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State Office of
Risk Management
“Protecting state assets
by proactively managing and limiting risk.”
The Risk Management Unit of
the Business Risk & Loss Control Section is responsible
for administering the state’s liability, workers’
compensation and property programs. Utilizing loss
control and training, the unit provides services to state
employees and state agencies to effectively manage risk
in all three programs.
Liability Program
The state is self-insured for liability losses and is
responsible for processing claims brought against state
agencies or state employees and if appropriate, for
paying the claims. There are two types of claims that are
covered by Risk Management: tort claims and claims
brought under federal law. Tort claims involve
allegations of negligence on the part of a state agency
or employee. A few examples would be auto accidents,
injuries occurring in a state building, or road
maintenance. Federal claims include claims for employment
discrimination filed under Title VII, ADEA, ADA, and
claims filed under the FLSA, and FMLA.
Workers’ Comp Program
The state’s workers compensation program is also
self-insured and Risk Management is responsible for the
administration of the program through Pinnacol, the
state’s third-party administrator. Risk Management works
closely with state agencies to provide claim management
assistance.
Property Program
Commercial insurance is purchased to insure losses to
state real property, buildings and their contents. Risk
Management reports losses to the state’s insurance
broker, Marsh U.S.A. where further handling of the claim
is determined. Pursuant to statute, state agencies pay a
maintenance deductible of $1,000 per claim.
Specialized Risk
Management services include:
Loss Control
Risk Management provides the resources for participating
state agencies to be proactive in their risk management
approach. The Loss Control Program is comprised of
various tools and include a detailed State Risk
Management Plan Questionnaire designed to help
participating state agencies identify and reduce
potential claim exposures such as work-related injuries,
property theft, and injury to the public. In addition,
loss control activities (consultation, claim history
review, annual and quarterly reports links to these) are
provided in support of the workers’ compensation,
property and liability programs. Through incident
investigation and claim management, participating state
agencies can reduce exposures and limit claim costs.
Training
Risk Management’s mission is to help protect the state’s
human and financial assets and for this reason, Risk
Management provides free comprehensive safety and loss
control training, including a library of training videos
that can be borrowed by state agencies.
State Risk Management Advisory Group (SRMAG)
On a quarterly basis, Risk Management provides seminars
designed to provide state agencies with timely
information on critical risk management related topics.
These seminars are of special interest to those
responsible for state agency business management,
facilities management, risk management program
coordination, inventory and cost control.
Risk Management staff are
available to work with participating state agencies to
create customized training that incorporates actual
agency examples, data or other information that will best
keep the workforce well-trained and working safely. All
training courses offered by Risk Management are free to
participating state agency employees. Space is limited,
and is typically on a first-come first-serve basis.
These documents may be
presented in PDF format, which requires the Adobe®
Reader.
For more information about
insurance coverage, claims, loss control or training,
please contact
Risk Management.
Email comments to:
Risk
Management
Related Links
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