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Round Table is a non-profit, consumer advocate, volunteer funded forum dedicated to providing factual and unbiased information about different types of life insurance and reputable companies. We do not offer quotes or any other form of sales pitches in the interest of keeping our advice unbiased. Please contact us if you approached by sales agents via our site. We have a strict policy against for profit solicitations.

Best life insurance for children? Is Gerber life insurance a good company?

Posted in Child Life Insurance 4 months ago, 8 replies

Thumbnail_9403 I am a single mother who's also a working professional. Can you tell me who makes the best child ... Continue reading
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submitted by Maura in Marin County, California

What is Universal Life insurance?

Posted in Life Insurance Questions about 6 hours ago, 0 replies

Yeah, what is Universal Life insurance?

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submitted by Jim in Coffeeville, MS

What is universal life insurance?

Posted in Life Insurance Questions 3 months ago, 1 reply

wHat is universal life? I don't get it. I know its something to do with stocks. If the market tan... Continue reading
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submitted by Sandy P. Walters in Washington, D.C., USA

What is a fixed annuity?

Posted in Fixed Annuities about 1 month ago, 1 reply

I'm going to be retiring this fall (aged 62) and I already have a life insurance policy for some ... Continue reading
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submitted by Patrick in Hampton Beach, NH

Why have the annual premiums increased on our term life insurance policy?

Posted in Term Life Insurance 17 days ago, 2 replies

I'm so confused. My spouse and I purchased term life 28 years ago when we first married, purchase... Continue reading
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submitted by Lorraine in Houston, TX

How much life insurance can i buy?

Posted in Life Insurance Questions 9 days ago, 3 replies

I am told that if i make $50,000. a year i can only take out a policy up to 15 times that amount.... Continue reading
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submitted by Mark in New York, NY

Renewing a whole life policy older than 14 years

Posted in Life Insurance Questions 5 days ago, 0 replies

I purchased whole life ins. policies in 1994. My agent has long since retired. A new agent contac... Continue reading
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submitted by Deb in Lafayette, LA

life insurance

Posted in Whole Life Insurance 9 days ago, 1 reply

i am 56 years old what is the best life insurane for me
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submitted by nick in greenville sc

Whole and Universal Life vs Term life. Are they a ripoff?

Posted in Life Insurance Questions about 1 month ago, 10 replies

I hear Dave Ramsey on the radio talk about how Whole Life and Universal Life are a ripoff. Is tha... Continue reading
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submitted by Jared in SLC, UT

seven pay whole life policy

Posted in Life Insurance Questions 10 days ago, 0 replies

what is a seven pay whole life policy
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submitted by marilyn in eugene oregon

can someone get life insurance on me without my knowledge?

Posted in Life Insurance Rules 14 days ago, 2 replies

can someone get life insurance on me without my knowledge
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submitted by anne in lagrange, ky

Term vs. whole life insurance... which is better?

Posted in Life Insurance Questions 3 months ago, 10 replies

Thumbnail_5119 I am finally taking my dad's advice and getting some life insurance. Which is better? Term or wh... Continue reading
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submitted by ed walters in athens georgia

Life Insurance Rule

Posted in Life Insurance Rules 18 days ago, 1 reply

Would it be smart to just put money into a life insurance policy instead of a 401K or 403B?
Th... Continue reading
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submitted by Vincent in California

Life Insurance investment

Posted in Life Insurance Questions 15 days ago, 0 replies

Should I just invest in a life insurance policy w/ a cap and a guaranteed 2.5% or continue to con... Continue reading
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submitted by Vincent in Los Angeles, CA

What exactly does "renewable" mean in term insurance?

Posted in Term Life Insurance 15 days ago, 0 replies

I have a renewable level premium term life policy in the 6th yr. of a 10 yr. term. The policy rea... Continue reading
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submitted by Theresa in Richmond, VA

The Best decision in my life next to marriage and buying a home.

Posted in Life Insurance Questions 17 days ago, 1 reply

New to the whole term vs life insurance decision, need to know which is the best. I am 34 years o... Continue reading
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submitted by Tyson in NC

I need a 20 year term life insurance quote please

Posted in Life Insurance Quotes about 1 month ago, 4 replies

I am a male. I'm 41 years old and I'm not a smoker. I am 6' tall, 190 lbs. I work a desk job but ... Continue reading
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submitted by Michael Coker in Chicago

Life insurance for seniors

Posted in Senior Life Insurance 3 months ago, 5 replies

Can you tell me if there are any good life insurance companies selling life insurance for seniors... Continue reading
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submitted by JoAnne in Atlanta Georgia US

Hole life insurance question

Posted in Life Insurance Rules 23 days ago, 2 replies

I have a Hole Life Ins. that I just purchased some months back.
My question is, Can I borrow mon... Continue reading
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submitted by Ernie in Edinburg,Tx

Difference between an immediate and fixed annuities?

Posted in Fixed Annuities about 1 month ago, 1 reply

I'd like someone to explain the difference between immediate, variable and fixed annuities. I pla... Continue reading
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submitted by WT in Arkansas