Table 4. Percent of workers participating in selected employee benefit plans, by worker and establishment characteristic, private industry, 2003
Medical care Dental care Life insurance All retirement Defined benefit pension Defined contribution

All workers

53 36 47 49 20 40

White-collar occupations

58 42 54 59 22 51

Blue-collar occupations

61 38 50 50 24 38

Service occupations

25 18 25 21 7 16

Full-time

65 45 59 58 24 48

Part-time

13 7 9 18 8 14

Union

82 67 61 83 72 39

Non-union

50 33 46 45 15 40

Average wage less than $15 per hour

40 25 37 35 11 29

Average wage $15 per hour or higher

72 54 64 70 33 57

Goods-producing industries

68 50 58 63 31 49

Service-producing industries

48 32 44 45 16 37

Establishments with fewer than 100 workers

42 23 33 35 8 31

Establishments with 100 or more workers

65 51 64 65 33 51

Metropolitan areas

54 37 48 50 21 41

Nonmetropolitan areas

48 29 45 42 14 36