“HSAs address a growing need in our health care system. These accounts will help Americans afford health insurance that is growing out of their reach. They will help restrain the health care costs that are affecting us all." -President George W. Bush
![Medical Symbol](https://webarchive.library.unt.edu/eot2008/20081105031321im_/http://www.sba.gov/idc/groups/public/documents/sba_program_office/hsa_image_medicalsymbol1.jpg) |
Whether you are a small business owner or an employee of a small business, Health Savings Accounts are an important part of the portfolio of health care options that are now available to Americans. Within this guide you will cover:
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Take a few minutes to review a self-paced
Online Briefing
on HSAs.
Health Savings Accounts at a Glance
Features of an HSA include:
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Your own Health Savings Account (HSA) contributions are tax-deductible.
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Interest earned on your account is tax-free.
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Withdrawals for qualified medical expenses are tax-free.
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Unused funds and interest are carried over, without limit, from year to year.
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You own the HSA and it is yours to keep -- even when you change plans or retire.
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Your HSA is administered by a trustee/custodian.
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