Healthcare Coverage Options Database: Individual Health Insurance Coverage
Internet URL
http://www.nahu.org/consumer/healthcare/topic.cfm?catID=2 
Sponsoring Agency
National Association of Health Underwriters
Description
Many Americans who do not have access to group health insurance coverage, like self-employed people, early retirees, students and people whose employers do not offer health benefits, choose to purchase their own coverage privately. The laws concerning individual health insurance products are different than the laws regulating group coverage, and the requirements vary significantly on a state-by-state basis. This section helps consumers understand how individual insurance is regulated in their area, and it also helps explain the state-specific options available to individual consumers who have serious medical conditions that may preclude them from obtaining traditional coverage.