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You are here: OPM Home > Insurance > FEHB > Choose a Plan and Enroll > Additional Plan Information > PacifiCare Desert Region Changes

PacifiCare Desert Region Changes for 2004


This is a general description of the plan changes. This page is not an official statement of benefits. For that, go to the Benefits descriptions in the Plan Brochure. Also, we edited and clarified language throughout the brochure; any language change not shown here is a clarification that does not change benefits.

  • If you are enrolled in Code A3, your share of the non-Postal premium will decrease by 1.2% for Self Only coverage or decrease by 25.5% for Self and Family coverage.

  • If you are enrolled in Code K9, your share of the non-Postal premium will increase by 0.5% for Self Only coverage or decrease by 16.1% for Self and Family coverage.

  • Office visit copayments - You now pay a $15 copayment for visits to your primary care physician and a $30 copayment for visits to specialists, including behavioral health specialist.

  • Prescription drugs - You now pay $15 for generic formulary drugs and $35 for brand-name formulary. You pay 2 Copayments for a 90-day supply of prescription drugs through our mail order program.

  • Prescription drugs - You may now purchase non-formulary drugs for a $50 copayment per 30-day supply.

  • Maternity care - You now pay a single $30 copayment for the entire pregnancy.

  • Inpatient hospital - You now pay $200 per day up to a maximum 5 days per admission for inpatient hospital.

  • Lab, X-ray and other diagnostic tests - You now pay a $100 copayment for all specialized scanning exams, such as, MRI, CT Scans, PET Scans and SPECT Scans.

  • Treatment therapy - You now pay a $30 copayment per treatment for chemotherapy and radiation therapy.

  • Skilled nursing facility - You now pay a $100 copayment per day up to 5 days per admission to a skilled nursing facility. All necessary services will be covered up to 100 consecutive days per qualifying condition per calendar year.

  • Outpatient hospital or ambulatory surgical center - You now pay a $100 copayment per outpatient surgery or procedure.

  • Emergency services - You now pay a $45 copayment per visit to an urgent care center.

  • Emergency services - You now pay a $100 copayment per visit to an emergency room. The Plan will no longer waive the copayment if you are admitted to the hospital.

  • Physical, occupational and speech therapies - You now pay a $30 copayment for physical, occupational and speech therapy.

  • Out-of-pocket maximum - Your catastrophic protection out of pocket maximum has increased to $5,000 per person or $15,000 per family enrollment.

  • Chiropractic services - You now pay a $15 copayment for chiropractic services. Your visit limit has been reduced to 20 visits per calendar year.

  • Vision hardware - We now offer a vision hardware benefit when you see a participating provider. After you pay a $25 copayment toward vision hardware, you will receive either a $100 allowance toward frames and lenses every 24 months or an $85 allowance toward contact lenses every 24 months.
 
Page created November 4, 2003