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David E. Ott
Economist, Division of Occupational Pay and
Employee Benefit Levels, Bureau of Labor Statistics
Plans that protect against loss of family income when an employee dies can be divided into two groups: those that provide regular payments over time and those that make an immediate lump-sum payment. This article focuses on the range of benefit protection available, methods used to coordinate benefits, and the ultimate amount of benefits received by employees in 1989.
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