Can You Afford the Cost of Long Term Care?

Atlanta, GA
Home Care: $21,970
Nursing Home: $42,121

Chicago, IL
Home Care: $24,531
Nursing Home: $45,286

Colorado Springs, CO
Home Care: $29,081
Nursing Home: $44,640

Houston, TX
Home Care: $25,350
Nursing Home: $33,179

Manhattan, NY
Home Care: $19,396
Nursing Home: $98,185

San Diego, CA
Home Care: $23,114
Nursing Home: $49,538

Seattle, WA
Home Care: $29,315
Nursing Home: $61,714

Washington, DC
Home Care: $21,190
Nursing Home: $70,518

Source: MetLife Market Survey of Nursing Home and Home Care Costs, April 2002

What is the average annual cost of care in your area? Take a look! The national average annual cost of home health care is well over $20,000 (that's $18/hour1, five hours per day, five days a week for a home health aide) - and it's expected to climb to $68,000 by 2030.2 For care in a nursing home, the national average annual cost is $52,000 (for a semi-private room) and is expected to climb to $190,600 by 2030.2

Take a look at the map above for the average annual cost of care in your area - you may discover that it is even more expensive than you thought. Now ask yourself, how will you pay for these costs should you or a loved one need long term care? And if you don't see your city listed above, go to our web site, www.LTCFEDS.com, for a larger listing of costs by area.

1 MetLife Market Survey of Nursing Home and Home Care Costs, April 2002
2 "Can Aging Baby Boomers Avoid the Nursing Home?", Stucki, B. and Mulvey, J., American Council of Life Insurers, March 2000, page 15

"Help protect your assets from the potentially high costs of long term care. Find out more about the new Federal Long Term Care Insurance Program today!"
Kay Coles James
Director, U.S. Office of Personnel Management

Be Smart! Call 1-800-LTC-FEDS (1-800-582-3337) (TDD 1-800-843-3557) or visit www.LTCFEDS.com for a free Program Overview Brochure!

The Federal Long Term Care Insurance Program
Sponsored by the U.S. Office of Personnel Management and Offered by John Hancock and MetLife
The Federal Long Term Care Insurance Program is administered by Long Term Care Partners, LLC, and offered by:
John Hancock Life Insurance Company, Boston, MA 02117
Metropolitan Life Insurance Company, New York, NY 10010