Table 17. Long-term disability plans: Employee contribution
requirement, civilian workers,1 National Compensation
Survey, March 2008

(All workers with long-term disability coverage = 100 percent)

Characteristics

Employee
contribution
required

Employee
contribution
not required

All workers

11

89

Worker characteristics

Management, professional, and related

12

88

    Management, business, and financial

11

89

    Professional and related

13

87

        Teachers

18

82

            Primary, secondary, and special education
             school teachers

21

79

        Registered nurses

9

91

Service

10

90

Sales and office

11

89

    Sales and related

12

88

    Office and administrative support

10

90

Natural resources, construction, and maintenance

11

89

    Construction, extraction, farming, fishing, and
     forestry

7

93

    Installation, maintenance, and repair

13

87

Production, transportation, and material moving

11

89

    Production

11

89

    Transportation and material moving

10

90

Full time

11

89

Part time

12

88

Union

12

88

Nonunion

11

89

Average wage within the following percentiles:2

    10 to under 25

10

90

    25 to under 50

11

89

    50 to under 75

11

89

    75 to under 90

11

89

    90 or greater

13

87

Establishment characteristics

Goods-producing industries

10

90

Service-providing industries

12

88

    Education and health services

13

87

        Educational services

18

82

            Elementary and secondary schools

21

79

            Junior colleges, colleges, and universities

14

86

        Health care and social assistance

9

91

            Hospitals

9

91

    Public administration

16

84

1 to 99 workers

9

91

    1 to 49 workers

11

89

    50 to 99 workers

6

94

100 workers or more

12

88

    100 to 499 workers

11

89

    500 workers or more

13

87

Geographic areas

New England

6

94

Middle Atlantic

8

92

East North Central

14

86

West North Central

6

94

South Atlantic

10

90

East South Central

11

89

West South Central

14

86

Mountain

22

78

Pacific

10

90

1Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation.

2The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details.

NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicatesno workers in this category or data did not meet publication criteria.