Appendix A
FEHB Program Features
RI 70-08 - For Certain Temporary Employees
- No waiting periods. You can use your benefits as soon as your coverage becomes effective.
There are no pre-existing condition limitations even if you change plans.
- A choice of coverage.You can choose Self Only coverage just for you, or Self and Family
coverage for you, your spouse, and unmarried dependent children under age 22. Under certain
circumstances, your FEHB enrollment may cover your disabled child 22 years old or older
who is incapable of self-support.
- A choice of plans and options.Fee-for-Service plans, plans offering a Point-of-Service
product, Health Maintenance Organizations, High Deductible Health Plans and Consumer-Driven
Health Plans.
- A Government contribution. The Government pays 72 percent of the average premium of all
plans toward the total cost of your premium, but not more than 75 percent of the total premium for
any plan.
- Salary deduction. You pay your share of the premium through a payroll deduction.
- Annual enrollment opportunities. Each year you can enroll or change your health plan
enrollment during Open Season. Open Season runs from the Monday of the second full work week
in November through the Monday of the second full work week in December. Other events allow
for certain types of changes throughout the year; see your human resources office or retirement
system for details.
- Annual enrollment opportunities. Each year you can enroll or change your health plan enrollment. The
Open Season runs from the Monday of the second full work week in November through the Monday of the second full work
week in December. Other events allow
for certain types of changes throughout the year; see your human resource office or retirement
system for details.
- Continued group coverage. The FEHB Program offers continued FEHB coverage:
- for you and your family when you retire from Federal service (normally you need to be covered
under the FEHB Program for the five years of service immediately before you retire),
- for your former spouse if you divorce and he or she has a qualifying court order (see your
human resource office for more information),
- for your family if you die, or
- for you and your family when you move, transfer, go on leave without pay, or enter
military service (certain rules about coverage and premium amounts apply; see your human
resource office).
- Coverage after FEHB ends. The FEHB Program offers temporary continuation of coverage (TCC)
and conversion to non-group (private) coverage:
- for you and your family if you leave Federal service (including when you are not eligible to
carry FEHB into retirement),
- for your covered dependent child if he or she marries or turns age 22, or
- for your former spouse if you divorce and he or she does not have a qualifying court order (see
your human resource office for more information).
If you lose coverage under the FEHB Program, you should automatically receive a Certificate of
Group Health Plan Coverage from the last FEHB plan to cover you. If not, the plan must give you
one on request. This certificate may be important to qualify for benefits if you join a non-FEHB plan.
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