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Insurance Services Programs

Federal Benefits Open Season Snapshot

RI 70-01 For Federal Civilian Employees



Current Employees

During Open Season, you have the opportunity to make changes in the Federal Employees Health Benefits (FEHB) Program, the Federal Employees Dental and Vision Insurance Program (FEDVIP) and the Federal Flexible Spending Account Program (FSAFEDS). You can use this chart to assist you with the decisionmaking process of selecting plans and enrolling in these benefit programs.

 

If Currently Enrolled in the Program

If Not Enrolled in the Program

FEHB

  1. Check your plan's 2008 premiums and satisfaction survey results in Appendix E;
  2. Examine your plan's 2008 brochure for benefit and enrollment/service area changes;
  3. Check Appendix E for any new plans and plan options available to you;
  4. If satisfied with your plan's rates, survey results and benefits for 2008, do nothing - your enrollment will continue automatically;
  5. If not satisfied with your current plan for 2008, see Appendix B for guidance on choosing another plan.
  1. See page 5 for general information on FEHB (including eligibility) and Appendix B for guidance on choosing a plan;
  2. If you decide to enroll, examine the 2008 brochure of each plan you consider to ensure the benefits and premiums meet your needs and the plan is available in your area;
  3. Contact the human resources office of your agency for information on how to enroll.

FEDVIP

  1. Check your plan's 2008 premiums in Appendix K and examine your plan's 2008 brochure for benefit and enrollment/service area changes;
  2. If also enrolled in FEHBP, check your 2008 FEHBP brochure for any changes in dental and/or vision benefits;
  3. If satisfied with your plan's rates and benefits for 2008, do nothing - your enrollment will continue automatically;
  4. If not satisfied with your current plan for 2008, see page 8 for guidance on choosing another plan and for information on how to change your enrollment;
  5. If you no longer want FEDVIP, you must cancel during Open Season by contacting BENEFEDS; after Open Season you cannot cancel; see Appendix H for details.
  1. See page 8 for general information on FEDVIP (including eligibility) and for guidance on choosing a FEDVIP plan;
  2. If you decide to enroll, examine the 2008 brochure of the plans in which you are interested to ensure the benefits and premiums meet your needs and the plan is available in your area;
  3. See page 10 for information on how to enroll.

FSAFEDS

  1. If you want to participate in 2008, you must make a new election. Keep in mind your election and enrollment do not carry over from year to year; see page 13 for information on how to enroll;
  2. Check your 2008 FEHBP and 2008 FEDVIP plan brochures to see how any benefit changes may affect your outofpocket health care expenses;
  3. See pages 12 - 13 for any updated information about the Program.
  1. See page 12 for general information on FSAFEDS (including eligibility) and for guidance on making a decision whether to participate;
  2. See page 13 for information on how to enroll.

New or Newly Eligible Employees

As a new or newly eligible employee, you may have the opportunity to enroll in the benefit programs noted below. Use this chart to assist you with the decisionmaking process of selecting and enrolling in the benefit programs below that meet your needs. The chart gives you things to consider as you make your decisions.

FEHBP

  1. See page 5 for general information on FEHBP (including eligibility) and for guidance on choosing a plan;
  2. If you decide to enroll, examine the 2008 brochure of each plan you consider to ensure the benefits and premiums meet your needs and the plan is available in your area;
  3. Contact the human resources office of your agency for information on how to enroll.

FEDVIP

  1. See page 8 for general information on FEDVIP (including eligibility) and for guidance on choosing a FEDVIP dental plan and/or vision plan;
  2. If you decide to enroll, examine the 2008 brochure of each plan you consider to ensure the benefits and premiums meet your needs and the plan is available in your area;
  3. See page 10 for information on how to enroll.

FSAFEDS

  1. See page 12 for general information on FSAFEDS (including eligibility) and for guidance on making a decision whether to participate;
  2. See page 13 for information on how to enroll.

FEGLI

  1. See page 15 for general information on FEGLI (including eligibility) and for guidance on making a decision whether to select optional insurance (basic FEGLI is automatic);
  2. See page 17 for information on how to enroll.

FLTCIP

  1. See page 18 for general information on FLTCIP (including eligibility) and for guidance on making a decision whether to apply;
  2. See page 19 for information on how to apply for coverage.

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