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An analysis of lump-sum pension distribution recipients
James H. Moore, Jr.Leslie A. Muller
Economist, Office of Policy, Division of Policy
Evaluation at the Social Security Administration.
Email: Leslie.muller@ssa.gov
According to data from the Survey of Income and Program Participation (SIPP), most recipients of lump-sum pension distributions “roll over” at least part of their lump sums; those who spend theirs typically do so to pay off debts, purchase other items, and cover everyday expenses
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