From: Mary Giovannini [maryg@truman.edu]
Sent: Monday, October 28, 2002 10:21 AM
To: rule-comments@sec.gov
Subject: Full Disclosure

Full disclosure is all that is acceptable today.  Ethics have been thrown 
out the window.  That means that the mutual fund companies have taken 
advantage of the situation so now government must step in through 
regulations or legislation.

Thanks!

Mary Giovannini