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U.S. Office of Personnel Management - Ensuring the Federal Government has an effective civilian workforce

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Federal Employees Health Benefits Program

Participation FAQ


(also refer to the Eligibility or Enrollment sections)

Who should not participate?

Regardless of your marital status, and the number of dependents you have, if you :

  • pay no federal income tax, or
  • earn less than $6,400 per year

you should give serious consideration to waiving participation in premium conversion.�