

    50 to under 75

8.24

0.9

28.46

0.9

8.34

5.53

    75 to under 90

13.70

1.4

31.78

1.4

15.85

5.12

    90 or greater

12.00

1.4

29.86

1.4

12.17

8.41

Establishment characteristics

Goods-producing industries

15.90

1.4

27.48

1.4

17.10

6.22

    Construction

21.35

2.9

31.18

2.9

22.65

12.85

    Manufacturing

19.68

1.6

34.52

1.6

21.06

6.83

Service-providing industries

$5.51

0.5

$30.89

0.5

$5.26

$4.56

    Trade, transportation, and utilities

7.22

0.8

29.43

0.8

7.67

5.64

        Wholesale trade

15.63

1.4

49.96

1.4

15.15

12.88

        Retail trade

9.94

1.3

34.62

1.3

9.98

7.04

        Transportation and warehousing

21.84

1.9

65.36

1.9

21.32

18.20

        Utilities

30.33

2.0

2.0

31.41

19.70

    Information

21.86

2.9

73.37

2.9

17.35

12.39

    Financial activities

7.92

1.4

30.01

1.4

8.10

8.20

        Finance and insurance

9.82

1.5

34.97

1.5

9.69

6.90

            Credit intermediation and related activities

13.29

1.6

66.29

1.6

11.11

9.41

            Insurance carriers and related activities

20.75

1.9

1.9

20.72

10.21

        Real estate and rental and leasing

41.90

3.7

54.35

3.7

42.59

25.94

    Professional and business services

17.01

1.3

77.08

1.3

17.70

10.44

        Professional and technical services

25.53

2.1

2.1

25.37

18.15

        Administrative and waste services

35.00

2.9

92.23

2.9

34.17

16.88

    Education and health services

15.89

1.2

86.61

1.2

14.19

11.40

        Educational services

21.98

2.2

87.08

2.2

18.73

18.57

            Junior colleges, colleges, and universities

16.89

1.3

45.20

1.3

16.66

19.73

        Health care and social assistance

17.65

1.3

99.41

1.3

16.00

14.30

    Leisure and hospitality

32.24

        Accommodation and food services

40.34

    Other services

44.22

2.8

2.8

36.15

18.88

1 to 99 workers

7.88

0.9

24.10

0.9

9.00

6.07

    1 to 49 workers

10.06

1.1

32.26

1.1

12.00

6.90

    50 to 99 workers

12.91

1.7

34.95

1.7

12.26

12.18

100 workers or more

9.33

0.7

28.95

0.7

9.22

4.04

    100 to 499 workers

8.49

0.9

31.35

0.9

8.11

6.79

    500 workers or more

17.97

1.1

61.66

1.1

17.07

5.28

Geographic areas

Metropolitan areas

5.12

0.6

21.19

0.6

5.64

3.99

Nonmetropolitan areas

27.42

1.6

57.81

1.6

29.45

10.55

New England

18.32

2.1

45.71

2.1

25.66

11.34

Middle Atlantic

8.87

0.6

65.94

0.6

21.96

3.37

East North Central

15.15

1.7

42.60

1.7

17.03

10.10

West North Central

22.33

1.6

45.93

1.6

24.09

23.66

South Atlantic

15.31

1.4

51.43

1.4

13.75

6.97

East South Central

49.85

1.7

58.85

1.7

52.18

13.64

West South Central

11.04

1.0

80.85

1.0

8.02

8.83

Mountain

10.17

1.2

1.2

9.30

17.75

Pacific

15.56

2.0

30.48

2.0

14.65

8.17

1The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details.

NOTE: Dash indicates no workers in this category or data did not meet publication criteria.