[Code of Federal Regulations]
[Title 5, Volume 2]
[Revised as of January 1, 2005]
From the U.S. Government Printing Office via GPO Access
[CITE: 5CFR890.807]

[Page 479-481]
 
                    TITLE 5--ADMINISTRATIVE PERSONNEL
 
          CHAPTER I--OFFICE OF PERSONNEL MANAGEMENT (CONTINUED)
 
PART 890_FEDERAL EMPLOYEES HEALTH BENEFITS PROGRAM--Table of Contents
 
                  Subpart H_Benefits for Former Spouses
 
Sec. 890.807  When do enrollments terminate, cancel or suspend?

    (a)(1) Except for former spouses meeting the requirements in Sec. 
890.803(a)(3) (iv) and (v) of this part, a former spouse's enrollment 
terminates, subject to the temporary extension of coverage for 
conversion, at midnight of the last day of the pay period in which the 
earliest of the following events occurs:
    (i) Court order ceases to provide entitlement to survivor annuity or 
portion of retirement annuity under a retirement system for Government 
employees.
    (ii) Former spouse remarries before age 55.
    (iii) Former spouse dies.
    (iv) Employee or annuitant on whose service the benefits are based 
dies and no survivor annuity is payable.
    (v) Separated employee on whose service the benefits are based dies 
before the requirements for deferred annuity have been met.
    (vi) Employee on whose service benefits are based leaves Federal 
service before establishing title to an immediate annuity or a deferred 
annuity.
    (vii) Refund of retirement money is paid to the separated employee 
on whose service the health benefits are based.
    (2) OPM may authorize a longer time frame for the temporary 
extension of coverage for conversion than the 31 days provided in Sec. 
890.401(a) if in OPM's judgment the former spouse could not have known 
that (1) the employee on whose service benefits are based left Federal 
service before establishing title to an immediate or deferred annuity; 
or (2) the separated employee on whose service the benefits are based

[[Page 480]]

died before the requirements for deferred annuity had been met. In such 
cases, the right of conversion may be exercised up to 31 days after the 
employing office's notice of termination. The former spouse must pay the 
full premium (employee's and Government's share) during the extended 
period, exclusive of the 31-day period following the notice.
    (3) Termination of enrollment for failure to pay premiums within the 
time frame established in accordance with Sec. 890.808(d)(1) is 
retroactive to the end of the last pay period for which payment has been 
timely received.
    (4) A former spouse whose enrollment is terminated under this 
paragraph may not reenroll.
    (b) The enrollment of a former spouse who meets the requirements in 
Sec. 890.803(a)(3) (iv) or (v) of this part terminates, subject to the 
temporary extension of coverage for conversion, at midnight of the last 
day of the pay period in which the earliest of the following events 
occurs:
    (1) Former spouse remarries before age 55.
    (2) Former spouse dies.
    (c) Failure to make an election under Sec. 890.806(m). (1) If the 
annuity is insufficient to pay the full subscription charge due for the 
plan in which the former spouse is enrolled, the former spouse may elect 
one of the two opportunities offered under Sec. 890.806(m) (electing a 
plan with a full subscription charge that is less than the annuity; or 
paying premiums directly to the retirement system in accordance with 
Sec. 890.808(d)). Except as provided in paragraph (c)(3) of this 
section the enrollment of a former spouse who fails to make an election 
within the specified time frame will be terminated.
    (2) If the individual was prevented by circumstances beyond his or 
her control from making an election within the time limit after receipt 
of the final notice, he or she may request reinstatement of coverage by 
writing to the retirement system. The retirement system will determine 
if the individual is eligible for reinstatement of coverage; and, when 
the determination is affirmative, the individual's coverage may be 
reinstated retroactively to the date of termination or prospectively. If 
the determination is negative, the individual may request 
reconsideration of the decision from OPM.
    (3) If the former spouse does not make an election under paragraph 
(c)(1) of this section and is enrolled in the high option of a plan that 
has two options, the former spouse is deemed to have elected enrollment 
in the standard option of the same plan unless the annuity is 
insufficent to pay the full withholdings for the standard option.
    (d) Coverage of members of the family. The coverage of a member of 
the family of a former spouse terminates, subject to the temporary 
extension of coverage for conversion, at midnight of the earlier of the 
following dates:
    (1) The day on which the individual ceases to be an eligible family 
member.
    (2) The day the former spouse ceases to be enrolled, unless the 
family member is entitled as a survivor annuitant to contined enrollment 
or is entitled to continued coverage under the enrollment of another.
    (e) Cancellation. (1) A former spouse may cancel his or her 
enrollment at any time by filing an appropriate request with the 
employing office. The cancellation takes effect on the last day of the 
pay period in which the appropriate request cancelling the enrollment is 
received by the employing office.
    (2) A former spouse may suspend enrollment in FEHB for the purpose 
of enrolling in a Medicare sponsored plan under sections 1833, 1876, or 
1851 of the Social Security Act, or to enroll in the Medicaid program or 
a similar State-sponsored program of medical assistance for the needy, 
or to use CHAMPVA or TRICARE (including the Uniformed Services Family 
Health Plan) or TRICARE-for-Life coverage instead of FEHB coverage. To 
suspend FEHB coverage, documentation of eligibility for coverage under 
the non-FEHB Program must be submitted to the employing office or 
retirement system. If the documentation is received within the period 
beginning 31 days before and ending 31 days after the effective date of 
the enrollment in the Medicare sponsored plan, or the Medicaid or 
similar program, or within 31 days before or after the day designated by 
the former spouse as the day he or

[[Page 481]]

she wants to suspend FEHB coverage to use CHAMPVA or TRICARE (including 
the Uniformed Services Family Health Plan) or TRICARE-for-Life coverage 
instead of FEHB coverage, then the suspension will be effective at the 
end of the day before the effective date of the enrollment or the end of 
the day before the day designated. Otherwise, the suspension is 
effective the first day of the first pay period that begins after the 
date the employing office or retirement system receives the 
documentation.
    (3) The former spouse and family members, if any, are not entitled 
to the temporary extension of coverage for conversion or to convert to 
an individual contract for health benefits.
    (4) A former spouse who cancels his or her enrollment for any reason 
may not later reenroll in the FEHB Program.

[51 FR 15748, Apr. 28, 1986, as amended at 52 FR 39497, Oct. 22, 1987, 
and 53 FR 32368, Aug. 25, 1988; 53 FR 45071, Nov. 8, 1988; 56 FR 25997, 
June 6, 1991; 57 FR 48162, Oct. 22, 1992; 62 FR 38441, July 18, 1997; 62 
FR 53223, Oct. 14, 1997; 66 FR 49088, Sept. 26, 2001; 67 FR 41307, June 
18, 2002]