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Medicare Coverage If You're Disabled

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We automatically enroll you in Medicare after you get disability benefits for two years. Medicare has two parts -- hospital insurance and medical insurance.

  • Hospital insurance helps pay for inpatient hospital bills and some follow-up care. The taxes you paid while you were working financed this coverage, so it is free.

  • Medical insurance helps pay doctors' bills, outpatient hospital care and other medical services. You will need to pay a monthly premium for this coverage if you want it.

Most people have both parts of Medicare. If you have questions about this coverage, you can contact Medicare toll-free at 1-800-MEDICARE (1-800-633-4227) to speak to a Medicare Customer Service Representative. TTY users should call 1-877-486-2048.

If you will have trouble paying the Medicare Part B premiums there is help for low-income Medicare beneficiaries.

Everyone with Medicare also has access to prescription drug coverage. For more information, we recommend that you read Medicare's Prescription Drug Coverage page.

People with limited income and resources may qualify for help with prescription drug plan costs.

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Last reviewed or modified Tuesday Jul 22, 2008
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