Comptroller of the Currency, Administrator of National Banks Ensuring a Safe and Sound National Banking System for all Americans
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Publications:
2007 Survey of Credit Underwriting Practices
October 2007




Bar Chart: Commercial Credit Underwriting Trend




Bar Chart: Commercial Underwriting Trends By Product Type




Bar Chart: Commercial Underwriting Trends By Product Type




Bar Chart: Reasons for Changing Commercial Underwriting Standards




Bar Chart: Methods Used to Change Commercial Underwriting Standards




Bar Chart: Commercial Credit Risk Trends




Bar Chart: Current Credit Risk Change By Product Type




Bar Chart: Current Credit Risk Change By Product Type




Bar Chart: Retail Credit Underwriting Trend




Bar Chart: Retail Underwriting Trends By Product Type




Bar Chart: Reasons for Changing Retail Underwriting Standards




Bar Chart: Methods Used to Change Retail Underwriting Standards




Bar Chart: Retail Credit Risk Trends




Bar Chart: Retail Credit Risk Trends Current Credit Risk Change By Product Type



Part I — Overall Results

Part III — Tables

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The Office of the Comptroller of the Currency was created by Congress to charter national banks, to oversee a nationwide system of banking institutions, and to assure that national banks are safe and sound, competitive and profitable, and capable of serving in the best possible manner the banking needs of their customers.

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