FEGLI Program Booklet For U.S. Postal Service Employees

This Booklet provides general information for employees about the Federal Employees' Group Life Insurance (FEGLI) Program. You can get detailed information in the FEGLI Handbook (RI 76-26), which is available only in electronic format, at www.opm.gov/insure/life. While some information for annuitants is provided here, annuitants can visit www.opm.gov/retire for more information about FEGLI benefits in retirement.

Table Of Contents

• DIRECTOR'S LETTER

• INTRODUCTION

  • Life Insurance Means Peace of Mind for You and Your Family

  • FEGLI Service Standards

  • How Do I Choose the Right Amount of Life Insurance?

• GENERAL INFORMATION

  • Who Is Eligible?

  • When Does My Coverage Begin?

  • What Is Basic Insurance and How Much Does it Cost?

  • What If I Want Optional Insurance and How Much Does it Cost?

    • Option A - Standard

    • Option B - Additional

    • Option C - Family

  • What Is Accidental Death And Dismemberment (AD&D) Insurance?

    • AD&D Schedule Of Losses

  • What If I Want To Change My Life Insurance Coverage?

    • Open Season

    • Providing Medical Information

    • Life Event

  • When Will My Life Insurance Stop?

  • Will I Be Entitled to a Temporary Extension of My Life Insurance?

  • Can I Voluntarily Cancel My Life Insurance?

  • What Happens to My Life Insurance Coverage When I Retire?

  • Miscellaneous Provisions

    • Assignment

    • Break in Service

    • Conversion

    • Direct Payment of Premiums

    • Incontestability

    • Living Benefits

    • Nonpay Status

    • Reconsideration

    • Workers' Compensation

  • Who Gets the Money after I Die?

  • How Should Someone File a Claim?

  • How Are Benefits Paid?

• SUMMARY

• LIFE INSURANCE WORKSHEET [168 KB]

• SAMPLE ELECTION FORM [199 KB]

• CHANGES AND CLARIFICATIONS

• LIFE INSURANCE FORMS

• FOR MORE INFORMATION