From: John Cochran [johnh@cochranlaw.com]
Sent: Thursday, December 12, 2002 8:35 AM
To: rule-comments@sec.gov
Subject: Changes in mutual fund reporting (S7-51-02)

After reading the article in today's WSJ, part of which dealt with the expense of 
quarterly disclosure, I would add a provision that would allow companies to post 
their disclosure on website or transmit the disclosure via email.  I would also 
allow fund holders to waive receipt of the paper disclosure by agreeing to receive 
the disclosure electronically.
 
John H. Cochran
2700 Lighthouse Point No. 624
Baltimore, MD 21224
410-276-6617