When to be Wary
Be careful in selecting a qualified professional to assist you. Some warning signs to look for:

• Vague ideas or plans. Qualified professionals should be willing to discuss in detail what they will do for you and the plan.
• Undue promotion of certain funds. They should address the selection and monitoring process rather than promote funds with impressive recent track records.
• Reluctance to discuss compensation. Qualified professionals should be open to discussing their compensation.