Check Cashing - Chapter 480F, Hawaii Revised Statutes, is Hawaii's law on the business of check cashing. The DFI does not administer or interpret this law. Consumer complaints regarding check cashers should be directed to the Consumer Resource Center (CRC) of the Department of Commerce and Consumer Affairs by calling (808) 587-3222 and selecting menu option #3. To call toll-free from the neighbor islands: From Kauai dial 274-3141, from Maui dial 984-2400, from the Big Island dial 974-4000, and from Molokai or Lanai dial 1-800-468-4644; and when prompted, enter the extension number of the CRC which is 73222.

Credit Sales - See, Chapter 476, Hawaii Revised Statutes, " Credit Sales". The DFI does not administer or interpret Chapter 476. Inquiries regarding this Chapter should be directed to the Office of Consumer Protection (OCP), which is a division of the State's Department of Commerce and Consumer Affairs.

Debt Adjusting - See, Chapter 446, Hawaii Revised Statutes, "Debt Adjusting". The DFI does not administer or interpret Chapter 446. Inquiries regarding this Chapter should be directed to the Office of Consumer Protection (OCP), which is a division of the State's Department of Commerce and Consumer Affairs.

Foreign Corporations - See, "Inquiries Regarding Foreign Corporation Admission To Transact Business, Section 414-431, HRS"

Foreign Lenders - See, "Inquiries Regarding Mortgage Loans Statute - Foreign Lender Exemptions and Immunities, Part II of Chapter 207, HRS" and "Foreign Lenders Should Not Register With DFI"

Insurance Premium Finance Companies - The State of Hawaii currently does not specifically license insurance premium finance companies, but depending upon the manner in which the business is conducted, a company may need to be licensed as a nondepository financial services loan company under Article 9 of Chapter 412, Hawaii Revised Statutes. For more details or guidance on Article 9 licensing, go to the DFI's Fact Sheet, "Understanding Certain Licensing Requirements of the DFI".

Mortgage Brokers and Solicitors - See, "Inquiries Regarding Mortgage Brokers and Solicitors Licensing, Chapter 454, HRS"

Mortgage Broker Task Force - The Mortgage Broker Task Force is currently inactive.  For more information about the task force, go to the following link: http://hawaii.gov/dcca/areas/dfi/mb_task_force/

Mortgage Loans - See, "Inquiries Regarding Mortgage Loans Statute - Foreign Lender Exemptions and Immunities, Part II of Chapter 207, HRS", "Foreign Lenders Should Not Register With DFI"; and "Usury Laws, Chapter 478, HRS". See also, "Inquiries Regarding Mortgage Brokers and Solicitors Licensing, Chapter 454, HRS".

Premium Finance Companies - See, Insurance Premium Finance Companies.

Records/ Record-keeping - See, "Policy for Maintenance of Records By Financial Services Loan Companies", which provides guidance for financial institutions in complying with Section 412:3-111, Hawaii Revised Statutes ("Maintenance of Books and Records").

Retail Installment Sales - See, Credit Sales.

Unclaimed, Dormant or Abandoned Accounts - See, "FAQ Regarding Unclaimed, Dormant, Inactive, Old or Abandoned Accounts"

Uniform Commercial Code - The DFI does not administer or interpret any provisions of the Uniform Commercial Code which is codified in Chapter 490, Hawaii Revised Statutes. Anyone needing assistance in understanding Chapter 490 should consult an attorney with an expertise in this area of Hawaii law.

Usury Laws - See, "Usury Laws, Chapter 478, HRS"

Wire transmitters - See, Money Transmitters.