Table 9. Medical plans, family coverage: Employer and employee premiums by employee contribution
requirement, private industry workers, National Compensation Survey, March 2008

(All workers with family coverage medical plans = 100 percent)

Characteristics

Total

Employee contribution not
required

Employee contribution required

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Average
flat monthly
employee
contribution

All workers

100

$708.83

13

$875.90

87

$684.72

$330.99

Worker characteristics

Management, professional, and related

100

756.93

10

890.61

90

742.71

330.88

    Management, business, and financial

100

729.53

9

897.40

91

712.99

316.15

    Professional and related

100

772.79

10

887.09

90

760.11

339.50

Service

100

610.49

9

719.07

91

599.36

350.84

Sales and office

100

677.65

9

846.51

91

661.04

352.05

    Sales and related

100

630.45

9

760.35

91

618.16

347.95

    Office and administrative support

100

701.43

9

887.66

91

682.75

354.13

Natural resources, construction, and maintenance

100

702.57

25

890.16

75

640.86

329.44

    Construction, extraction, farming, fishing, and
     forestry

100

685.01

34

855.48

66

597.17

339.22

    Installation, maintenance, and repair

100

718.93

16

958.31

84

672.90

322.26

Production, transportation, and material moving

100

739.82

17

921.07

83

702.32

288.01

    Production

100

785.01

17

964.87

83

747.84

278.45

    Transportation and material moving

100

680.80

17

864.00

83

642.83

300.50

Full time

100

712.75

13

890.69

87

686.97

328.83

Part time

100

649.40

12

638.89

88

650.84

363.44

Union

100

865.56

43

904.47

57

835.61

227.74

Nonunion

100

680.91

7

844.75

93

668.36

342.18

Average wage within the following percentiles:1

    Less than 10

100

534.97

6

298.18

94

551.14

341.07

    10 to under 25

100

585.63

8

690.98

92

576.86

355.70

    25 to under 50

100

659.44

8

772.98

92

649.25

342.56

    50 to under 75

100

708.34

13

841.21

87

687.71

327.74

    75 to under 90

100

789.61

20

1004.01

80

736.15

319.12

    90 or greater

100

791.65

13

910.06

87

774.49

313.18

Establishment characteristics

Goods-producing industries

100

760.74

19

931.61

81

719.92

288.39

    Construction

100

641.13

34

821.92

66

547.71

388.49

    Manufacturing

100

797.15

15

1012.32

85

757.91

264.95

Service-providing industries

100

$690.88

10

$839.86

90

$673.76

$344.25

    Trade, transportation, and utilities

100

661.19

12

787.62

88

644.09

330.55

        Wholesale trade

100

699.27

13

886.74

87

672.30

313.02

        Retail trade

100

592.76

10

600.84

90

591.86

362.75

        Transportation and warehousing

100

714.75

16

929.84

84

674.18

297.58

        Utilities

100

869.34

8

863.12

92

869.89

254.95

    Information

100

820.23

17

1081.69

83

765.76

286.75

    Financial activities

100

711.87

11

894.77

89

689.67

342.32

        Finance and insurance

100

719.50

8

893.74

92

703.81

330.75

            Credit intermediation and related activities

100

687.20

6

969.52

94

668.36

345.26

            Insurance carriers and related activities

100

756.72

9

830.49

91

749.26

317.82

        Real estate and rental and leasing

100

674.59

23

896.54

77

606.95

410.02

    Professional and business services

100

691.31

8

863.24

92

676.82

341.53

        Professional and technical services

100

701.06

8

895.29

92

684.43

367.18

        Administrative and waste services

100

635.27

9

818.18

91

617.82

319.72

    Education and health services

100

740.52

8

764.69

92

738.30

385.83

        Educational services

100

738.94

6

915.42

94

726.68

397.55

            Junior colleges, colleges, and universities

100

777.19

4

903.01

96

772.41

380.17

        Health care and social assistance

100

740.82

9

743.72

91

740.54

383.57

    Leisure and hospitality

100

553.01

        Accommodation and food services

100

548.49

    Other services

100

683.65

17

1071.90

83

605.12

347.88

1 to 99 workers

100

636.55

16

845.26

84

597.99

381.05

    1 to 49 workers

100

636.70

16

858.06

84

594.14

378.22

    50 to 99 workers

100

636.22

14

814.57

86

606.09

387.02

100 workers or more

100

760.70

10

908.61

90

743.39

297.12

    100 to 499 workers

100

733.00

9

852.24

91

721.04

313.10

    500 workers or more

100

789.62

12

953.74

88

767.46

279.91

Geographic areas

Metropolitan areas

100

714.61

13

882.04

87

688.79

331.88

Nonmetropolitan areas

100

674.38

8

815.95

92

661.79

325.98

New England

100

752.04

9

949.41

91

733.63

341.05

Middle Atlantic

100

755.52

17

835.64

83

739.36

318.53

East North Central

100

759.52

16

956.26

84

722.13

290.75

West North Central

100

702.25

14

803.91

86

685.81

309.68

South Atlantic

100

664.58

7

905.99

93

645.24

353.76

East South Central

100

654.02

5

770.91

95

647.48

327.54

West South Central

100

676.69

6

782.58

94

670.25

353.26

Mountain

100

680.24

11

933.17

89

648.74

374.70

Pacific

100

698.80

19

855.67

81

661.72

337.15

1The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details.

NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria.