Sent: Monday, November 04, 2002 8:07 AM
Subject: File No. S7-36-02

Dear SEC:

I am a small investor who strongly supports the
establishment of an SEC pilot program in which investors
like me could readily ascertain electronically how the 100
largest mutual funds are voting on particular proxy issues.
If there is not transparency for a sector of the economy
that controls such a large percentage of equities in our
economy, there is not another feasible way for me to
evaluate whether managers of my funds are acting in my best
interest.

At a time when the amount of fraud, duplicity, conflicts of
interest, theft of corporate funds, and fleecing of the
individual investor is rampant and out of control, the
investing public needs more openness and accountability to
reestablish a balance in the financial markets. At the
present time our financial markets look no better than those
of some third world economy.  Strengthening governance and
accountability of both corporations and mutual funds are
steps in the right direction.

Sincerely,

Henry J. Gwiazda, Ph.D.