Table 9. Medical plans, family coverage: Employer and employee premiums by employee contribution
requirement, civilian workers,1 National Compensation Survey, March 2008

(All workers with family coverage medical plans = 100 percent)

Characteristics

Total

Employee contribution not
required

Employee contribution required

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Average
flat monthly
employee
contribution

All workers

100

$726.02

13

$896.52

87

$700.71

$330.40

Worker characteristics

Management, professional, and related

100

767.82

11

922.64

89

748.71

336.02

    Management, business, and financial

100

745.17

9

915.05

91

727.83

311.88

    Professional and related

100

777.60

12

925.22

88

757.98

346.73

        Teachers

100

765.74

15

955.27

85

731.92

390.04

            Primary, secondary, and special education
             school teachers

100

761.97

15

1002.60

85

719.27

411.25

        Registered nurses

100

801.13

10

846.70

90

796.16

370.25

Service

100

670.70

11

836.28

89

650.04

336.64

Sales and office

100

691.26

9

859.50

91

673.65

346.00

    Sales and related

100

632.73

9

757.74

91

620.59

347.21

    Office and administrative support

100

716.42

10

899.25

90

696.69

345.47

Natural resources, construction, and maintenance

100

712.48

23

894.98

77

656.46

327.72

    Construction, extraction, farming, fishing, and
     forestry

100

697.97

31

861.42

69

623.65

334.09

    Installation, maintenance, and repair

100

726.50

16

958.43

84

682.40

322.69

Production, transportation, and material moving

100

742.26

17

923.71

83

704.75

289.04

    Production

100

786.48

17

964.90

83

749.57

277.66

    Transportation and material moving

100

688.13

17

873.25

83

649.89

302.97

Full time

100

728.94

13

909.10

87

702.15

328.61

Part time

100

677.77

13

682.05

87

677.16

359.80

Union

100

887.67

35

927.21

65

866.45

267.06

Nonunion

100

680.99

7

852.60

93

668.48

342.72

Average wage within the following percentiles:2

    Less than 10

100

542.90

7

331.75

93

557.74

344.29

    10 to under 25

100

599.86

7

693.30

93

593.05

361.20

    25 to under 50

100

672.20

9

813.13

91

658.30

339.89

    50 to under 75

100

738.57

14

883.73

86

715.26

319.79

    75 to under 90

100

789.51

18

997.46

82

742.65

329.22

    90 or greater

100

817.99

15

933.96

85

796.80

311.09

Establishment characteristics

Goods-producing industries

100

$760.66

19

$932.09

81

$719.98

$288.23

Service-providing industries

100

716.94

11

880.69

89

696.11

340.47

    Education and health services

100

751.33

11

893.97

89

733.27

380.51

        Educational services

100

750.58

14

976.88

86

715.23

387.84

            Elementary and secondary schools

100

742.08

17

977.62

83

694.98

417.85

            Junior colleges, colleges, and universities

100

765.28

6

941.74

94

753.76

329.60

        Health care and social assistance

100

752.08

9

767.30

91

750.58

373.47

            Hospitals

100

811.56

7

778.11

93

813.89

326.71

    Public administration

100

847.63

13

958.20

87

831.20

250.81

1 to 99 workers

100

645.69

15

855.09

85

608.06

376.63

    1 to 49 workers

100

642.25

16

864.51

84

600.60

375.70

    50 to 99 workers

100

652.78

14

833.40

86

623.12

378.51

100 workers or more

100

770.63

12

926.63

88

750.07

305.77

    100 to 499 workers

100

750.90

10

896.10

90

734.63

313.76

    500 workers or more

100

786.01

13

945.30

87

762.50

299.34

Geographic areas

New England

100

817.00

10

1039.39

90

791.65

329.06

Middle Atlantic

100

793.06

23

880.17

77

766.38

304.14

East North Central

100

801.48

16

986.70

84

766.22

278.54

West North Central

100

718.26

13

829.84

87

700.95

318.13

South Atlantic

100

665.39

6

896.59

94

650.43

357.21

East South Central

100

625.33

5

766.48

95

618.61

341.37

West South Central

100

646.33

5

774.18

95

640.08

376.14

Mountain

100

687.49

10

919.99

90

662.17

371.19

Pacific

100

735.31

18

862.41

82

707.02

325.57

1Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation.

2The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The
percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details.

NOTE: Because of rounding, sums of individual items may not equal totals.