Comptroller of the Currency, Administrator of National Banks Ensuring a Safe and Sound National Banking System for all Americans
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National BankNet


What is BankNet?

Publications:

Commercial Credit Risk Trends by Product Type
(Percent of Banks)
2003 2004 2005 2006 2007
Decreased Risk Increased Risk Decreased Risk Increased Risk Decreased Risk Increased Risk Decreased Risk Increased Risk Decreased Risk Increased Risk
CRE-Commercial Constructions

7

47

7

34

8

27

5
30
2
51
CRE-Residential Constructions

2

32

4

20

7

28

2
45
4
69
CRE-Other

5

47

12

22

11

24

11
34
1
39
Hedge Fund (Direct Exposure)

N/A

N/A

N/A

N/A

N/A

N/A

N/A
N/A
0
17
Hedge Fund (Current Credit Exposure)

N/A

N/A

N/A

N/A

N/A

N/A

N/A
N/A
14
14

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The Office of the Comptroller of the Currency was created by Congress to charter national banks, to oversee a nationwide system of banking institutions, and to assure that national banks are safe and sound, competitive and profitable, and capable of serving in the best possible manner the banking needs of their customers.

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