Medical plans, family coverage: Employee participation by type of contribution Data Table

Table 10. Medical plans, family coverage: Employee participation by type of contribution, civilian workers,1 National
Compensation Survey, March 2008

(All workers with contributory family coverage = 100 percent)

Employee monthly contribution

Family coverage

Total with
contributory
coverage

Flat dollar
amount

Composite
rate2

Varies3

Flexible
benefits4

Percent of
earnings

Exists, but
unknown

Other

All workers

100

80

[5]

5

1

[5]

12

1

Worker characteristics

                

Management, professional, and related

100

80

–

6

2

[5]

10

1

    Management, business, and financial

100

78

–

6

2

[5]

12

[5]

    Professional and related

100

81

–

6

2

[5]

10

1

        Teachers

100

85

–

7

2

–

6

–

            Primary, secondary, and special education
             school teachers

100

86

–

6

2

–

6

–

        Registered nurses

100

76

–

7

2

–

12

2

Service

100

79

–

5

1

–

13

1

Sales and office

100

76

[5]

5

1

[5]

17

1

    Sales and related

100

71

–

5

[5]

–

23

1

    Office and administrative support

100

78

[5]

6

1

–

14

[5]

Natural resources, construction, and maintenance

100

82

–

4

1

–

12

2

    Construction, extraction, farming, fishing, and
     forestry

100

81

–

5

[5]

–

11

–

    Installation, maintenance, and repair

100

82

–

4

1

–

12

1

Production, transportation, and material moving

100

85

–

3

1

–

10

1

    Production

100

84

–

4

1

–

10

–

    Transportation and material moving

100

85

[5]

3

1

–

10

–

Full time

100

80

[5]

5

1

[5]

12

1

Part time

100

75

–

5

1

–

19

1

Union

100

82

–

6

1

[5]

8

2

Nonunion

100

79

[5]

5

1

[5]

13

1

Average wage within the following percentiles:6

                

    Less than 10

100

75

–

4

–

–

20

–

    10 to under 25

100

75

–

4

1

[5]

20

–

    25 to under 50

100

81

–

5

1

–

12

1

    50 to under 75

100

82

[5]

5

1

[5]

11

1

    75 to under 90

100

80

–

5

2

[5]

11

1

    90 or greater

100

77

–

7

2

[5]

12

1

Establishment characteristics

                

Goods-producing industries

100

82

–

4

1

–

11

–

Service-providing industries

100

79

[5]

5

1

[5]

13

1

    Education and health services

100

82

–

7

1

–

8

1

        Educational services

100

86

–

7

1

[5]

5

–

            Elementary and secondary schools

100

87

–

5

1

[5]

5

–

            Junior colleges, colleges, and universities

100

84

–

12

1

–

3

–

        Health care and social assistance

100

79

–

7

1

–

12

1

            Hospitals

100

78

–

8

1

–

11

2

    Public administration

100

87

–

5

3

–

5

–

1 to 99 workers

100

81

–

5

1

–

12

1

    1 to 49 workers

100

80

–

6

[5]

–

13

1

    50 to 99 workers

100

83

–

3

1

–

11

2

100 workers or more

100

79

–

5

2

[5]

13

1

    100 to 499 workers

100

81

–

4

1

–

13

[5]

    500 workers or more

100

78

–

6

2

[5]

12

1

Geographic areas

                

New England

100

81

–

5

1

–

13

–

Middle Atlantic

100

78

1

5

–

1

14

1

East North Central

100

81

–

4

2

–

13

–

West North Central

100

79

–

7

–

–

12

–

South Atlantic

100

85

–

3

[5]

–

11

[5]

East South Central

100

78

–

4

–

–

–

–

West South Central

100

78

–

7

2

–

12

–

Mountain

100

75

–

8

1

–

15

–

Pacific

100

79

–

6

2

–

10

2

Average monthly employer premium7

$700.71

$701.10

$727.06

$721.94

$751.94

$775.43

$684.40

$672.31

Footnotes:

1Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2A composite rate is a set contribution covering more than one benefit area, for example, health care and life insurance. Cost data for individual plans cannot be determined.

3Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age.

4Amount varies by options selected under a "cafeteria plan" or employer-sponsored reimbursement account.

5Less than 0.5 percent.

6The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details.

7Average premium is for all workers.

NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria.