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Insurance Services Programs

Federal Employee Health Benefit Program


Federal Employees Dental and Vision Insurance Program (FEDVIP)

Nationwide Dental Plans Open to All

Plan Name

Telephone & Website

You Pay:

Calendar Year Maximum

Class A

Class B

Class C

Class D

Deductible

Aetna

800-537-9384

0%

40%

60%

70%

$0

$1,500 lifetime max per person (orthodontic services only)

www.aetnafeds.com

$1,500 lifetime max per person (orthodontic services only)

GEHA Standard

877-434-2336

0%

45%

65%

70%

$0

GEHA High

www.gehadental.com

0%

20%

50%

70%

$1,500 lifetime max per person (orthodontic services only)

MetLife Standard

888-865-6854
www.federaldental.metlife.com

0%

45%

65%

50%

$0

$1,200 standard option annual non-orthodontic maximum per person

MetLife High

0%

30%

50%

50%

$3,000 high option non-orthodontic maximum per person
$1,500 lifetime maximum per person for orthodontics

United Concordia

877-394-8224
www.uccifedvip.com

0%

20%

50%

50%

$75 self/$150 self & family/
self plus one
Class B and Class C

$1,200 per year per person
$1,500 lifetime maximum per person (orthodontic services only)

Regional Dental Plans Only Open to Persons Living in Specific Geographic Areas

Plan Name

Telephone & Website

You Pay:

Calendar Year Maximum

Class A

Class B

Class C

Class D

Deductible

CompBenefits
(Open to residents of the
Southeastern, Midwestern,
and Mid-Atlantic states

877-692-2468
www.fed.dentaladvantage.compbenefits.com

0%

40%

54%

70%

$0

No maximum
Unlimited lifetime orthodontic coverage

GHI
(Open to NY and Northern NJ
residents and parts of CT and PA)

212-501-4444
www.ghi.com

0%

0%

0%

0%

$50 self/$150 self & family/
self plus one
Class B and Class C

$1,250 per year per person
$2,000 lifetime max per person
(orthodontic services only)
Note: GHI has a 12-month waiting
period for orthodontia services

Triple S
(Open to Puerto Rico
residents)

787-774-6060
787-749-4777
800-981-3241
TTY 787-774-6060
www.ssspr.com

0%

30%

60%/30%

50%

$0

No maximum
$1,500 lifetime max per person
(orthodontic services only)

National Dental Rates

Please note that the rating areas for each Carrier are not the same for all plans. Please see the specific plan brochure or call the plans customer service number to determine your specific region and premium.

Plan Name

Option

Rating Region

Biweekly Premium

Monthly Premium

Self Only

Self plus One

Self & Family

Self Only

Self plus One

Self & Family

Aetna PPO

High (In and Out-of- Network benefits)

1

$12.15

$24.31

$36.46

$26.33

$52.67

$79.00

2

$13.36

$26.72

$40.09

$28.95

$57.89

$86.86

3

$14.20

$28.42

$42.62

$30.77

$61.58

$92.34

4

$15.66

$31.31

$46.98

$33.93

$67.84

$101.79

5

$16.99

$33.97

$50.96

$36.81

$73.60

$110.41

GEHA PPO

Standard (Out-of-Network benefits vary)

1

$9.36

$18.73

$28.09

$20.28

$40.58

$60.86

2

$10.26

$20.51

$30.77

$22.23

$44.44

$66.67

3

$11.61

$23.21

$34.82

$25.16

$50.29

$75.44

4

$12.51

$25.02

$37.53

$27.11

$54.21

$81.32

5

$13.86

$27.72

$41.58

$30.03

$60.06

$90.09

GEHA PPO

High (In and Out-of- Network benefits)

1

$12.74

$25.49

$38.23

$27.60

$55.23

$82.83

2

$13.98

$27.96

$41.94

$30.29

$60.58

$90.87

3

$15.83

$31.66

$47.48

$34.30

$68.60

$102.87

4

$17.07

$34.13

$51.20

$36.99

$73.95

$110.93

5

$18.92

$37.85

$56.77

$40.99

$82.01

$123.00

MetLife PPO

Standard (Out-of-Network benefits vary)

1

$7.29

$14.58

$21.88

$15.80

$31.59

$47.41

2

$7.87

$15.74

$23.61

$17.05

$34.10

$51.16

3

$8.69

$17.39

$26.08

$18.83

$37.68

$56.51

4

$9.64

$19.27

$28.91

$20.89

$41.75

$62.64

5

$10.57

$21.14

$31.71

$22.90

$45.80

$68.71

MetLife PPO

High (In and Out-of- Network benefits)

1

$11.97

$23.94

$35.91

$25.94

$51.87

$77.81

2

$13.38

$26.76

$40.15

$28.99

$57.98

$86.99

3

$14.55

$29.10

$43.65

$31.53

$63.05

$94.58

4

$15.73

$31.45

$47.18

$34.08

$68.14

$102.22

5

$17.59

$35.19

$52.78

$38.11

$76.25

$114.36

United Concordia PPO

High (In-Network benefits only except for emergency services)

1

$11.58

$23.14

$34.72

$25.09

$50.14

$75.23

2

$13.25

$26.50

$29.75

$28.71

$57.42

$26.13

3

$14.38

$28.73

$43.11

$31.16

$62.25

$93.41

4

$15.49

$30.98

$46.47

$33.56

$67.12

$100.69

5

$17.18

$34.34

$51.50

$37.22

$74.40

$111.58

Regional Dental Rates

Please note that the rating areas for each Carrier are not the same for all plans. Please see the specific plan brochure or call the plans customer service number to determine your specific region and premium.

Plan Name

Option

Rating Region

Biweekly Premium

Monthly Premium

Self Only

Self plus One

Self & Family

Self Only

Self plus One

Self & Family

CompBenefits HMO

High

1

$9.99

$19.98

$29.97

$21.65

$43.29

$64.94

2

$10.25

$20.49

$30.74

$22.21

$44.40

$66.60

3

$10.81

$21.63

$32.44

$23.42

$46.87

$70.29

4

$14.04

$28.08

$42.11

$30.42

$60.84

$91.24

5

$14.79

$29.58

$44.37

$32.05

$64.09

$96.14

GHI PPO

High

1

$16.44

$32.88

$49.31

$35.62

$71.24

$106.84

CompBenefits HMO

High

1

$4.14

$8.28

$10.93

$8.97

$17.94

$23.68

International Dental Rates

Please note that international premium rates are not regionally based.

Biweekly Premium

Monthly Premium

Self Only

Self plus One

Self & Family

Self Only

Self plus One

Self & Family

Aetna

$18.14

$36.29

$54.43

$39.30

$78.63

$117.93

GEHA Standard

$9.36

$18.73

$28.09

$20.28

$40.58

$60.86

GEHA High

$12.74

$25.49

$38.23

$27.60

$55.23

$82.83

MetLife Standard

$10.57

$21.14

$31.71

$22.90

$45.80

$68.71

MetLife High

$17.59

$35.19

$52.78

$38.11

$76.25

$114.36

United Concordia

$17.18

$34.34

$51.50

$37.22

$74.40

$111.58

Nationwide Vision Plans Open to All

The table below highlights the selected features of available vision plans. Always consult plan brochures before making a decision. The chart does not show all of your possible out-of-pocket costs.

Vision plans will provide comprehensive eye examinations and coverage for lenses, frames and contact lenses. There are no deductibles or waiting periods. Other benefits such as discounts on lasik surgery may also be available.

Plan Name

Telephone & Website

Plan Option

Biweekly Premium

Monthly Premium

Self Only

Self plus One

Self & Family

Self Only

Self plus One

Self & Family

Blue Cross Blue Shield

888-550-2583

Standard Option

$3.97

$7.94

$11.92

$8.60

$17.20

$25.83

fepblue.org

High Option

$5.01

$10.01

$15.02

$10.86

$21.69

$32.54

Spectera

866-375-3263

Standard Option

$2.63

$5.13

$7.64

$5.70

$11.12

$16.55

spectera.com/myfedvision

High Option

$3.41

$6.65

$9.91

$7.39

$14.41

$21.47

VSP

800-807-0764

Standard Option

$3.82

$7.65

$11.47

$8.28

$16.58

$24.85

choosevsp.com

High Option

$5.40

$10.81

$16.21

$11.70

$23.42

$35.12



Plan Name

Frames

Lenses

Exams

Copayments

Additional Features

Blue Cross
Blue Shield

Every 24 months

Every 12 months

Every 12 months

$0

Breakage warranty; Laser vision correction discount; low vision coverage.

Every 12 months

Every 12 months

Every 12 months

$0

$130 plus 20% off remaining cost frame allowance for standard and high options.

Spectera

Every 12 months

Every 12 months

Every 12 months

$10 exam/$25 material

Low vision; prosthetic eye; vision therapy; Laser vision correction discount.

Every 12 months

Every 12 months

Every 12 months

$10 exam/$10 material

$130 frame allowance for standard and high options.

VSP

Every 12 months

Every 12 months

Every 12 months

$10 exam/$20 material

Prescription eyewear, choose glasses or contacts; Laser vision correction discount.

Every 12 months

Every 12 months

Every 12 months

$10 exam and glasses

$120 frame allowance under standard option. $150 frame allowance under high option.