Small Business Lending in Georgia, June 1997
Bank Name Location Rank SBL ($000) Bnk Asset Sz ($) SBF
COMMUNITY B&TC HABERSHAM Cornelia 39 59,904 100M-500M Y
COASTAL BK Hinesville 38 26,780 <100M Y
BANK OF DUDLEY Dudley 38 18,384 <100M Y
MCINTOSH ST BK Jackson 38 40,158 100M-500M Y
BANK OF TOCCOA Toccoa 38 30,513 100M-500M Y
COMMUNITY TR BK Hiram 37 24,900 <100M Y
FARMERS & MRCH BK Lakeland 37 34,963 100M-500M Y
ALLIED BK OF GA Thomson 37 102,096 100M-500M Y
CENTRAL B&TC Cordele 37 15,799 <100M Y
FIRST ST BK Stockbridge 37 59,410 100M-500M Y
BANK OF FITZGERALD Fitzgerald 37 29,457 <100M Y
CORDELE BKG CO Cordele 36 22,264 100M-500M
EMPIRE BKG CO Homerville 36 19,332 <100M
UNITED CMNTY BK Blairsville 36 97,051 100M-500M
FIRST NB OF CHATSWORTH Chatsworth 36 20,914 <100M
FIRST B&TC Carnesville 36 18,377 <100M
FIRST NB EFFINGHAM Springfield 35 16,660 <100M
COFFEE CTY BK Douglas 34 17,329 <100M
FIRST NB OF BARNESVILLE Barnesville 34 27,559 <100M
CITIZENS CMNTY BK Hahira 34 11,146 <100M
FIRST NB OF ALMA Alma 34 28,737 100M-500M
PATTERSON BK Patterson 34 18,317 <100M
SOUTHLAND BK Butler 33 13,087 <100M
OCONEE ST BK Watkinsville 33 23,287 100M-500M
FIRST NB OF SOUTH GA Albany 33 16,913 <100M
FIRST CITIZENS BK Glennville 33 14,495 <100M
LANIER NB Gainesville 33 20,048 <100M
BANK OF HIAWASSEE Hiawassee 33 23,417 100M-500M
SECURITY B&TC OF ALBANY Albany 33 41,468 100M-500M
TOWNS CTY BK Hiawassee 33 15,441 <100M
PEOPLES BK Winder 32 22,281 100M-500M
COMMUNITY NB Ashburn 32 13,974 <100M
FARMERS & MRCH BK Washington 32 24,077 100M-500M
FIRST MACON B&TC Macon 32 40,302 100M-500M
FARMERS & MRCH BK Brooklet 32 12,859 <100M
FARMERS ST BK Cadwell 32 15,682 <100M
BANK OF ELLIJAY Ellijay 32 20,663 <100M
WHITE CTY BK Cleveland 31 20,893 100M-500M
FIRST BK OF BRUNSWICK Brunswick 31 20,789 100M-500M
BANK OF EASTMAN Eastman 31 15,908 <100M
STATE BK OF COCHRAN Cochran 31 15,412 <100M
GLENNVILLE B&TC Glennville 31 12,605 <100M
ALTAMAHA B&TC Uvalda 31 16,661 <100M
BANK OF GWINNETT CTY Lawrenceville 31 34,209 100M-500M
GILMER CTY BK Ellijay 30 19,402 100M-500M
UNITED BK Zebulon 30 38,574 100M-500M
HABERSHAM BK Clarkesville 30 33,815 100M-500M
PARK AVE BK Valdosta 30 29,316 100M-500M
CITIZENS BK OF AMERICUS Americus 30 16,344 100M-500M
FIRST ST BK OF BLAKELY Blakely 30 14,255 <100M
FIRST COLONY BK Alpharetta 30 25,033 100M-500M
SAVANNAH BK NA Savannah 30 26,007 100M-500M
BANK OF HANCOCK CTY Sparta 30 11,423 <100M
TIPPINS B&TC Claxton 30 9,875 <100M
BANK OF THOMAS CTY Thomasville 30 8,792 <100M
CROSSROADS BK OF GA Perry 30 14,796 <100M
1ST FLOYD BK Rome 30 14,104 <100M
GEORGIA FIRST BK Gainesville 29 26,119 100M-500M
CENTURY B&TC Milledgeville 29 17,526 100M-500M
GEORGIA B&TC OF AUGUSTA Augusta 29 37,027 100M-500M
PLANTERS BK Hawkinsville 29 9,841 <100M
PEOPLES BK FANNIN CTY Blue Ridge 29 21,359 100M-500M
CITIZENS BK WASHINGTON CTY Sandersville 29 16,585 100M-500M
HERITAGE BK Hinesville 29 23,652 100M-500M
FIRST NEWTON BK Covington 29 27,290 100M-500M
FAYETTE CTY BK Peachtree City 29 21,543 100M-500M
MOUNTAIN NB Tucker 29 22,932 100M-500M
CLAXTON BK Claxton 29 13,183 <100M
BANK OF GRAY Gray 29 17,689 100M-500M
BANK OF LUMBER CITY Lumber City 29 3,077 <100M
CAPITOL CITY B&TC Atlanta 29 10,128 <100M
PEOPLES BK Blackshear 29 17,542 <100M
PEOPLES CMNTY BK Colquitt 29 10,983 <100M
CITIZENS BK OF SWAINSBORO Swainsboro 29 11,477 <100M
FIRST ST B&TC VALDOSTA Valdosta 28 27,268 100M-500M
SUNMARK CMNTY BK Hawkinsville 28 9,650 <100M
FIRST NB OF GRIFFIN Griffin 28 30,205 100M-500M
CITIZENS & MRCH ST BK Douglasville 28 15,184 <100M
METTER BKG CO Metter 28 15,696 <100M
WEST GA NB OF CARROLLTON Carrollton 28 28,447 100M-500M
FARMERS & MRCH BK Dublin 28 35,216 100M-500M
WAYNE NB Jesup 28 8,216 <100M
CHARTER B&TC Marietta 28 21,871 100M-500M
FARMERS & MRCH BK Eatonton 28 13,940 <100M
COMMERCIAL B&TC TROUP CTY La Grange 28 26,028 100M-500M
SPIVEY ST BK Swainsboro 28 15,835 <100M
FIRST MRCH BK Thomasville 28 7,006 <100M
BANK OF WORTH Sylvester 28 9,676 <100M
BANK OF MILAN Milan 28 8,161 <100M
BANK OF HAZLEHURST Hazlehurst 27 10,857 <100M
SUMTER B&TC Americus 27 24,595 100M-500M
PEOPLES ST B&TC Baxley 27 9,454 <100M
GEORGIA ST BK Mableton 27 16,330 <100M
MAIN STREET BK Covington 27 47,034 100M-500M
SUMMIT NB Atlanta 27 25,887 100M-500M
COMMUNITY BK OF GA Tucker 27 13,943 <100M
PEOPLES B&TC Buford 27 19,377 100M-500M
SOUTH GA BKG CO Tifton 27 14,648 100M-500M
BANK OF MORGAN CTY Madison 27 9,791 <100M
BANK OF ELLAVILLE Ellaville 27 10,278 <100M
FARMERS & MRCH BK Adel 27 12,670 <100M
BANK OF DOOLY Vienna 27 8,319 <100M
MONTGOMERY CTY BK Ailey 27 13,360 <100M
FIRST CMNTY BK OF VIDALIA Vidalia 27 10,646 <100M
THOMASVILLE NB Thomasville 27 12,812 <100M
GREATER ROME BK Rome 27 10,081 <100M
SEA ISLAND BK Statesboro 26 23,120 100M-500M
INDEPENDENT B&TC Powder Springs 26 18,407 <100M
PINNACLE BK NA Elberton 26 18,476 100M-500M
LUMPKIN CTY BK Dahlonega 26 10,833 <100M
CITIZENS BK OF COCHRAN Cochran 26 8,996 <100M
FIRST ST BK OF OCILLA Ocilla 26 7,344 <100M
BANK OF SPALDING CTY Griffin 26 14,145 <100M
SMYRNA B&TC Smyrna 26 21,074 100M-500M
FIRST BULLOCH B&TC Statesboro 26 24,637 100M-500M
UNITED BKG CO Nashville 26 8,441 <100M
BANK OF GA Watkinsville 26 10,003 <100M
FARMERS ST BK Lumpkin 26 6,799 <100M
COMMERCIAL BK Thomasville 26 29,959 100M-500M
CAIRO BKG CO Cairo 26 11,252 <100M
COMMUNITY BK OF WILCOX Pitts 26 7,907 <100M
FARMERS ST BK Lincolnton 26 9,521 <100M
JASPER BKG CO Jasper 26 18,673 100M-500M
BANK OF BURKE CTY Sardis 26 6,464 <100M
COMMERCIAL ST BK Donalsonville 26 9,564 <100M
TARA ST BK Riverdale 26 10,794 <100M
NATIONAL BK OF WALTON CTY Monroe 25 19,526 100M-500M
FIRST ST B&TC Albany 25 40,164 100M-500M
TATTNALL BK Reidsville 25 7,828 <100M
FIRST NB Saint Marys 25 9,423 <100M
GEORGIA B&TC Calhoun 25 19,337 100M-500M
SUNTRUST BK SOUTHEAST GA NA Brunswick 25 50,471 100M-500M
SECURITY NB Macon 25 21,244 100M-500M
FIRST SOUTH BK NA Macon 25 23,971 100M-500M
SUNTRUST BK SOUTH GA NA Albany 25 58,660 500M-1B Y
FARMERS & MRCH CMNTY BK Senoia 25 7,135 <100M
BRAND BKG CO Lawrenceville 25 23,255 100M-500M
BANK OF NEWINGTON Newington 25 5,565 <100M
PLANTERS & CITIZENS BK Camilla 25 8,769 <100M
BANK OF QUITMAN Quitman 25 8,098 <100M
MOUNT VERNON BK Mount Vernon 25 5,353 <100M
NORTHWEST GA BK Ringgold 24 25,768 100M-500M
CITIZENS B&TC OF WEST GA Carrollton 24 26,605 100M-500M
FIRST NB OF COFFEE CTY Douglas 24 6,862 <100M
BANK OF UPSON Thomaston 24 12,916 100M-500M
PEACHTREE NB Peachtree City 24 19,872 100M-500M
SUNTRUST BK SAVANNAH NA Savannah 24 55,747 500M-1B
BRYAN B&TC Richmond Hill 24 10,971 <100M
REGIONS BK Gainesville 24 255,576 1B-10B Y
PINNACLE BK Royston 24 11,250 <100M
RIVERSIDE BK Marietta 24 16,888 100M-500M
ETOWAH BK Canton 24 38,515 100M-500M
SUNTRUST BK NORTHEAST GA N Athens 24 52,682 500M-1B
SUNTRUST BK AUGUSTA NA Evans 24 40,838 500M-1B
FIRST PEOPLES BK Pine Mountain 24 9,367 <100M
COMMUNITY B&TC JACKSON Commerce 24 11,855 <100M
BROXTON ST BK Broxton 24 5,531 <100M
SECURITY ST BK Canton 24 11,000 <100M
CITIZENS BK Nashville 24 11,467 <100M
FIRST BK OF DALTON Dalton 24 10,209 <100M
FIRST NB Folkston 24 3,940 <100M
COMMUNITY BKG CO Fitzgerald 24 9,156 <100M
BANK OF COWETA Newnan 23 20,432 100M-500M
SUNTRUST BK NA Macon 23 39,306 500M-1B
SOUTHEASTERN BK Darien 23 24,473 100M-500M
CB&T BK OF MIDDLE GA Warner Robins 23 20,596 100M-500M
FIRST CITIZENS BK OF FAYETTE Fayetteville 23 12,819 <100M
PEOPLES BK Lithonia 23 8,808 <100M
VALDOSTA B&TC Valdosta 23 10,276 <100M
FIRST NB OF GRADY CTY Cairo 23 14,589 100M-500M
MERCHANTS & FARMERS BK Donalsonville 23 6,938 <100M
BANK OF EDISON Edison 23 5,375 <100M
OGEECHEE VALLEY BK Millen 23 5,483 <100M
KNIGHT ST BK Dexter 23 5,387 <100M
BANK OF TERRELL Dawson 23 10,470 <100M
COLUMBUS B&TC Columbus 22 91,517 1B-10B
COASTAL BK OF GA Brunswick 22 19,400 100M-500M
CITIZENS BK Fort Valley 22 8,953 <100M
FIRST CMNTY BK OF TIFTON Tifton 22 15,188 100M-500M
FIRST NB OF BALDWIN CTY Milledgeville 22 9,878 <100M
DARBY B&TC Vidalia 22 13,481 <100M
CITIZENS BK OF GWINNETT Duluth 22 18,205 100M-500M
BANK OF WRIGHTSVILLE Wrightsville 22 6,613 <100M
SUNTRUST BK WEST GA NA Columbus 22 34,355 500M-1B
BARTOW CTY BK Cartersville 22 16,058 100M-500M
CITIZENS B&TC Eastman 22 9,432 <100M
SUNTRUST BK Atlanta 22 238,159 >10B Y
FIRST ST BK Wrens 22 8,773 <100M
GEORGIA NB Athens 22 13,044 <100M
BANK ATLANTA Decatur 22 12,378 <100M
BANK OF MILLEN Millen 22 6,130 <100M
SECURITY ST BK Mcrae 22 4,910 <100M
FIRST ST B&TC IN CORDELE Cordele 22 13,659 100M-500M
AMERICAN BKG CO Moultrie 22 14,457 100M-500M
FIRST NB OF HARALSON CTY Buchanan 22 12,043 100M-500M
BANK OF CANTON Canton 22 21,678 100M-500M
BANK OF MADISON Madison 22 9,252 <100M
FOUR CTY BK Allentown 22 5,475 <100M
PEOPLES ST BK Jeffersonville 22 3,249 <100M
FIRST NB OF CHEROKEE Woodstock 22 14,661 <100M
PRUDENTIAL B&TC Atlanta 21 25,720 1B-10B
ATHENS FIRST B&TC Athens 21 32,048 500M-1B
FARMERS BK Union Point 21 8,024 <100M
SUNTRUST BK NORTHWEST GA NA Rome 21 26,121 100M-500M
MORRIS ST BK Dublin 21 12,443 <100M
BANK OF CAMILLA Camilla 21 5,301 <100M
AMERIBANK NA Savannah 21 16,025 100M-500M
CITIZENS BK OF TIFTON Tifton 21 9,631 <100M
GWINNETT NB Duluth 21 8,141 <100M
BANK OF DODGE CTY Eastman 21 7,105 <100M
NORTHEAST GA BK Lavonia 21 10,261 <100M
PINELAND ST BK Metter 21 6,342 <100M
FIDELITY NB Norcross 20 19,133 500M-1B
HARDWICK B&TC Dalton 20 22,184 100M-500M
FIRST NB OF COMMERCE Commerce 20 12,417 100M-500M
COMMUNITY B&T-TROUP La Grange 20 6,513 <100M
BANK OF LAFAYETTE GA Lafayette 20 9,716 100M-500M
LIBERTY B&TC Toccoa 20 4,370 <100M
FIRST BK OF COASTAL GA Pembroke 20 8,908 <100M
BANK OF PERRY Perry 20 7,890 <100M
MONROE CTY BK Forsyth 20 6,120 <100M
FIRST BK GA East Point 20 14,775 100M-500M
PEOPLES BK Willacoochee 20 4,174 <100M
CAPITAL BK Fort Oglethorpe 20 8,838 <100M
SYLVESTER BKG CO Sylvester 20 5,526 <100M
BANK OF WADLEY Wadley 20 4,388 <100M
FARMERS & MRCH BK Sylvania 20 7,046 <100M
ROSSVILLE BK Rossville 19 10,334 <100M
ALMA EXCH B&TC Alma 19 8,076 <100M
FIRST NB OF POLK CTY Cedartown 19 9,140 100M-500M
BAINBRIDGE NB Bainbridge 19 9,435 <100M
FIRST NB OF WAYNESBORO Waynesboro 19 6,534 <100M
CITIZENS NB OF QUITMAN Quitman 19 4,604 <100M
BARWICK BKG CO Barwick 19 1,239 <100M
F&M B&TC Manchester 19 5,058 <100M
CITIZENS ST BK Reynolds 19 3,641 <100M
SOUTHWEST GA BK Moultrie 18 13,639 100M-500M
MCDUFFIE B&TC Thomson 18 5,690 <100M
UNITED B&TC Rockmart 18 5,133 <100M
BANK OF DAHLONEGA Dahlonega 18 12,174 100M-500M
FIRST ST BK OF RANDOLPH CTY Cuthbert 18 4,345 <100M
FARMERS BK Forsyth 18 6,000 <100M
MERCHANTS & CITIZENS BK Mcrae 18 6,317 <100M
CRESCENT B&TC Jasper 17 7,515 <100M
FIRST SECURITY NB Norcross 17 6,913 <100M
PREMIER NB Dalton 17 3,924 <100M
EAGLE B&TC Statesboro 17 8,898 <100M
BANK OF LOGANVILLE Loganville 17 5,910 <100M
PINEVIEW ST BK Pineview 17 2,023 <100M
FIRST CMNTY B&TC Cartersville 17 9,220 <100M
CITIZENS BK OF FORSYTH CTY Cumming 17 4,624 <100M
WAYCROSS B&TC Waycross 16 8,272 <100M
CENTRAL & SOUTHERN BK OF GA Milledgeville 16 14,662 100M-500M
GEORGIA CENTRAL BK Social Circle 16 5,813 <100M
PEOPLES BK Lyons 16 5,818 <100M
PREMIER BK Marietta 16 15,101 100M-500M
WESTSIDE B&TC Kennesaw 16 9,296 <100M
WALTON B&TC Monroe 16 4,958 <100M
EXCHANGE BK Milledgeville 16 10,627 100M-500M
CITIZENS ST BK Kingsland 16 2,876 <100M
CITIZENS BK Cairo 16 3,012 <100M
WHEELER CTY ST BK Alamo 16 2,610 <100M
BANK OF SOPERTON Soperton 16 3,949 <100M
DOUGLAS CTY BK Douglasville 16 8,752 <100M
BANK OF DADE Trenton 16 5,669 <100M
FIRST NB&TC Tennille 16 10,445 100M-500M
CITIZENS BK Warrenton 16 3,594 <100M
BANK OF EARLY Blakely 16 4,825 <100M
COHUTTA BKG CO Chatsworth 15 10,776 100M-500M
GAINESVILLE B&TC Gainesville 15 11,640 100M-500M
FIRST NB OF UNION CTY Blairsville 15 6,513 <100M
GREENVILLE BKG CO Greenville 15 2,794 <100M
JONES CTY BK Haddock 15 577 <100M
FIRST CMNTY BK OF SOUTHWEST Bainbridge 15 8,966 <100M
EMBRY NB Lawrenceville 15 8,913 <100M
BARNETT BK OF SOUTHEAST GA N Brunswick 14 8,898 100M-500M
CITIZENS BK Vienna 14 9,321 100M-500M
CITIZENS FIRST BK Rome 14 10,213 100M-500M
FIRST SOUTHERN BK Lithonia 14 8,351 <100M
BANK OF ADAIRSVILLE Adairsville 14 3,948 <100M
CITIZENS EXCH BK Pearson 14 2,324 <100M
BANK OF DANIELSVILLE Danielsville 14 4,565 <100M
BANK OF OCILLA Ocilla 14 2,516 <100M
BLACKSHEAR BK Blackshear 14 4,765 <100M
BANK OF MONTICELLO Monticello 14 4,057 <100M
DAWSON CTY BK Dawsonville 13 6,631 <100M
FANNIN CTY BK NA Blue Ridge 13 6,143 <100M
FIRST NB OF CHATTOOGA CTY Summerville 13 3,396 <100M
CARVER ST BK Savannah 13 2,293 <100M
DORSEY ST BK Abbeville 13 758 <100M
JORDAN BKG CO Leary 13 517 <100M
PEOPLES BK Lavonia 13 4,400 <100M
BANK OF DAWSON Dawson 13 2,559 <100M
DURDEN BKG CO Twin City 13 3,582 <100M
WEST CENTRAL GA BK Thomaston 12 4,604 <100M
REGIONS BK OF GA Columbus 12 7,880 100M-500M
PEOPLES BK OF TALBOTTON Talbotton 12 1,480 <100M
COMMERCIAL BK Crawford 12 3,207 <100M
BANKERS BK Atlanta 11 7,556 100M-500M
GEORGE D WARTHEN BK Sandersville 11 5,603 <100M
EASTSIDE B&TC Snellville 11 5,837 <100M
MILTON NB Roswell 11 8,766 100M-500M
FIRST CMNTY BK OF DAWSONVILL Dawsonville 11 6,086 <100M
TALBOT ST BK Woodland 11 1,669 <100M
RABUN CTY BK Clayton 11 5,893 <100M
WOODBURY BKG CO Woodbury 11 1,752 <100M
PELHAM BKG CO Pelham 11 2,957 <100M
GATEWAY B&TC Ringgold 11 1,381 <100M
BANK OF NEWNAN Newnan 10 7,285 <100M
FIRST AMER B&TC Athens 10 6,470 100M-500M
FIRST NB OF NORTHWEST GA Calhoun 10 6,987 100M-500M
ASHBURN BK Ashburn 10 6,522 <100M
LANIER B&TC Cumming 10 4,569 <100M
MERCHANTS & FARMERS BK Comer 10 1,656 <100M
WILCOX CTY ST BK Rochelle 10 1,172 <100M
BANK OF GIBSON Gibson 10 445 <100M
ROCHELLE ST BK Rochelle 10 31 <100M
BANK OF ALAPAHA Alapaha 10 3,193 <100M
CITIZENS TR BK Atlanta 10 8,090 100M-500M
FIRST PORT CITY BK Bainbridge 10 5,233 <100M
FIRST CLAYTON B&TC Clayton 10 3,162 <100M
UNITED SECURITY BK Sparta 10 924 <100M
CITIZENS BK Hogansville 9 2,898 <100M
GLOBAL CMRC BK Doraville 9 3,335 <100M
WILKINSON CTY BK Irwinton 9 443 <100M
BANK OF CHICKAMAUGA Chickamauga 9 520 <100M
FIRST BK OF PIKE Molena 9 473 <100M
BANK OF LENOX Lenox 9 346 <100M
BANK OF HARTWELL Hartwell 9 5,445 <100M
ADEL BKG CO Adel 9 5,436 <100M
QUANTUM NB Suwanee 9 3,778 <100M
BARNETT BK SOUTHWEST GA Columbus 8 4,298 100M-500M
FIRST NB OF WEST POINT West Point 8 5,909 100M-500M
FREDERICA B&TC Saint Simons Island 8 3,993 <100M
SAPELO NB Darien 8 472 <100M
FIRST CMNTY BK OF HENRY CTY Mcdonough 8 4,802 <100M
FARMERS & MRCH BK Summerville 7 1,600 100M-500M
PEOPLES BK Eatonton 7 2,496 <100M
FIRST CAPITAL BK Norcross 7 5,424 100M-500M
PEOPLES BK OF WEST GA Carrollton 5 898 <100M
RIVOLI B&TC Macon 4 0 <100M
AMTRADE INTL BK OF GA Atlanta 4 1,830 <100M
FIRST UNION DIRECT BK NA Augusta 3 0 1B-10B
MONOGRAM CREDIT CARD BK Atlanta 3 0 1B-10B
CENTRAL CAROLINA BK GEORGIA Columbus 3 0 <100M
UNIVERSAL BK NA Columbus 3 0 <100M
FIRST NORTH AMER NB Marietta 3 0 100M-500M
FIRST FNCL BK Atlanta 3 0 500M-1B

*Last Update: 3/30/98

Name: BPH