Table 19. Long-term disability insurance plans: Fixed percent of earnings, civilian workers,1 National
Compensation Survey, March 2008

(All workers with a fixed percent of earnings long-term disability insurance coverage = 100 percent)

Characteristics

Mean fixed
percent of
earnings

Median
fixed
percent of
earnings

Fixed percent of earnings

Less than
60 percent

60 percent

61 to 66
percent

67 percent

Greater
than 67
percent

All workers

59.2

60.0

20

59

12

7

2

Worker characteristics

Management, professional, and related

59.3

60.0

20

56

13

8

2

    Management, business, and financial

59.3

60.0

20

58

12

9

1

    Professional and related

59.3

60.0

20

55

14

8

3

        Teachers

60.6

60.0

18

42

21

12

7

            Primary, secondary, and special education
             school teachers

60.3

60.0

21

37

21

13

8

        Registered nurses

57.0

60.0

29

63

6

2

Service

56.3

60.0

32

52

9

5

2

Sales and office

59.7

60.0

16

62

13

8

1

    Sales and related

59.4

60.0

17

64

9

10

1

    Office and administrative support

59.8

60.0

16

61

14

8

2

Natural resources, construction, and maintenance

59.7

60.0

13

70

9

7

    Construction, extraction, farming, fishing, and
     forestry

59.3

60.0

13

73

7

    Installation, maintenance, and repair

59.9

60.0

13

67

10

8

1

Production, transportation, and material moving

59.9

60.0

18

65

8

5

3

    Production

58.9

60.0

20

63

11

6

1

    Transportation and material moving

61.0

60.0

17

67

4

5

6

Full time

59.1

60.0

20

60

12

7

2

Part time

61.8

60.0

19

51

12

10

7

Union

60.0

60.0

24

50

9

9

7

Nonunion

59.1

60.0

19

61

12

7

1

Average wage within the following percentiles:2

    Less than 10

54.1

50.0

51

41

    10 to under 25

58.6

60.0

17

62

9

10

1

    25 to under 50

59.3

60.0

17

64

11

6

2

    50 to under 75

59.6

60.0

18

60

13

8

2

    75 to under 90

59.3

60.0

21

58

12

7

3

    90 or greater

59.0

60.0

22

55

12

9

2

Establishment characteristics

Goods-producing industries

59.0

60.0

18

66

10

4

1

Service-providing industries

59.3

60.0

20

58

12

8

2

    Education and health services

58.8

60.0

23

55

13

6

3

        Educational services

60.8

60.0

16

45

22

11

6

            Elementary and secondary schools

61.0

60.0

20

36

24

13

7

            Junior colleges, colleges, and universities

60.5

60.0

11

61

19

6

3

        Health care and social assistance

57.2

60.0

28

63

6

3

            Hospitals

56.0

60.0

35

59

4

2

    Public administration

60.5

60.0

18

48

20

11

3

1 to 99 workers

59.7

60.0

14

63

13

9

1

    1 to 49 workers

59.7

60.0

14

63

14

8

1

    50 to 99 workers

59.8

60.0

13

63

11

11

2

100 workers or more

59.0

60.0

22

58

11

7

2

    100 to 499 workers

59.9

60.0

15

64

10

9

2

    500 workers or more

58.4

60.0

27

53

12

6

2

Geographic areas

New England

59.8

60.0

60

5

16

1

Middle Atlantic

59.4

60.0

18

65

9

7

2

East North Central

58.0

60.0

25

59

7

6

3

West North Central

60.2

60.0

13

64

10

9

4

South Atlantic

59.4

60.0

16

60

17

6

1

East South Central

57.0

60.0

28

59

6

5

West South Central

58.8

60.0

16

71

9

3

1

Mountain

60.9

60.0

14

55

18

Pacific

60.0

60.0

24

44

19

10

3

1Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation.

2The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details.

NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria.