Table 3 Regression Models by Metropolitan Areas: 1984,,,,,,,,,, ,Haifa,,,Tel Aviv,,,,,, Variable,Coefficient,t statistics,Standard error,Coefficient,t statistics,Standard error,,,, Regression intercept,4.10,30.26,0.13,3.51,32.47,0.11,,,, Age,,,,,,,,,, 8–13,0.60,4.32,0.14,0.35,3.22,0.11,,,, 14–17,0.72,4.98,0.14,0.80,6.75,0.12,,,, 18–29,0.39,3.19,0.12,0.53,5.33,0.09,,,, 30–64,0.24,2.33,0.10,0.42,4.89,0.08,,,, 65+,0.00,—,—,0.00,—,—,,,, Number of cars per household,,,,,,,,,, 0,–0.83,–7.74,0.11,–0.80,–10.25,0.08,,,, 1,–0.39,–4.22,0.09,–0.46,–6.71,0.07,,,, 2+,0.00,—,—,0.00,—,—,,,, Drivers's license,,,,,,,,,, No license,–0.99,–11.23,0.09,–0.67,–9.80,0.07,,,, License,0.00,—,—,0,—,—, Employed,,,,,,, Not employed,–1.06,–13.17,0.08,–1.00,–15.58,0.06, Employed,0.00,—,—,0.00,—,—, Household status,,,,,,, Head (0 = no),–0.24,–3.13,0.07,–0.24,–3.82,0.06, Head (1 = yes),0.00,—,—,0.00,—,—, Education,,,,,,, 0 years,–0.77,–3.98,0.19,–0.87,–6.50,0.13, 1–8 years,–0.69,–6.80,0.10,–0.68,–8.57,0.08, 9–12 years,–0.24,–2.95,0.08,–0.36,–5.50,0.07, 13+ years,0.00,—,—,0.00,—,—, Overall R2,,0.34,,,0.32,, Number of observations used,,"3,243",,,"4,356",, Notes: Chow test for 1984 model transferability:,,,,,,, Ess1 = error sum of squares of Haifa set,,,,,,, Ess2 = error sum of squares of Tel Aviv set,,,,,, Ess3 = error sum of squares of combined set,,,,,, K = number of parameters in the model including the constant,,,,,, Ni = number of observations in model i,,,,,, "H0: ?1i = ?2i ""i ",,,,,, H1 = else ? = 0.05 ,,,,,, ,,,,,, ,,,,,, ,,,,,, "F(k, N1 + N2 - 2 ?K) = F(13,?) = 1.72 Þ H1",,,,,, ,,,,,, ,,,,,, ,,,,,, ,,,,,, ,,,,,,