In the Matter of:               
                                
MICHAEL L. MCGURL,                                               MARCH 13, 1995
            Complainant         
                                
            v.                                                                          94-ERA-28
                                
IMAGE AMERICA, INCORPORATED,    
            Respondent



     RECOMMENDED DECISION AND ORDER 
    APPROVING SETTLEMENT AGREEMENT



       Upon consideration of the settlement agreement of the
parties, submitted in the form of a release signed January 18,
1995; and it appearing that the agreement, incorporated herein by
reference, is fair, adequate, and reasonable, it is recommended
that the agreement be

       ORDERED approved for implementation in accordance with its
terms and that such terms be kept confidential, as the parties have
requested.


                                JULIUS A. JOHNSON
                                Administrative Law Judge