Federal Employee Health Benefit Program

RI 70-8 For Certain Temporary Employees
Those eligible to enroll in the FEHB Program under 5 U.S.C. 8906a

Program Features

• No Waiting Periods. You can use your benefits as soon as your coverage becomes effective. There are no pre-existing condition limitations even if you change plans.

• A Choice of Coverage. Choose between Self Only or Self and Family.

• A Choice of Plans and Options. Select from Fee-for-Service (with the option of a Preferred Provider Organization), Health Maintenance Organization, Point-of-Service plans, Consumer-Driven plans, or High Deductible Health Plans.

• Group Benefits and Premiums. You pay the total cost of your premium.

• First Opportunity to Enroll. After one year of current continuous employment, excluding any break in service of five says or less.

• Salary Deduction. You pay the premium through a payroll deduction.

• Annual Enrollment Opportunity. Each year you can enroll or change your health plan enrollment. This year the Open Season runs from November 14, 2005, through December 12, 2005.

• Continued Group Coverage. Eligibility for you or your family members may continue following your retirement, divorce, death, or changes in employment status. Whether or not you enroll now will not affect any future eligibility in a non-temporary appointment or to continue FEHB during retirement. See your Human Resources office for more information.

• Coverage after FEHB Ends. You or your family members may be eligible for temporary continuation of FEHB coverage or for conversion to non-group (private) coverage when FEHB coverage ends. See your Human Resources office for more information.

• Consumer Protections. Go to www.opm.gov/insure/health/consumers to: see your appeal rights to OPM if you and your plan have a dispute over a claim; read the Patients' Bill of Rights and the FEHB Program and; learn about your privacy protections when it comes to your medical information.

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