FEMA Assistance Separate From Other Federal Benefits 

Release Date: October 4, 2004
Release Number: 1554-019

» More Information on Georgia Hurricane Ivan

ATLANTA, Ga. -- Georgia residents affected by Hurricane Ivan who are receiving Social Security, disability or other federal benefits should not hesitate to apply for disaster assistance as well.

FEMA storm damage programs are entirely separate from other government programs and tax-free. Yet senior citizens and other federal assistance beneficiaries who suffered storm damage may feel they are ineligible for disaster aid. That’s not so.

“Don’t hesitate to apply for the assistance you may need. FEMA aid funds are provided in addition to any other benefits that eligible homeowners, renters or business people may be receiving,” said Nick Russo, federal coordinating officer for Hurricane Ivan recovery. “Another feeling common in disaster-stricken communities is, ‘My neighbor needs help more than I do.’ Maybe so, but that shouldn’t keep anyone from applying for aid they may qualify for.”

“There is enough help to go around for all who are eligible,” said State Coordinating Officer and Director of the Georgia Emergency Management Agency (GEMA) Mike Sherberger. “Help distributed to individuals will in no way affect what disaster assistance is available to their neighbors or other residents of the state.”

FEMA disaster aid covers basic needs only. It will not normally compensate for an entire loss. Some disaster aid does not have to be paid back, while other forms of help may come in the form of low-interest loans from the U.S. Small Business Administration (SBA).

The SBA provides low-interest loans to homeowners, renters, non-profit organizations and businesses of any size that suffered losses due to the disaster. These loans are designed to help uninsured victims and those not fully covered by insurance. Interest rates are as low as 3.187 percent for homeowners and renters and 2.900 percent for businesses with terms up to 30 years.

People in the disaster-affected areas should register with FEMA at its toll-free number, 1-800-621-3362 or TTY 1-800-462-7585 for the speech or hearing impaired.

On March 1, 2003, FEMA became part of the U.S. Department of Homeland Security. FEMA’s continuing mission within the new department is to lead the effort to prepare the nation for all hazards and effectively manage federal response and recovery efforts following any national incident. FEMA also initiates proactive mitigation activities, trains first responders, and manages the National Flood Insurance Program and the U.S. Fire Administration.

Last Modified: Tuesday, 05-Oct-2004 13:57:41