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If I don't offer a plan, what should I consider?
If you don't offer a retirement plan and are interested in any of the benefits highlighted above for yourself and your employees, you may want to talk to a qualified professional about how your company can start a plan.

Retirement plans can be structured to be inexpensive for you as the employer. Keep in mind that retirement plans can evolve over time as your business grows. Often business owners find that by thinking about retirement plan options early, they are better positioned to make the right choices for their businesses as they grow.

While there are legal responsibilities to offering a plan this guide and other resources are available to help you understand and meet these responsibilities.

Before making a decision about a retirement plan, consider the benefits listed above, including those that benefit you as an owner.

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