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Banking Study, 1998

 

Introduction | Small Business Lending | Bank Holding Company | Microlending |  Farm Lending | Obtaining Reports 

 

Introduction

For the fifth straight year, the Office of Advocacy is releasing its analysis of call report data collected by the Federal Reserve on the lending activity of about 9,000 individual reporting commercial banks. The information is organized on a state-by-state basis to enable small business borrowers and depositors to make better decisions about the banking services in their respective states. Four studies result from this analysis.

Small Business Lending in the United States

This is an annual study published by the Office of Advocacy ranking commercial banks' lending performance to small businesses by state.

  • Introductory discussion (text of the report) (PDF file)
     
  • Tables 1 - 4 (PDF files) - Tables for each state listing bank rankings and the number of banks using call report data and CRA data.

     

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        Download table one data - This is a self-extracting executable file containing a tab delimited text file with the directory of banks by state which can be used with spread sheet software.
      Bank Holding Company Study

      A companion to the Small Business Lending in the United States, this study provides a listing of the bank holding companies (banks with at least $10 billion dollars in assets).

      • Introductory discussion (text of the report) (PDF file)
      • Table 1 (PDF file) - This table uses call report data to rank bank holding companies on small-business-friendliness.
      • Table 2 (PDF file) - This table uses Community Reinvestment Act (CRA) data to rank the bank holding companies on small-business-friendliness.

      Micro-Business-Friendly Banks in the United States

      A companion to the Small Business Lending in the United States, the report lists the micro-business-friendly banks, banks with significant lending activity of loans under $100,000, by state.

      • Introductory discussion (text of the report) (PDF file)
      • Table 1 (PDF file) - Table showing the top microlenders using call report data.
      • Table 2 (PDF file) - Table showing the top microlenders using CRA data.
      • Table 3 (PDF file) - Table showing the top bank holding company microlenders using call report data.
      • Table 4 (PDF file) - Table showing the top bank holding company microlenders using CRA data.

      Farm-Friendly Banks in the United States

      A companion to the Small Business Lending in the United States, the report lists farm-friendly banks, banks with significant farm lending activity of loans under $250,000, by state. In addition, for the first time, a Small Farm Lending by Bank Holding Companies report is available.

      How to Obtain Paper, Microfiche or Disk Copies

      To purchase a copy of the complete banking study on paper, microfiche or IBM-compatible diskette, contact the National Technical Information Service at (703) 605-6000 or 1-800-553-6847.


      Download the Adobe Acrobat Reader for PDF Files (If Necessary)


      The Adobe Acrobat Reader may be obtained from the Adobe Home Page. Be sure to read the Adobe Electronic End User License Agreement and any other instructions prior to installing the Adobe Acrobat Reader on your system. Adobe also offers a plug-in for Acrobat that converts PDF files to text and a website to convert an individual file.


      The state and territory profiles are in Adobe PDF in text format. Download the Adobe Acrobat Reader for PDF Files or Convert PDF files if necessary. The Adobe Acrobat Reader may be obtained from the Adobe Home Page. Be sure to read the Adobe Electronic End User License Agreement and any other instructions prior to installing the Adobe Acrobat Reader on your system. Adobe also offers Accessibility Tools for PDF Documents

 
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